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For sale
  • $879,000

    105 High Point Avenue #A & B, Surf City, NC 28445

    2beds
    1,049sqft
    : 
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    Single Family Residence
    Built in 1956
    5,053 Square Feet Lot
    $844,500 Zestimate®
    $838/sqft
    $-- HOA

    What's special

    Perfectly positioned in the heart of Surf City's most coveted downtown stretch, known as the ''S-Curve'' and often considered Surf City's own ''Million Dollar Mile'', this extraordinary property offers a rare opportunity to own TWO beautifully appointed coastal cottages on one premier homesite, just 80 steps from beach access. Here, the lifestyle is unmatched. Park the car and leave it behind...you can truly walk everywhere! From local restaurants, shopping, coffee shops, nightlife, and entertainment to the pristine sandy beaches of Surf City, everything you need is just moments away. This is coastal living at its absolute finest! Thoughtfully designed with luxury, comfort, and durability in mind, both cottages showcase exceptional craftsmanship and upscale finishes throughout. The exterior features include durable Hardie Board siding, Trex decking, custom landscaping with cement pavers and mature palm trees, vented storm doors, recessed soffit lighting, gutters, digital locks, vapor barrier protection, and a 50-amp service ready for your future EV charger installation. Each cottage also enjoys its own private outdoor shower and water softener system, perfect for effortless beach living. The main cottage exudes elevated coastal elegance with custom wainscoting, shiplap accents, recessed lighting, top-down bottom-up custom blinds, COREtec Lanier Hickory luxury vinyl plank flooring, and moisture-resistant Gold Bond drywall. Comfort is maximized with a 3-zone Mitsubishi mini-split HVAC system and a Stiebel Eltron tankless water heater. The kitchen was designed to impress, featuring quartz countertops, a tile backsplash, soft-close cabinetry, an ultra-deep single basin sink, stainless steel appliances, a premium Hauslane range hood, and a stunning butler's pantry complete with custom built-ins. Additional upgrades continue throughout the home, including custom closet shelving, updated bathrooms with tile flooring, ceiling-height tiled showers, pocket doors, and beautifully curated finishes at every turn. A ''Clearly Filtered'' 3-stage water filtration system further enhances the home's luxury appeal. The charming second cottage, affectionately known as the ''Itty Bitty'', offers its own stylish and private retreat with shiplap walls, recessed lighting, luxury vinyl plank flooring, new windows, added closet space, Mitsubishi mini-split HVAC, Rinnai tankless water heater, quartz countertops, stainless steel range hood, and a beautiful exterior blend of shake accents and Hardie Board siding. Whether you're seeking a luxury coastal residence, multigenerational retreat, income-producing opportunity, owner-occupied investment, or the ultimate beach getaway, this one-of-a-kind Surf City property delivers an unparalleled combination of location, craftsmanship, and lifestyle that is rarely available.
    31 days
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    852
    |
    71
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    Zillow last checked:

    Listing updated:

    Listed by:

    Katie Kosma 910-546-6650,

    Coldwell Banker Sea Coast Advantage

    Source: Hive MLS,MLS#: 100576050MLS LogoOriginating MLS: Jacksonville Board of Realtors

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Living Room, Dining Room, Master Bedroom, Bedroom 2, Studio
      Primary bedroom
      • Description: Cottage 1
      • Level: First
      • Dimensions: 13.5 x 12.2
      Bedroom 2
      • Description: Cottage 1
      • Level: First
      • Dimensions: 9.8 x 8.9
      Dining room
      • Description: Cottage 1
      • Level: First
      • Dimensions: 7.11 x 9.9
      Kitchen
      • Description: Cottage 2
      • Level: First
      • Dimensions: 10.2 x 6.6
      Living room
      • Description: Cottage 1
      • Level: First
      • Dimensions: 11.4 x 12.5
      Other
      • Description: Cottage 2 living area
      • Level: First
      • Dimensions: 16.5 x 11.2
      Heating
      • Other, Electric
      Cooling
      • Other
      Appliances
      • Included: Vented Exhaust Fan, Electric Oven, Water Softener, Dishwasher, Tankless Water Heater, Water Purifier
      Features
      • Walk-in Shower, Blinds/Shades, Built-in Features, See Remarks
      • Flooring: LVT/LVP, Tile
      • Doors: Storm Door(s)
      Interior area
      • Total structure area: 1,049
      • Total interior livable area: 1,049 sqft

      Property

      Parking
      • Parking features: Gravel, On Site
      Features
      • Levels: One
      • Patio & porch: Covered, Patio, See Remarks, Front Porch
      • Exterior features: Outdoor Shower, Storm Doors
      • Fencing: None
      • Has view: Yes
      • View description: See Remarks
      • Frontage type: See Remarks
      Lot
      • Size: 5,053 Square Feet
      • Dimensions: 49 x 101 x 51 x 101
      • Features: Ocean Side
      Details
      • Additional structures: Shower, Guest House
      • Parcel number: 42347886770000
      • Zoning: INCORP
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Wood Frame, See Remarks
      • Foundation: Other, Pilings
      • Roof: Flat
      Condition
      • New construction: No
      • Year built: 1956

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Water Connected

      Community & HOA

      Community
      • Subdivision: Topsail Cove
      HOA
      • Has HOA: No
      Location
      • Region: Surf City

      Financial & listing details

      • Price per square foot: $838/sqft
      • Tax assessed value: $215,401
      • Annual tax amount: $2,670
      • Date on market: 6/28/2026
      • Cumulative days on market: 31 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,VA Loan
      • Road surface type: Paved

        Estimated market value

        $844,500

        $802,000 - $887,000

        $2,282/mo

        Price history

        DateEventPrice
        6/28/2026Listed for sale$879,000$838/sqft
        Source: Hive MLS #100576050 Report a problem
        6/3/2026Contingent$879,000$838/sqft
        Source: Hive MLS #100576050 Report a problem
        5/22/2026Listed for sale$879,000+35.2%$838/sqft
        Source: Hive MLS #100576050 Report a problem
        6/26/2023Sold$650,000$620/sqft
        Source: Hive MLS #100384285 Report a problem
        5/16/2023Pending sale$650,000$620/sqft
        Source: Hive MLS #100384285 Report a problem
        5/12/2023Listed for sale$650,000+242.3%$620/sqft
        Source: Hive MLS #100384285 Report a problem
        5/17/2013Sold$189,900+18.7%$181/sqft
        Source: Hive MLS #40099661 Report a problem
        5/14/2012Sold$160,000$153/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,788 $603,231 +180.1%
        2024$1,788 $215,401
        2023$1,788 +12.5%$215,401
        2022$1,589 $215,401
        2021$1,589 $215,401
        2020-- $215,401
        2019$1,589 $215,401 +43.2%
        2018$1,589 +35.9%$150,387
        2017$1,169 +1.3%$150,387
        2016$1,154 $150,387
        2015$1,154 $150,387
        2014$1,154 $150,387
        2013$1,154 +31.3%$150,387 +5.5%
        2012$879 $142,528
        2011-- $142,528 +63.1%
        2010-- $87,402
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28445

        Getting around

        51 / 100
        Somewhat Walkable
        68 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Surf City
        • Middle: Surf City
        • High: Topsail

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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