Whites Creek Riverfront Retreat – Turnkey Airbnb Gem!
Location: Gated Whites Creek Community, Tennessee River (midway between Memphis & Nashville, south of I-40)
Private Dock + Sandy Beach
Proven Airbnb Income (3+ Years)
3 Bed | 4 Bath | Fully Furnished
Property Highlights
Riverfront Paradise: Unobstructed views up/down the Tennessee River with multiple sandy beaches, islands, coves & marinas
Private Dock + Beach: Step from your backyard onto your own dock and private sandy beach
Wildlife & River Activity: Daily sightings of bald eagles, pleasure boats, barges & river cruise ships
Turnkey Airbnb: Fully furnished – just bring clothes! Successful rental history (3 years)
Additional Lot: 40x40 metal shop with electricity & wood stove (perfect for hobbies/storage)
Home Features
Main Level features Hardwood & tile floors, granite countertops, expansive covered deck
Full basement heated/cooled with full bath – ideal for entertaining or storage
Community Perks
Gated Neighborhood with community boat ramp & large sandy beach
Short boat ride to marinas with dining & entertainment
Prime spot for fishing, watersports & nature lovers
Quick drive to Decaturville (groceries, hardware, etc.)
City Water
High Speed Internet
Minutes to Mermaid Marina and Tennessee River Golf
Key Notes
Floodplain Location: Home elevated with concrete block basement (ventable for flood events)
Investment Ready: Proven rental income + shop lot included
Lifestyle: Halfway between Memphis & Nashville – perfect weekend escape or full-time river living
Jet boat (2019 Yamaha SX210) is not included but can be purchased separately.
Move-in ready. Boat-in ready. Income-ready.
Contact for private showing or Airbnb performance data.
Under contract - not showing
$475,000
1040 Whites Creek Ln, Decaturville, TN 38329
3beds
2,246sqft
Single Family Residence, Residential
Built in 2009
0.3 Acres Lot
$-- Zestimate®
$211/sqft
$29/mo HOA
What's special
Private sandy beachPrivate dockExpansive covered deckHardwood and tile floorsGranite countertops
- 64 days |
- 75 |
- 1 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Cereice Morris 901-331-7089,
Lake Homes Realty, LLC 866-525-3466
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3187096
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 4
- Main level bedrooms: 2
Bedroom 1
- Features: Full Bath
- Level: Full Bath
- Area: 130 Square Feet
- Dimensions: 10x13
Bedroom 2
- Features: Bath
- Level: Bath
- Area: 132 Square Feet
- Dimensions: 11x12
Bedroom 3
- Features: Extra Large Closet
- Level: Extra Large Closet
- Area: 132 Square Feet
- Dimensions: 11x12
Primary bathroom
- Features: Double Vanity
- Level: Double Vanity
Living room
- Features: Combination
- Level: Combination
- Area: 221 Square Feet
- Dimensions: 17x13
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Electric Oven, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, Washer Hookup
Features
- High Speed Internet
- Flooring: Carpet, Wood, Tile
- Basement: Full
- Fireplace features: Electric
Interior area
- Total structure area: 2,246
- Total interior livable area: 2,246 sqft
- Finished area above ground: 1,238
- Finished area below ground: 1,008
Property
Parking
- Total spaces: 6
- Parking features: Attached/Detached, Driveway
- Garage spaces: 4
- Uncovered spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck, Covered
- Exterior features: Dock
- Has view: Yes
- View description: Lake, River, Water
- Has water view: Yes
- Water view: Lake,River,Water
- Waterfront features: Lake Front, River Front
Lot
- Size: 0.3 Acres
- Features: Cleared, Level, Views
- Topography: Cleared,Level,Views
Details
- Parcel number: 089E B 00300 000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
- Roof: Shingle
Condition
- New construction: No
- Year built: 2009
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Water Available
Community & HOA
Community
- Subdivision: Whites Creek Rec Club Llc
HOA
- Has HOA: Yes
- Amenities included: Gated
- HOA fee: $350 annually
Location
- Region: Decaturville
Financial & listing details
- Price per square foot: $211/sqft
- Tax assessed value: $357,500
- Annual tax amount: $1,680
- Date on market: 5/4/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/7/2026 | Pending sale | $475,000$211/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3187096 Report a problem | ||
| 5/4/2026 | Listed for sale | $475,000$211/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3187096 Report a problem | ||
| 5/1/2026 | Listing removed | $475,000$211/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3037440 Report a problem | ||
| 10/31/2025 | Listed for sale | $475,000+9.5%$211/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3037440 Report a problem | ||
| 8/31/2022 | Sold | $433,964-5.6%$193/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2412237 Report a problem | ||
| 8/14/2022 | Pending sale | $459,900$205/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2412237 Report a problem | ||
| 7/21/2022 | Listed for sale | $459,900+86.2%$205/sqft |
Source: RealTracs MLS as distributed by MLS GRID #2412237 Report a problem | ||
| 7/31/2009 | Sold | $247,000+124.5%$110/sqft |
Source: Public Record Report a problem | ||
| 9/5/2008 | Sold | $110,000$49/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,465 -1.3% | $89,375 +55.4% |
| 2024 | $1,484 +8.3% | $57,500 +8.3% |
| 2023 | $1,369 | $53,075 |
| 2022 | $1,369 | $53,075 |
| 2021 | $1,369 | $53,075 |
| 2020 | $1,369 +28.6% | $53,075 +12.2% |
| 2019 | $1,065 +13.1% | $47,325 |
| 2018 | $942 0% | $47,325 |
| 2017 | $942 | $47,325 |
| 2016 | $942 +0% | $47,325 |
| 2015 | $942 +0% | $47,325 +0% |
| 2014 | $942 | $47,321 |
| 2013 | -- | $47,321 +8.2% |
| 2012 | $871 | $43,752 |
| 2011 | $871 +10.1% | $43,752 +10.1% |
| 2010 | $791 | $39,744 |
| 2009 | -- | $39,744 +297.4% |
| 2008 | -- | $10,000 |
| 2007 | -- | $10,000 +142.4% |
| 2006 | $64 | $4,125 |
| 2005 | $64 | $4,125 |
| 2003 | $64 | $4,125 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 38329
Nearby schools
GreatSchools rating
- 8/10Decaturville Elementary SchoolGrades: PK-5Distance: 9.6 mi
- 5/10Decatur County Middle SchoolGrades: 5-8Distance: 10.7 mi
- 5/10Riverside High SchoolGrades: 9-12Distance: 10.2 mi
Schools provided by the listing agent
- Elementary: Decaturville Elementary
- Middle: Decatur County Middle School
- High: Riverside High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Tennessee
- Decatur County
- Decaturville
- 38329
- 1040 Whites Creek Ln
Nearby cities
Nearby zip codes
Other Decaturville Topics
