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  • $477,000

    1040 Whites Creek Ln, Decaturville, TN 38329

    3beds
    2,246sqft
    Single Family Residence, Residential
    Built in 2009
    0.3 Acres Lot
    $475,100 Zestimate®
    $212/sqft
    $2,165 Estimated rent

    Home value

    $475,100

    Estimated sales range

    Not available

    $2,165/mo

    Zestimate® history
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    What's special

    Private sandy beachPrivate dockExpansive covered deckHardwood and tile floorsGranite countertops
    Whites Creek Riverfront Retreat – Turnkey Airbnb Gem! Location: Gated Whites Creek Community, Tennessee River (midway between Memphis & Nashville, south of I-40) Private Dock + Sandy Beach Proven Airbnb Income (3+ Years) 3 Bed | 4 Bath | Fully Furnished Property Highlights Riverfront Paradise: Unobstructed views up/down the Tennessee River with multiple sandy beaches, islands, coves & marinas Private Dock + Beach: Step from your backyard onto your own dock and private sandy beach Wildlife & River Activity: Daily sightings of bald eagles, pleasure boats, barges & river cruise ships Turnkey Airbnb: Fully furnished – just bring clothes! Successful rental history (3 years) Additional Lot: 40x40 metal shop with electricity & wood stove (perfect for hobbies/storage) Home Features Main Level features Hardwood & tile floors, granite countertops, expansive covered deck Full basement heated/cooled with full bath – ideal for entertaining or storage Community Perks Gated Neighborhood with community boat ramp & large sandy beach Short boat ride to marinas with dining & entertainment Prime spot for fishing, watersports & nature lovers Quick drive to Decaturville (groceries, hardware, etc.) City Water High Speed Internet Minutes to Mermaid Marina and Tennessee River Golf Key Notes Floodplain Location: Home elevated with concrete block basement (ventable for flood events) Investment Ready: Proven rental income + shop lot included Lifestyle: Halfway between Memphis & Nashville – perfect weekend escape or full-time river living Jet boat (2019 Yamaha SX210) is not included but can be purchased separately. Move-in ready. Boat-in ready. Income-ready. Contact for private showing or Airbnb performance data.

    Zillow last checked:

    Listing updated:

    Listed by:

    Cereice Morris 901-331-7089,

    Lake Homes Realty, LLC

    Bought with:

    Shelia Story, 381636

    Wilson Group Real Estate

    Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3187096MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 4
    • Full bathrooms: 4
    • Main level bedrooms: 2
    Bedroom 1
    • Features: Full Bath
    • Level: Full Bath
    • Area: 130 Square Feet
    • Dimensions: 10x13
    Bedroom 2
    • Features: Bath
    • Level: Bath
    • Area: 132 Square Feet
    • Dimensions: 11x12
    Bedroom 3
    • Features: Extra Large Closet
    • Level: Extra Large Closet
    • Area: 132 Square Feet
    • Dimensions: 11x12
    Primary bathroom
    • Features: Double Vanity
    • Level: Double Vanity
    Living room
    • Features: Combination
    • Level: Combination
    • Area: 221 Square Feet
    • Dimensions: 17x13
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Electric Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
    • Laundry: Electric Dryer Hookup, Washer Hookup
    Features
    • High Speed Internet
    • Flooring: Carpet, Wood, Tile
    • Basement: Full,Partially Finished
    • Fireplace features: Electric
    Interior area
    • Total structure area: 2,246
    • Total interior livable area: 2,246 sqft
    • Finished area above ground: 1,238
    • Finished area below ground: 1,008

    Property

    Parking
    • Total spaces: 6
    • Parking features: Attached/Detached, Driveway
    • Garage spaces: 4
    • Uncovered spaces: 2
    Features
    • Levels: Three Or More
    • Stories: 3
    • Patio & porch: Deck, Covered
    • Exterior features: Dock
    • Has view: Yes
    • View description: Lake, River, Water
    • Has water view: Yes
    • Water view: Lake,River,Water
    • Waterfront features: Lake Front, River Front
    Lot
    • Size: 0.3 Acres
    • Features: Cleared, Level, Views
    • Topography: Cleared,Level,Views
    Details
    • Parcel number: 089E B 00300 000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: A-Frame
    • Property subtype: Single Family Residence, Residential
    Materials
    • Vinyl Siding
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 2009

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public
    • Utilities for property: Water Available

    Community & HOA

    Community
    • Subdivision: Whites Creek Rec Club Llc
    HOA
    • Has HOA: Yes
    • Amenities included: Gated
    • HOA fee: $350 annually
    Location
    • Region: Decaturville

    Financial & listing details

    • Price per square foot: $212/sqft
    • Tax assessed value: $357,500
    • Annual tax amount: $1,680
    • Date on market: 5/4/2026

    Price history

    DateEventPrice
    7/28/2026Sold$477,000+0.4%$212/sqft
    Source: RealTracs MLS as distributed by MLS GRID #3187096 Report a problem
    5/7/2026Pending sale$475,000$211/sqft
    Source: RealTracs MLS as distributed by MLS GRID #3187096 Report a problem
    5/4/2026Listed for sale$475,000$211/sqft
    Source: RealTracs MLS as distributed by MLS GRID #3187096 Report a problem
    5/1/2026Listing removed$475,000$211/sqft
    Source: RealTracs MLS as distributed by MLS GRID #3037440 Report a problem
    10/31/2025Listed for sale$475,000+9.5%$211/sqft
    Source: RealTracs MLS as distributed by MLS GRID #3037440 Report a problem
    8/31/2022Sold$433,964-5.6%$193/sqft
    Source: RealTracs MLS as distributed by MLS GRID #2412237 Report a problem
    8/14/2022Pending sale$459,900$205/sqft
    Source: RealTracs MLS as distributed by MLS GRID #2412237 Report a problem
    7/21/2022Listed for sale$459,900+86.2%$205/sqft
    Source: RealTracs MLS as distributed by MLS GRID #2412237 Report a problem
    7/31/2009Sold$247,000+124.5%$110/sqft
    Source: Public Record Report a problem
    9/5/2008Sold$110,000$49/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$1,465 -1.3%$89,375 +55.4%
    2024$1,484 +8.3%$57,500 +8.3%
    2023$1,369 $53,075
    2022$1,369 $53,075
    2021$1,369 $53,075
    2020$1,369 +28.6%$53,075 +12.2%
    2019$1,065 +13.1%$47,325
    2018$942 0%$47,325
    2017$942 $47,325
    2016$942 +0%$47,325
    2015$942 +0%$47,325 +0%
    2014$942 $47,321
    2013-- $47,321 +8.2%
    2012$871 $43,752
    2011$871 +10.1%$43,752 +10.1%
    2010$791 $39,744
    2009-- $39,744 +297.4%
    2008-- $10,000
    2007-- $10,000 +142.4%
    2006$64 $4,125
    2005$64 $4,125
    2003$64 $4,125
    Find assessor info on the county website

    Neighborhood: 38329

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Decaturville Elementary
    • Middle: Decatur County Middle School
    • High: Riverside High School

    Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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