LIGHT & BRIGHT CORNER LOT in the heart of the highly sought-after 4S Ranch community. PRIME LOCATION - Offering approximately 2,558 square feet of thoughtfully designed living space, this move-in-ready residence features 4 bedrooms, 4 bathrooms, a versatile loft, and a spacious 3-car garage. Ideally located within WALKING distance to Monterey Ridge Elementary School, Patriot Park, Pioneer Park, scenic trails, and community amenities, this home delivers the lifestyle today's families are searching for. Step inside to discover a light-filled open-concept floor plan featuring wood flooring throughout the first floor and staircase, fresh interior paint and expansive living spaces designed for both everyday living and entertaining. The spacious family room is anchored by a cozy fireplace and custom built-in entertainment center, creating the perfect gathering space for family and friends. The chef-inspired kitchen serves as the heart of the home, featuring granite countertops and backsplash, stainless steel appliances, abundant cabinetry, and a large center island with breakfast bar seating. Adjacent dining and living spaces flow seamlessly together, while French doors open to the private backyard, creating effortless indoor-outdoor living. Upstairs, the spacious primary suite offers a relaxing retreat with a walk-in closet and a spa-like bathroom complete with dual travertine vanities, travertine flooring, a soaking tub, and a separate shower. A built-in study loft with custom desks and shelving provides an ideal space for homework, remote work, or creative projects. Additional highlights include a dedicated laundry room with sink and storage, wooden shutters throughout, private balcony, abundant storage space, and an attached 3-car garage with epoxy flooring. Outside, enjoy a beautifully landscaped and private backyard featuring mature plum and peach trees, inviting patio spaces, and plenty of room for outdoor dining, entertaining, and relaxing year-round. Living in 4S Ranch means enjoying one of San Diego's premier master-planned communities, with access to top-rated Poway Unified schools, community parks/events, sports fields, community events, shopping, dining, and the nearby 4S Ranch Town Center. Combining an exceptional location, functional floor plan, and outstanding community amenities, this is an opportunity not to be missed.
For sale
$1,725,000
10449 Monterey Ridge Dr, San Diego, CA 92127
4beds
2,558sqft
Single Family Residence
Built in 2010
-- sqft lot
$1,687,900 Zestimate®
$674/sqft
$105/mo HOA
What's special
Versatile loftPrivate balconyFresh interior paintLight-filled open-concept floor planStainless steel appliancesAbundant storage spaceInviting patio spaces
- 4 days |
- 1,049 |
- 38 |
Zillow last checked:
Listing updated:
Listed by:
Joshua Kim DRE #01989533 760-208-3675,
eXp Realty of California, Inc.,
Jocelyn A. Villatoro DRE #02104648 619-348-7937,
eXp Realty of California, Inc.
Source: SDMLS,MLS#: 260016127
Originating MLS: San Diego Association of REALTOR
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Fireplace
Cooling
- Central Forced Air
Appliances
- Included: Dryer, Microwave, Range/Oven, Refrigerator, Washer
- Laundry: Washer Hookup
Features
- Number of fireplaces: 1
- Fireplace features: FP in Living Room
Interior area
- Total structure area: 2,558
- Total interior livable area: 2,558 sqft
Video & virtual tour
Property
Parking
- Total spaces: 5
- Parking features: Attached
- Garage spaces: 3
Features
- Levels: 2 Story
- Pool features: N/K
- Fencing: Full
Details
- Parcel number: 6786411500
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stucco
- Roof: Tile/Clay
Condition
- Year built: 2010
Utilities & green energy
- Sewer: Public Sewer
- Water: Meter on Property
Community & HOA
Community
- Subdivision: RANCHO BERNARDO
HOA
- Services included: Common Area Maintenance
- HOA fee: $105 monthly
- HOA name: The Prescott Companies
Location
- Region: San Diego
Financial & listing details
- Price per square foot: $674/sqft
- Tax assessed value: $1,092,309
- Annual tax amount: $18,845
- Date on market: 7/2/2026
- Listing terms: Cash,Conventional,FHA,VA
Estimated market value
$1,687,900
$1.60M - $1.77M
$5,654/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/2/2026 | Listed for sale | $1,725,000+79.7%$674/sqft |
Source: | ||
| 5/24/2018 | Sold | $960,000+1.1%$375/sqft |
Source: eXp Realty #131499643 Report a problem | ||
| 4/19/2018 | Listed for sale | $950,000+54.5%$371/sqft |
Source: eXp Realty of California, Inc #180020085 Report a problem | ||
| 2/23/2010 | Sold | $615,000$240/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $18,845 +2.3% | $1,092,309 +2% |
| 2024 | $18,426 +2.3% | $1,070,892 +2% |
| 2023 | $18,012 +1.8% | $1,049,895 +2% |
| 2022 | $17,695 +2% | $1,029,309 +2% |
| 2021 | $17,352 +1.5% | $1,009,128 +1% |
| 2020 | $17,103 +66.9% | $998,782 +2% |
| 2019 | $10,249 -24% | $979,199 +40.4% |
| 2018 | $13,492 +4.4% | $697,217 +2% |
| 2017 | $12,920 +3.8% | $683,547 +2% |
| 2016 | $12,443 +2.5% | $670,145 +1.5% |
| 2015 | $12,141 +1.6% | $660,080 +2% |
| 2014 | $11,948 | $647,151 +4.5% |
| 2013 | -- | $619,218 |
| 2012 | -- | $619,218 |
| 2011 | -- | $619,218 +39.2% |
| 2010 | -- | $445,000 -12.9% |
| 2009 | -- | $510,700 +79.2% |
| 2008 | -- | $285,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 92127
Nearby schools
GreatSchools rating
- 8/10Monterey Ridge Elementary SchoolGrades: K-5Distance: 0.1 mi
- 8/10Oak Valley Middle SchoolGrades: 6-8Distance: 1.8 mi
- 10/10Del Norte High SchoolGrades: 9-12Distance: 1.3 mi
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- California
- San Diego County
- San Diego
- 92127
- 10449 Monterey Ridge Dr




