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For sale
  • $499,000

    105 Emerald Cove Rd, Reedville, VA 22539

    3beds
    1,848sqft
    : 
    $3,020/mo
    Get pre-qualified
    Single Family Residence
    Built in 1998
    0.9 Acres Lot
    $488,600 Zestimate®
    $270/sqft
    $23/mo HOA

    What's special

    Tucked among mature trees along the shores of Owens Pond, this waterfront home offers the perfect blend of privacy, comfort, and life on the water. Situated on about 0.9 acres, the property features a private dock equipped with power and a boat lift, providing a convenient place to enjoy boating, fishing, crabbing, and waterfront relaxation right from your backyard. Inside, the approximately 1,900-square-foot home offers three bedrooms and two-and-a-half baths, including a first-floor primary suite. The home's chalet-inspired design is highlighted by vaulted ceilings, expansive windows, abundant natural light, water views, and a brand-new gas log fireplace that serves as the focal point of the main living area. The open-concept living, dining, and kitchen area flows seamlessly to a spacious waterfront deck, creating a natural extension of the living space. Upstairs, a loft overlooks the main living area, offering flexible space for guests, a home office, or a sitting area. A detached two-car garage provides ample space for vehicles, storage, and recreational equipment. Residents of the Twin Harbors community also enjoy access to a community sand beach on the Chesapeake Bay, offering another opportunity to relax and enjoy the waterfront lifestyle. Whether you're searching for a full-time residence or a weekend getaway, 105 Emerald Cove Road offers a comfortable waterfront setting designed for enjoying every season in Virginia's Northern Neck.
    20 days
    |
    1,181
    |
    87
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Anjelica Crockett 804-761-5462,

    Middle Bay Realty 804-436-1150

    Source: Chesapeake Bay & Rivers AOR,MLS#: 202601094Originating MLS: Chesapeake Bay Area MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Heating
      • Heat Pump, Propane
      Cooling
      • Heat Pump
      Features
      • Has basement: No
      • Attic: Access Only
      Interior area
      • Total interior livable area: 1,848 sqft
      • Finished area above ground: 1,848
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Garage
      • Garage spaces: 2
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Pool features: None
      • On waterfront: Yes
      Lot
      • Size: 0.9 Acres
      Details
      • Parcel number: 38F10650

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: A-Frame,Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Block, Vinyl Siding
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 1998

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Well

      Community & HOA

      Community
      • Subdivision: Twin Harbors
      HOA
      • Has HOA: Yes
      • Services included: Common Areas, Water Access
      • HOA fee: $275 annually
      Location
      • Region: Reedville

      Financial & listing details

      • Price per square foot: $270/sqft
      • Tax assessed value: $270,100
      • Annual tax amount: $1,998
      • Date on market: 7/9/2026
      • Ownership: Individuals
      • Ownership type: Sole Proprietor

        Estimated market value

        $488,600

        $464,000 - $513,000

        $2,214/mo

        Price history

        DateEventPrice
        7/29/2026Listed for sale$499,000$270/sqft
        Source: Chesapeake Bay & Rivers AOR #202601094 Report a problem
        7/21/2026Contingent$499,000$270/sqft
        Source: Northern Neck AOR #120629 Report a problem
        7/21/2026Pending sale$499,000$270/sqft
        Source: Chesapeake Bay & Rivers AOR #202601094 Report a problem
        7/1/2026Listed for sale$499,000$270/sqft
        Source: Northern Neck AOR #120629 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,999 +12.1%$270,100
        2024$1,783 +8.2%$270,100
        2023$1,648 $270,100
        2022$1,648 $270,100
        2021$1,648 +3.4%$270,100
        2020$1,594 -9.7%$270,100 -9.7%
        2019$1,765 $299,100
        2018-- $299,100
        2017-- $299,100
        2016-- $299,100
        2015-- $299,100
        2014-- $299,100 -13%
        2013-- $343,700
        2012-- $343,700
        2011-- $343,700
        2010-- $343,700
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 22539

        Getting around

        1 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Northumberland
        • Middle: Northumberland
        • High: Northumberland

        Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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