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For sale
  • $1,725,000

    10449 Monterey Ridge Dr, San Diego, CA 92127

    4beds
    2,558sqft
    : 
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    Single Family Residence
    Built in 2010
    -- sqft lot
    $1,687,900 Zestimate®
    $674/sqft
    $105/mo HOA

    What's special

    Versatile loftPrivate balconyFresh interior paintLight-filled open-concept floor planStainless steel appliancesAbundant storage spaceInviting patio spaces
    LIGHT & BRIGHT CORNER LOT in the heart of the highly sought-after 4S Ranch community. PRIME LOCATION - Offering approximately 2,558 square feet of thoughtfully designed living space, this move-in-ready residence features 4 bedrooms, 4 bathrooms, a versatile loft, and a spacious 3-car garage. Ideally located within WALKING distance to Monterey Ridge Elementary School, Patriot Park, Pioneer Park, scenic trails, and community amenities, this home delivers the lifestyle today's families are searching for. Step inside to discover a light-filled open-concept floor plan featuring wood flooring throughout the first floor and staircase, fresh interior paint and expansive living spaces designed for both everyday living and entertaining. The spacious family room is anchored by a cozy fireplace and custom built-in entertainment center, creating the perfect gathering space for family and friends. The chef-inspired kitchen serves as the heart of the home, featuring granite countertops and backsplash, stainless steel appliances, abundant cabinetry, and a large center island with breakfast bar seating. Adjacent dining and living spaces flow seamlessly together, while French doors open to the private backyard, creating effortless indoor-outdoor living. Upstairs, the spacious primary suite offers a relaxing retreat with a walk-in closet and a spa-like bathroom complete with dual travertine vanities, travertine flooring, a soaking tub, and a separate shower. A built-in study loft with custom desks and shelving provides an ideal space for homework, remote work, or creative projects. Additional highlights include a dedicated laundry room with sink and storage, wooden shutters throughout, private balcony, abundant storage space, and an attached 3-car garage with epoxy flooring. Outside, enjoy a beautifully landscaped and private backyard featuring mature plum and peach trees, inviting patio spaces, and plenty of room for outdoor dining, entertaining, and relaxing year-round. Living in 4S Ranch means enjoying one of San Diego's premier master-planned communities, with access to top-rated Poway Unified schools, community parks/events, sports fields, community events, shopping, dining, and the nearby 4S Ranch Town Center. Combining an exceptional location, functional floor plan, and outstanding community amenities, this is an opportunity not to be missed.
    4 days
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    1,049
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    38
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    Zillow last checked:

    Listing updated:

    Listed by:

    Joshua Kim DRE #01989533 760-208-3675,

    eXp Realty of California, Inc.,

    Jocelyn A. Villatoro DRE #02104648 619-348-7937,

    eXp Realty of California, Inc.

    Source: SDMLS,MLS#: 260016127MLS LogoOriginating MLS: San Diego Association of REALTOR

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Fireplace
      Cooling
      • Central Forced Air
      Appliances
      • Included: Dryer, Microwave, Range/Oven, Refrigerator, Washer
      • Laundry: Washer Hookup
      Features
      • Number of fireplaces: 1
      • Fireplace features: FP in Living Room
      Interior area
      • Total structure area: 2,558
      • Total interior livable area: 2,558 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 5
      • Parking features: Attached
      • Garage spaces: 3
      Features
      • Levels: 2 Story
      • Pool features: N/K
      • Fencing: Full
      Details
      • Parcel number: 6786411500

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Roof: Tile/Clay
      Condition
      • Year built: 2010

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Meter on Property

      Community & HOA

      Community
      • Subdivision: RANCHO BERNARDO
      HOA
      • Services included: Common Area Maintenance
      • HOA fee: $105 monthly
      • HOA name: The Prescott Companies
      Location
      • Region: San Diego

      Financial & listing details

      • Price per square foot: $674/sqft
      • Tax assessed value: $1,092,309
      • Annual tax amount: $18,845
      • Date on market: 7/2/2026
      • Listing terms: Cash,Conventional,FHA,VA

        Estimated market value

        $1,687,900

        $1.60M - $1.77M

        $5,654/mo

        Price history

        DateEventPrice
        7/2/2026Listed for sale$1,725,000+79.7%$674/sqft
        Source: SDMLS #260016127 Report a problem
        5/24/2018Sold$960,000+1.1%$375/sqft
        Source: eXp Realty #131499643 Report a problem
        4/19/2018Listed for sale$950,000+54.5%$371/sqft
        Source: eXp Realty of California, Inc #180020085 Report a problem
        2/23/2010Sold$615,000$240/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$18,845 +2.3%$1,092,309 +2%
        2024$18,426 +2.3%$1,070,892 +2%
        2023$18,012 +1.8%$1,049,895 +2%
        2022$17,695 +2%$1,029,309 +2%
        2021$17,352 +1.5%$1,009,128 +1%
        2020$17,103 +66.9%$998,782 +2%
        2019$10,249 -24%$979,199 +40.4%
        2018$13,492 +4.4%$697,217 +2%
        2017$12,920 +3.8%$683,547 +2%
        2016$12,443 +2.5%$670,145 +1.5%
        2015$12,141 +1.6%$660,080 +2%
        2014$11,948 $647,151 +4.5%
        2013-- $619,218
        2012-- $619,218
        2011-- $619,218 +39.2%
        2010-- $445,000 -12.9%
        2009-- $510,700 +79.2%
        2008-- $285,000

        Find assessor info on the county website

        Monthly payment

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 92127

        Getting around

        46 / 100
        Car-Dependent
        0 / 100
        No Nearby Transit
        52 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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