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For sale
  • $2,900,000

    1044 Lagoon Dr, Summerland Key, FL 33042

    4beds
    1,917sqft
    : 
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    Single Family Residence
    Built in 1979
    0.46 Acres Lot
    $-- Zestimate®
    $1,513/sqft
    $-- HOA

    What's special

    Attached garageTwo boat liftsAbundant prep spaceAbundant natural lightQuartz countertopsJet ski liftBright modern kitchen
    Welcome to an exceptional waterfront property on Summerland Key, where three contiguous canal-front lots create an expansive Florida Keys retreat. Situated on a combined property featuring 240' of concrete seawall, this unique offering is designed for boating enthusiasts and those seeking the ultimate island lifestyle. The 1,917 sq. ft. residence is built for peace of mind with impact windows and doors and a durable concrete tile roof. Inside, cathedral ceilings and abundant natural light create an open, inviting atmosphere. The bright, modern kitchen features quartz countertops, abundant prep space, and a large island with bar seating that flows seamlessly into the living and dining areas. A desirable split-bedroom floor plan offers privacy, with two bedrooms and a full bath on each side of the home. Step outside to an expansive wraparound deck overlooking the canal, the perfect place to enjoy your morning coffee, dine outdoors, or unwind while taking in the waterfront views. The outdoor living spaces are designed for unforgettable gatherings featuring a saltwater pool with fountain, an oversized tiki hut complete with a bar, and generous pavered space for relaxing or hosting. With two boat lifts, a jet ski lift, two dedicated angler prep stations, and 240' of concrete seawall, this property is exceptionally equipped for life on the water. The attached garage and lower-level storage enclosure provide ample space for vehicles, fishing equipment, and recreational gear. An additional gravel lot offers exceptional flexibility for future expansion, additional parking, RV storage, or creating your own vision. Whether you're searching for a full-time residence, vacation getaway, or an exceptional waterfront property with room to grow, this one-of-a-kind Summerland Key offerings delivers space, versatility, and the boating lifestyle the Florida Keys are known for.
    20 hours
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    239
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    19
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    Zillow last checked:

    Listing updated:

    Listed by:

    Lisa H Ferringo 305-797-1221,

    Coldwell Banker Schmitt Real Estate Co

    Source: FLKMLS,MLS#: 620644MLS LogoOriginating MLS: Key West Association

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Cooling
      • Central Air, Ductless
      Appliances
      • Included: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
      Features
      • Cathedral Ceiling(s), Quartz Countertops, Bar, Storage, Built-in Cabinets
      • Flooring: Tile, Carpet
      • Doors: Sliding Glass Doors, Impact Rstnce Doors
      • Windows: Impact Rstnce Window
      Interior area
      • Total interior livable area: 1,917 sqft

      Property

      Parking
      • Parking features: Garage, Covered, Off Street, Guest, Open, Attached, Carport
      • Has garage: Yes
      • Has carport: Yes
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Open Porch/Balcony, Patio
      • Exterior features: Bar
      • Has private pool: Yes
      • Pool features: In Ground, Salt Water
      • Fencing: Fenced
      • Has view: Yes
      • View description: Canal
      • Has water view: Yes
      • Water view: Canal
      • Waterfront features: Canal Front, Waterfront, Seawall: Concrete, Dockage: Boat Lift
      Lot
      • Size: 0.46 Acres
      • Features: 1/4 - 1/2 Acre
      Details
      • Additional structures: Chickee Hut
      • Additional parcels included: 00198932002100,0098932002300
      • Parcel number: 00198932002200
      • Zoning: IS
      • Zoning description: Improved Subivision District

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • CBS
      • Roof: Tile
      Condition
      • Year built: 1979

      Utilities & green energy

      • Sewer: Municipal Sewer, Public Sewer
      • Utilities for property: FKAA, Buyer to Verify

      Community & HOA

      Community
      • Features: Airport/Runway, Bike Paths
      • Subdivision: Summerland Cove Isle (25.5)
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Summerland Key

      Financial & listing details

      • Price per square foot: $1,513/sqft
      • Tax assessed value: $1,373,900
      • Annual tax amount: $12,522
      • Date on market: 7/15/2026
      • Listing terms: Cash,FHA,VA Loan,Conventional

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        7/15/2026Listed for sale$2,900,000+176.2%$1,513/sqft
        Source: Key West AOR #620644 Report a problem
        5/17/2013Sold$1,050,000-12.5%$548/sqft
        Source: FLKMLS #116995 Report a problem
        9/28/2012Listed for sale$1,200,000$626/sqft
        Source: Coldwell Banker Schmitt Real Estate Co #116995 Report a problem
        6/21/2012Listing removed$1,200,000$626/sqft
        Source: Coldwell Banker Schmitt Real Estate Co. #116138 Report a problem
        2/29/2012Listed for sale$1,200,000$626/sqft
        Source: Coldwell Banker Schmitt Real Estate Co. #116138 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$12,523 +0.8%$1,333,523 +10%
        2024$12,429 +14.2%$1,212,294 +10%
        2023$10,880 +13.1%$1,102,085 +10%
        2022$9,622 +6.3%$1,001,895 +10%
        2021$9,052 +8.5%$910,814 +10%
        2020$8,342 $828,013 +2.9%
        2019$8,342 +5%$804,393 +2.1%
        2018$7,945 +3.7%$787,838 -2.1%
        2017$7,664 +5.4%$804,357 +39.2%
        2016$7,269 +15%$577,756 -1.9%
        2015$6,324 $588,926
        Find assessor info on the county website

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 33042

        Getting around

        1 / 100
        Car-Dependent
        37 / 100
        Somewhat Bikeable

        Nearby schools

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