It’s All About Location!
Welcome to 104 Oak Street, a well-maintained, 3-bedroom, 2-bath home in the heart of Belmont’s sought-after neighborhood. Nestled on a quiet street just steps from downtown Belmont and Davis Park, this move-in ready gem offers the perfect blend of modern updates, private outdoor living, and unbeatable walkability.
Inside, you’ll find beautifully kept hardwood oak floors (2016), updated tile bathrooms (2016), and a stylishly remodeled kitchen (2018) with modern cabinetry, countertops, and appliances. All appliances convey, including refrigerator, dishwasher, microwave, range, washer, and dryer. Fresh interior paint (2025) adds a bright, clean feel throughout.
Enjoy the convenience of 3 spacious bedrooms and 2 full bathrooms, ideal for families, guests, or a home office setup.
Step outside into your own backyard oasis, perfect for year-round enjoyment with a large patio, built-in fire pit, and lush landscaping. The 24x12 outbuilding (2022) offers flexible space for a workshop, art studio, man cave, or outdoor kitchen. A custom-built playground (2019) also conveys.
Highlights include:
Walkability to downtown Belmont’s restaurants, shops, parks, and greenways
Convenient access to the U.S. National Whitewater Center, Charlotte Douglas Airport, and major highways
Located in a quiet, established neighborhood with sidewalks and a strong community vibe
Don’t miss this opportunity to own a beautiful home in one of Belmont’s most beloved neighborhoods. Schedule your showing today—this one won’t last!
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Street View
$400,000
104 Oak St, Belmont, NC 28012
3beds
1,220sqft
Single Family Residence
Built in 1992
0.24 Acres Lot
$400,700 Zestimate®
$328/sqft
$2,003 Estimated rent
Home value
$400,700
$361,000 - $445,000
$2,003/mo
Zestimate® history
Owner options
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$2,003/mo
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$2,003/mo
Rent Zestimate®
Refinance and save
$2,445/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$2,445/mo
Est. payment
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List your homeWhat's special
Modern updatesLush landscapingBackyard oasisCustom-built playgroundLarge patioSpacious bedroomsFresh interior paint
Zillow last checked:
Listing updated:
Listed by:
Michelle Robinson 980-888-3051,
EXP Realty LLC Ballantyne
Bought with:
Chris Hansen
Gold House Properties LLC
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4295231
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom full
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Living room
- Level: Main
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Range, ENERGY STAR Qualified Washer, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator
- Laundry: Mud Room
Features
- Has basement: No
- Attic: Pull Down Stairs
Interior area
- Total structure area: 1,220
- Total interior livable area: 1,220 sqft
- Finished area above ground: 1,220
- Finished area below ground: 0
Property
Parking
- Total spaces: 4
- Parking features: Driveway
- Uncovered spaces: 4
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio, Other
- Fencing: Fenced,Privacy
Lot
- Size: 0.24 Acres
Details
- Parcel number: 125814
- Zoning: R1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Other
- Foundation: Slab
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: Public Sewer
- Water: City
- Utilities for property: Cable Available, Electricity Connected, Underground Utilities
Community & HOA
Community
- Features: Picnic Area, Playground, Street Lights
- Security: Carbon Monoxide Detector(s), Smoke Detector(s)
- Subdivision: Downtown
Location
- Region: Belmont
Financial & listing details
- Price per square foot: $328/sqft
- Tax assessed value: $247,570
- Annual tax amount: $2,609
- Date on market: 8/28/2025
- Cumulative days on market: 6 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/2/2025 | Sold | $400,000+0.3%$328/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4295231 Report a problem | ||
| 8/28/2025 | Listed for sale | $399,000+214.2%$327/sqft |
Source: Canopy MLS as distributed by MLS GRID #4295231 Report a problem | ||
| 5/24/2016 | Sold | $127,000$104/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,609 | $252,810 +2.1% |
| 2024 | $2,609 -1% | $247,570 |
| 2023 | $2,637 +23.2% | $247,570 +51% |
| 2022 | $2,140 -3% | $163,950 |
| 2021 | $2,205 | $163,950 |
| 2020 | $2,205 -0.7% | $163,950 |
| 2019 | $2,222 +14.8% | $163,950 +17.4% |
| 2018 | $1,935 +3% | $139,690 |
| 2017 | $1,879 | $139,690 |
| 2016 | $1,879 | $139,690 +35.6% |
| 2014 | $1,879 | $103,015 |
| 2012 | -- | $103,015 |
| 2011 | -- | $103,015 |
| 2010 | -- | $103,015 |
| 2009 | -- | $103,015 |
| 2008 | -- | $103,015 +16.4% |
| 2007 | -- | $88,500 |
| 2006 | -- | $88,500 |
| 2005 | -- | $88,500 |
| 2004 | -- | $88,500 |
| 2003 | -- | $88,500 -16.9% |
| 2002 | -- | $106,500 +36.4% |
| 2001 | -- | $78,070 0% |
| 2000 | -- | $78,100 |
Find assessor info on the county website
Neighborhood: 28012
Nearby homes
- $363,7002 bd2 ba1k sqft108 Oak St, Belmont, NC 28012Off Market
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- $110,0002 bd2 ba1k sqft113 Harris St, Belmont, NC 28012Sold
- $154,3002 bd1 ba720 sqft107 Oak St, Belmont, NC 28012Off Market
Nearby schools
GreatSchools rating
- 5/10Belmont Central Elementary SchoolGrades: 2-5Distance: 0.4 mi
- 5/10Belmont Middle SchoolGrades: 6-8Distance: 1.5 mi
- 8/10South Point High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Belmont Central
- Middle: Belmont
- High: South Point (NC)
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$400,700
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$400,700
- North Carolina
- Gaston County
- Belmont
- 28012
- 104 Oak St
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