Skip main navigation
Pending
  • Price cut: $14.1K (9/29)
    $474,900

    1040 Highway 98 #1004, Destin, FL 32541

    1beds
    719sqft
    : 
    $3,225/mo
    Get pre-qualified
    Condominium
    Built in 1984
    -- sqft lot
    $457,300 Zestimate®
    $661/sqft
    $-- HOA

    What's special

    Beachfront retreatSeasonally heated indoor poolHot tubBeautifully updated kitchenGranite countertopsThoughtfully designed floor planOpen spacious feel
    DIRECT GULF VIEWS FROM THE 10TH FLOOR! Welcome to SunDestin 1004, a beautifully updated 1-bedroom, 1.5-bath Gulf-front condo offering sweeping views of Destin's emerald waters & sugar-white sands. Located within one of Destin's most popular vacation resorts, this inviting condo combines a desirable Gulf-front setting with a highly sought-after resort environment, making it a fantastic vacation rental investment. A mirrored wall in the living room reflects the stunning Gulf views while creating an open, spacious feel, and tile floors flow throughout the common areas. The beautifully updated kitchen features timeless white shaker cabinetry, tile backsplash, granite countertops, and stainless steel appliances. The thoughtfully designed floor plan offers excellent flexibility for both personal use & vacation rentals. The bedroom features an ensuite half bath that also connects to the full bathroom, allowing the bedroom to be locked off for added privacy while still providing convenient bathroom access for guests. A sleeper sofa in the living room brings the sleeping capacity to 4. Step onto the private balcony to take in the expansive Gulf views & enjoy the beauty of the Emerald Coast from your own beachfront retreat. One of SunDestin's most compelling ownership advantages is its exceptionally inclusive association fee, which covers ALL utilities, including electricity, a rare benefit for a Gulf-front vacation rental & one that can help simplify ownership & operating expenses. SunDestin also offers an impressive collection of onsite amenities designed to provide guests with everything they need in one convenient location, including a 24/7 front desk with concierge service, a Gulf-front outdoor pool, a seasonally heated indoor pool (renovation scheduled for completion in 2027), hot tub, sauna, steam room, fitness center, conference room, on-site restaurant, gift shop, and seasonal beach chair & umbrella service. Guests can even enjoy food & drinks served beachside from the on-site restaurant, adding another layer of convenience to the quintessential Gulf-front experience. With so many conveniences & activities available on site, SunDestin functions as a true one-stop beach resort, helping create the kind of memorable guest experience that encourages loyal repeat visitors & supports strong occupancy season after season. Unit 1004 also offers added peace of mind with the building restoration complete, the assessment paid in full, and no pending assessments. Centrally located in Destin, SunDestin places you just minutes from Big Kahuna's, The Track, HarborWalk Village, Destin Commons, and countless restaurants, shopping destinations, and water activities. Whether purchased as a vacation rental investment, personal beach retreat, or both, SunDestin 1004 offers an exceptional opportunity to own a beautifully updated Gulf-front condo with spectacular views, outstanding resort amenities, and the convenience of being in the heart of Destin.
    26 days
    2,076
    164

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Abbott Martin Group 850-460-2900,

    EXP Realty LLC,

    Brittany N Hudson,

    EXP Realty LLC

    Source: ECAOR,MLS#: 1011883MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      • Area: 110 Square Feet
      • Dimensions: 10 x 11
      Bathroom
      • Level: First
      • Area: 50 Square Feet
      • Dimensions: 5 x 10
      Bathroom
      • Level: First
      • Area: 25.52 Square Feet
      • Dimensions: 4.4 x 5.8
      Dining area
      • Level: First
      • Area: 126 Square Feet
      • Dimensions: 14 x 9
      Kitchen
      • Level: First
      • Area: 84.8 Square Feet
      • Dimensions: 10.6 x 8
      Living room
      • Level: First
      • Area: 140 Square Feet
      • Dimensions: 14 x 10
      Heating
      • Central
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Dishwasher, Disposal, Microwave, Refrigerator, Electric Water Heater
      • Laundry: Common Area
      Features
      • Breakfast Bar, Recessed Lighting, Walls Mirrored
      • Flooring: Tile
      • Windows: Window Treatments
      • Furnished: Yes
      Interior area
      • Total structure area: 719
      • Total interior livable area: 719 sqft

      Property

      Features
      • Exterior features: Balcony
      • Has view: Yes
      • View description: Gulf
      • Has water view: Yes
      • Water view: Gulf
      • Waterfront features: Gulf, Waterfront
      Details
      • Parcel number: 002S22455500001004

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Materials
      • Concrete
      • Roof: Concrete
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 1984

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: BBQ Pit/Grill, Beach, Community Room, Dumpster, Elevators, Fitness Center, Picnic Area, Pool, Sauna/Steam Room, TV Cable, Waterfront, Whirlpool, Short Term Rental - Allowed
      • Security: Fire Alarm, Smoke Detector(s)
      • Subdivision: Sundestin
      HOA
      • Has HOA: Yes
      • Services included: Electricity, Maintenance Grounds, Insurance, Management, Recreational Faclty, Sewer, Cable TV, Telephone, Trash, Water, Internet
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $661/sqft
      • Tax assessed value: $360,000
      • Annual tax amount: $4,093
      • Date on market: 9/12/2026

        Estimated market value

        $457,300

        $434,000 - $480,000

        $1,838/mo

        Price history

        DateEventPrice
        10/5/2026Pending sale$474,900$661/sqft
        Source: ECAOR #1011883 Report a problem
        9/29/2026Price change$474,900-2.9%$661/sqft
        Source: ECAOR #1011883 Report a problem
        9/12/2026Listed for sale$489,000+17.8%$680/sqft
        Source: ECAOR #1011883 Report a problem
        5/28/2025Sold$415,000+3.8%$577/sqft
        Source: ECAOR #955786 Report a problem
        5/14/2025Pending sale$400,000$556/sqft
        Source: ECAOR #955786 Report a problem
        3/21/2025Price change$400,000-11.1%$556/sqft
        Source: ECAOR #955786 Report a problem
        3/7/2025Listed for sale$450,000-14.6%$626/sqft
        Source: ECAOR #955786 Report a problem
        1/26/2025Listing removed$527,000$733/sqft
        Source: ECAOR #955786 Report a problem
        7/30/2024Listed for sale$527,000+96.6%$733/sqft
        Source: ECAOR #955786 Report a problem
        12/15/2016Sold$268,000+5.1%$373/sqft
        Source: Public Record Report a problem
        1/29/2003Sold$255,000+21.4%$355/sqft
        Source: Public Record Report a problem
        11/14/2001Sold$210,000$292/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,264 -12.5%$360,000 -4.9%
        2024$4,874 +3.8%$378,470 -16.1%
        2023$4,696 +23.3%$451,000 +40.9%
        2022$3,810 +3.4%$320,000 +3.1%
        2021$3,685 +13.6%$310,300 +19.3%
        2020$3,243 +8.8%$260,000 +10.6%
        2019$2,981 +3.2%$235,000 +4.4%
        2018$2,889 $225,000 +7.4%
        2017$2,889 +5.5%$209,500 +4%
        2016$2,738 +4.6%$201,500 +4.9%
        2015$2,617 +2.9%$192,000 +6.1%
        2014$2,544 $181,000 +13.8%
        2013-- $159,000 +6.7%
        2012-- $149,000 -3.2%
        2011-- $154,000 -3.8%
        2010-- $160,000 -30.7%
        2009-- $231,000 -11.2%
        2008-- $260,000 -10.3%
        2007-- $290,000 -18.5%
        2006-- $356,000 +6%
        2005-- $336,000 +49.3%
        2004-- $225,000 +25%
        2003-- $180,000 +21.9%
        2002-- $147,700 +4%
        2001-- $142,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 32541

        Getting around

        41 / 100
        Car-Dependent
        37 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Fort Walton Beach

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts