Room to grow, space to breathe, and upgrades that make everyday life easier, this 3-bedroom, 2.5-bath single-family home is built for the next chapter. From the kitchen addition and classic built-ins to a sun room that doubles beautifully as a large home office, every corner is designed to give a growing household more flexibility, comfort, and places to land. Inside, you will find a true dining room with built-in cabinets, a butler pantry, a cedar food pantry, and solid oak doors throughout. The kitchen addition creates the kind of flow that works for busy mornings and relaxed evenings, and all appliances stay, including a Speed Queen washer and dryer. Bathrooms are thoughtfully updated with a jet tub and a new shower, while dual on-demand hot water heaters keep hot water ready when you need it, including a recirculation line that helps deliver hot water right at the faucet. Big-ticket improvements add peace of mind, too: a 4-year-old AC condenser, new 200 amp service, top of chimney tuck pointed 2022, and a power-vented attic. Outside, enjoy a generous 0.45-acre setting with practical extras that make a difference. A breezeway connects the home to a true 24 x 24 two-car garage, complete with new door openers and a metal fire door for an added layer of protection. The garage exterior and interior were just painted in 2024, and the home also features a new roof, gutters, downspouts, soffit, and aluminum trim completed by Boss Roofing. Need storage and space for hobbies? You have a shed (approximately 12 x 14) on a cement slab for all the outdoor activites. For added flexibility, the basement includes a gas washer and dryer hookup. When you want to get outside without going far, the river is just 2 block away, and a park is 4 blocks away, perfect for fresh air, quick play breaks, or a peaceful reset. For weekend plans and day trips, the Quad Cities is about 30 minutes away and Galena is an hour away. If you have been waiting for a home with space, smart upgrades, and the kind of character you cannot replicate, schedule your showing and see how effortlessly this one fits real life. Water line in basement north side will be fixed before close of property. Motivated Seller
Price change
Price cut: $5K (7/5)
$247,900
105 S Bluff St, Albany, IL 61230
3beds
1,958sqft
Single Family Residence
Built in 1934
0.31 Acres Lot
$241,900 Zestimate®
$127/sqft
$-- HOA
What's special
Classic built-insButler pantryCedar food pantrySolid oak doors throughoutKitchen additionPower-vented attic
- 129 days |
- 231 |
- 7 |
Zillow last checked:
Listing updated:
Listed by:
Kathleen Suehl 815-243-8780,
Windmill Real Estate
Source: MRED as distributed by MLS GRID,MLS#: 12577801
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Foyer, Mud Room, Heated Sun Room
Primary bedroom
- Features: Flooring (Carpet)
- Level: Second
- Area: 192 Square Feet
- Dimensions: 12X16
Bedroom 2
- Features: Flooring (Carpet)
- Level: Second
- Area: 192 Square Feet
- Dimensions: 12X16
Bedroom 3
- Features: Flooring (Carpet)
- Level: Second
- Area: 160 Square Feet
- Dimensions: 10X16
Dining room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 180 Square Feet
- Dimensions: 12X15
Foyer
- Level: Main
- Area: 40 Square Feet
- Dimensions: 4X10
Other
- Features: Flooring (Carpet)
- Level: Main
- Area: 150 Square Feet
- Dimensions: 10X15
Kitchen
- Features: Flooring (Porcelain Tile)
- Level: Main
- Area: 252 Square Feet
- Dimensions: 12X21
Laundry
- Level: Main
- Area: 20 Square Feet
- Dimensions: 4X5
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 256 Square Feet
- Dimensions: 16X16
Mud room
- Level: Main
- Area: 126 Square Feet
- Dimensions: 9X14
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
- Laundry: Main Level
Features
- 1st Floor Full Bath, Bookcases, Pantry
- Flooring: Hardwood, Carpet
- Doors: French Doors
- Windows: Window Treatments, Drapes
- Basement: Unfinished,Full
- Attic: Unfinished
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Living Room
Interior area
- Total structure area: 2,912
- Total interior livable area: 1,958 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 8
- Parking features: Yes, Attached, Garage
- Attached garage spaces: 2
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 0.31 Acres
- Dimensions: 100x135
Details
- Additional structures: Shed(s)
- Parcel number: 0624390001
- Special conditions: None
- Other equipment: Ceiling Fan(s)
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Victorian,Tudor
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
Condition
- New construction: No
- Year built: 1934
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Services included: None
Location
- Region: Albany
Financial & listing details
- Price per square foot: $127/sqft
- Tax assessed value: $57,744
- Annual tax amount: $4,295
- Date on market: 2/26/2026
- Ownership: Fee Simple
Estimated market value
$241,900
$230,000 - $254,000
$1,730/mo
Price history
| Date | Event | Price |
|---|---|---|
| 7/5/2026 | Price change | $247,900-2%$127/sqft |
Source: | ||
| 6/12/2026 | Price change | $252,900-2.7%$129/sqft |
Source: | ||
| 5/22/2026 | Price change | $259,900-2.3%$133/sqft |
Source: | ||
| 4/24/2026 | Price change | $265,900-3.3%$136/sqft |
Source: | ||
| 2/26/2026 | Listed for sale | $274,900+243.6%$140/sqft |
Source: | ||
| 8/15/2005 | Sold | $80,000$41/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,295 +9% | $57,744 +8% |
| 2023 | $3,939 +7.2% | $53,462 +9.4% |
| 2022 | $3,675 +4.7% | $48,864 +5.2% |
| 2021 | $3,510 +0.4% | $46,436 +0.5% |
| 2020 | $3,494 -1.9% | $46,218 -0.9% |
| 2019 | $3,562 +2.5% | $46,615 +1.4% |
| 2018 | $3,477 +4% | $45,980 +4.9% |
| 2017 | $3,343 +6.7% | $43,841 +6.4% |
| 2016 | $3,132 +6.7% | $41,200 +2.6% |
| 2015 | $2,935 +2.7% | $40,144 +3.3% |
| 2014 | $2,857 -2.7% | $38,879 -3.2% |
| 2013 | $2,935 +970.4% | $40,144 |
| 2012 | $274 -90.2% | $40,144 +1.2% |
| 2011 | $2,790 -32.8% | $39,666 -32.1% |
| 2010 | $4,152 +5.4% | $58,389 +4.6% |
| 2009 | $3,938 +40.7% | $55,826 +23.2% |
| 2008 | $2,798 +6.3% | $45,312 +18% |
| 2007 | $2,631 | $38,410 +9.5% |
| 2005 | -- | $35,091 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 61230
Nearby schools
GreatSchools rating
- 6/10Fulton Elementary SchoolGrades: K-5Distance: 6.8 mi
- 8/10River Bend Middle SchoolGrades: 6-8Distance: 6.7 mi
- 6/10Fulton High SchoolGrades: 9-12Distance: 6.4 mi
Schools provided by the listing agent
- District: 2
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Illinois
- Whiteside County
- Albany
- 61230
- 105 S Bluff St



