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For sale
    • Price cut: $15K (4/30)
    $279,900

    1040 Umber Dr, Traverse City, MI 49696

    2beds
    850sqft
    : 
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    Condominium, Single Family Residence
    Built in 2021
    -- sqft lot
    $277,900 Zestimate®
    $329/sqft
    $80/mo HOA

    What's special

    Corner-lot ranchCovered front porchVaulted ceilingsSoft-close white cabinetry
    The Umber Uplift Practically new. Perfectly placed. Completely turn-key. Just 5.7 miles from downtown Traverse City, this corner-lot ranch in Traditions delivers country calm with easy access to town. Sunrise glows on the covered front porch, perfect for morning coffee. The back deck is — perfect for lounging, container gardens, and summer tomatoes. The dog park is steps from your front door, and mature trees frame the neighborhood with Northern Michigan charm. Inside, vaulted ceilings and oversized windows create bright, airy living. Luxury vinyl flooring flows throughout. The island kitchen shines with granite counters, soft-close white cabinetry, and stainless appliances — including a gas range with convection oven. It’s stylish, efficient, and ready for gathering. The primary bedroom comfortably fits a king-sized bed. The second bedroom flexes beautifully as guest space, office, reading room, or creative studio. A dedicated laundry room with Maytag washer and dryer, and plenty of space for the necessities. Storage is generous with a four-foot insulated poured concrete crawl space. Two designated parking spots sit directly in front of the home. Paved neighborhood roads are ideal for biking, and Logan’s Landing at Boardman Lake is just 3.8 miles away — bring your kayak, paddleboard, or bike and lean into the lifestyle. For $80/month, the association handles lawn care, sprinklers, snow removal, and trash — creating true low-maintenance living. With larger homes in the neighborhood priced significantly higher, this is a smart, versatile opportunity — ideal for a starter home, downsizing dream, Northern Michigan getaway, or 30-day minimum rental investment. Effortless. Elevated. Ready to CELEBRATE your next chapter.
    147 days
    |
    372
    |
    14
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Kimberly Kamrow 231-633-1796,

    Keller Williams, Home 248-626-2100

    Source: NGLRMLS,MLS#: 1942485MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Rooms
      • Room types: Great Room
      Primary bedroom
      • Level: Main
      • Area: 144
      • Dimensions: 16 x 9
      Bedroom 2
      • Level: Main
      • Area: 120
      • Dimensions: 12 x 10
      Primary bathroom
      • Features: Shared
      Kitchen
      • Level: Main
      • Width: 12
      Living room
      • Level: Main
      • Area: 130
      • Dimensions: 13 x 10
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Refrigerator, Oven/Range, Disposal, Dishwasher, Microwave, Washer, Dryer, Exhaust Fan, Electric Water Heater
      • Laundry: Main Level
      Features
      • Pantry, Granite Bath Tops, Granite Counters, Kitchen Island, Vaulted Ceiling(s), Drywall, Cable TV, High Speed Internet
      • Flooring: Vinyl, Carpet
      • Windows: Blinds
      • Basement: Crawl Space,Exterior Entry,Unfinished
      • Has fireplace: No
      • Fireplace features: None
      Interior area
      • Total structure area: 850
      • Total interior livable area: 850 sqft
      • Finished area above ground: 850
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Parking features: Assigned, Asphalt
      • Details: Assigned Parking Space
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Entry location: Limited Steps,First Floor Level,Other
      • Patio & porch: Deck, Covered
      • Exterior features: Sprinkler System, Sidewalk, Rain Gutters
      • Has view: Yes
      • View description: Countryside View
      • Waterfront features: None
      Lot
      • Features: Cleared, Level, Landscaped
      Details
      • Additional structures: None
      • Parcel number: 0531920400
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: Ranch,Cottage
      • Property subtype: Condominium, Single Family Residence
      • Attached to another structure: Yes
      Materials
      • Frame, Vinyl Siding
      • Foundation: Poured Concrete
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 2021

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Pets Allowed, Common Area
      • Subdivision: Traditions
      HOA
      • Services included: Trash, Snow Removal, Maintenance Structure, Liability Insurance
      • HOA fee: $960 annually
      Location
      • Region: Traverse City

      Financial & listing details

      • Price per square foot: $329/sqft
      • Tax assessed value: $106,700
      • Annual tax amount: $2,910
      • Price range: $279.9K - $279.9K
      • Date on market: 2/25/2026
      • Cumulative days on market: 148 days
      • Listing agreement: Exclusive Right Sell
      • Listing terms: Conventional,Cash,FHA,VA Loan
      • Ownership type: Private Owner
      • Road surface type: Asphalt

        Estimated market value

        $277,900

        $264,000 - $292,000

        $1,726/mo

        Price history

        DateEventPrice
        4/30/2026Price change$279,900-5.1%$329/sqft
        Source: NGLRMLS #1942485 Report a problem
        3/15/2026Price change$294,900-1.7%$347/sqft
        Source: NGLRMLS #1942485 Report a problem
        2/25/2026Listed for sale$299,900+20%$353/sqft
        Source: NGLRMLS #1942485 Report a problem
        3/6/2025Sold$250,000-3.8%$294/sqft
        Source: NGLRMLS #1924852 Report a problem
        9/19/2024Price change$260,000-3.7%$306/sqft
        Source: NGLRMLS #1924852 Report a problem
        7/31/2024Price change$270,000-6.6%$318/sqft
        Source: NGLRMLS #1924852 Report a problem
        7/17/2024Listed for sale$289,000+7%$340/sqft
        Source: NGLRMLS #1924852 Report a problem
        8/11/2023Sold$270,000-1.8%$318/sqft
        Source: RE/MAX of Michigan Solds #1913250_49696 Report a problem
        7/24/2023Contingent$275,000$324/sqft
        Source: NGLRMLS #1913250 Report a problem
        7/11/2023Listed for sale$275,000+61.9%$324/sqft
        Source: NGLRMLS #1913250 Report a problem
        1/30/2021Listing removed--
        Source: Real Estate One Report a problem
        1/22/2021Pending sale$169,900$200/sqft
        Source: Real Estate One #1883449 Report a problem
        1/22/2021Listed for sale$169,900$200/sqft
        Source: Real Estate One #1883449 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,910 +29.2%$106,700 -1.6%
        2024$2,253 -1.1%$108,400 +29%
        2023$2,278 +43.7%$84,000 -0.4%
        2022$1,585 +2202.9%$84,300 -2.1%
        2021$69 $86,100 +1224.6%
        2020-- $6,500 +333.3%
        2019-- $1,500
        2018-- $1,500 +25%
        2017-- $1,200
        2016-- $1,200 -65.7%
        2014-- $3,500
        2012-- $3,500
        2011-- $3,500
        2010-- $3,500
        2009-- $3,500
        2008-- $3,500 +118.8%
        2007-- $1,600
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 49696

        Getting around

        2 / 100
        Car-Dependent
        21 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Traverse City Area Public Schools

        Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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