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  • Price cut: $5K (7/5)
    $247,900

    105 S Bluff St, Albany, IL 61230

    3beds
    1,958sqft
    : 
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    Single Family Residence
    Built in 1934
    0.31 Acres Lot
    $241,900 Zestimate®
    $127/sqft
    $-- HOA

    What's special

    Classic built-insButler pantryCedar food pantrySolid oak doors throughoutKitchen additionPower-vented attic
    Room to grow, space to breathe, and upgrades that make everyday life easier, this 3-bedroom, 2.5-bath single-family home is built for the next chapter. From the kitchen addition and classic built-ins to a sun room that doubles beautifully as a large home office, every corner is designed to give a growing household more flexibility, comfort, and places to land. Inside, you will find a true dining room with built-in cabinets, a butler pantry, a cedar food pantry, and solid oak doors throughout. The kitchen addition creates the kind of flow that works for busy mornings and relaxed evenings, and all appliances stay, including a Speed Queen washer and dryer. Bathrooms are thoughtfully updated with a jet tub and a new shower, while dual on-demand hot water heaters keep hot water ready when you need it, including a recirculation line that helps deliver hot water right at the faucet. Big-ticket improvements add peace of mind, too: a 4-year-old AC condenser, new 200 amp service, top of chimney tuck pointed 2022, and a power-vented attic. Outside, enjoy a generous 0.45-acre setting with practical extras that make a difference. A breezeway connects the home to a true 24 x 24 two-car garage, complete with new door openers and a metal fire door for an added layer of protection. The garage exterior and interior were just painted in 2024, and the home also features a new roof, gutters, downspouts, soffit, and aluminum trim completed by Boss Roofing. Need storage and space for hobbies? You have a shed (approximately 12 x 14) on a cement slab for all the outdoor activites. For added flexibility, the basement includes a gas washer and dryer hookup. When you want to get outside without going far, the river is just 2 block away, and a park is 4 blocks away, perfect for fresh air, quick play breaks, or a peaceful reset. For weekend plans and day trips, the Quad Cities is about 30 minutes away and Galena is an hour away. If you have been waiting for a home with space, smart upgrades, and the kind of character you cannot replicate, schedule your showing and see how effortlessly this one fits real life. Water line in basement north side will be fixed before close of property. Motivated Seller
    129 days
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    231
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    7
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    Zillow last checked:

    Listing updated:

    Listed by:

    Kathleen Suehl 815-243-8780,

    Windmill Real Estate

    Source: MRED as distributed by MLS GRID,MLS#: 12577801MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Foyer, Mud Room, Heated Sun Room
      Primary bedroom
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 192 Square Feet
      • Dimensions: 12X16
      Bedroom 2
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 192 Square Feet
      • Dimensions: 12X16
      Bedroom 3
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 160 Square Feet
      • Dimensions: 10X16
      Dining room
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 180 Square Feet
      • Dimensions: 12X15
      Foyer
      • Level: Main
      • Area: 40 Square Feet
      • Dimensions: 4X10
      Other
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 150 Square Feet
      • Dimensions: 10X15
      Kitchen
      • Features: Flooring (Porcelain Tile)
      • Level: Main
      • Area: 252 Square Feet
      • Dimensions: 12X21
      Laundry
      • Level: Main
      • Area: 20 Square Feet
      • Dimensions: 4X5
      Living room
      • Features: Flooring (Hardwood)
      • Level: Main
      • Area: 256 Square Feet
      • Dimensions: 16X16
      Mud room
      • Level: Main
      • Area: 126 Square Feet
      • Dimensions: 9X14
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
      • Laundry: Main Level
      Features
      • 1st Floor Full Bath, Bookcases, Pantry
      • Flooring: Hardwood, Carpet
      • Doors: French Doors
      • Windows: Window Treatments, Drapes
      • Basement: Unfinished,Full
      • Attic: Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Wood Burning, Living Room
      Interior area
      • Total structure area: 2,912
      • Total interior livable area: 1,958 sqft
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 8
      • Parking features: Yes, Attached, Garage
      • Attached garage spaces: 2
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 2
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      Lot
      • Size: 0.31 Acres
      • Dimensions: 100x135
      Details
      • Additional structures: Shed(s)
      • Parcel number: 0624390001
      • Special conditions: None
      • Other equipment: Ceiling Fan(s)

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Victorian,Tudor
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • New construction: No
      • Year built: 1934

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      HOA
      • Services included: None
      Location
      • Region: Albany

      Financial & listing details

      • Price per square foot: $127/sqft
      • Tax assessed value: $57,744
      • Annual tax amount: $4,295
      • Date on market: 2/26/2026
      • Ownership: Fee Simple

        Estimated market value

        $241,900

        $230,000 - $254,000

        $1,730/mo

        Price history

        DateEventPrice
        7/5/2026Price change$247,900-2%$127/sqft
        Source: MRED as distributed by MLS GRID #12577801 Report a problem
        6/12/2026Price change$252,900-2.7%$129/sqft
        Source: MRED as distributed by MLS GRID #12577801 Report a problem
        5/22/2026Price change$259,900-2.3%$133/sqft
        Source: MRED as distributed by MLS GRID #12577801 Report a problem
        4/24/2026Price change$265,900-3.3%$136/sqft
        Source: MRED as distributed by MLS GRID #12577801 Report a problem
        2/26/2026Listed for sale$274,900+243.6%$140/sqft
        Source: MRED as distributed by MLS GRID #12577801 Report a problem
        8/15/2005Sold$80,000$41/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$4,295 +9%$57,744 +8%
        2023$3,939 +7.2%$53,462 +9.4%
        2022$3,675 +4.7%$48,864 +5.2%
        2021$3,510 +0.4%$46,436 +0.5%
        2020$3,494 -1.9%$46,218 -0.9%
        2019$3,562 +2.5%$46,615 +1.4%
        2018$3,477 +4%$45,980 +4.9%
        2017$3,343 +6.7%$43,841 +6.4%
        2016$3,132 +6.7%$41,200 +2.6%
        2015$2,935 +2.7%$40,144 +3.3%
        2014$2,857 -2.7%$38,879 -3.2%
        2013$2,935 +970.4%$40,144
        2012$274 -90.2%$40,144 +1.2%
        2011$2,790 -32.8%$39,666 -32.1%
        2010$4,152 +5.4%$58,389 +4.6%
        2009$3,938 +40.7%$55,826 +23.2%
        2008$2,798 +6.3%$45,312 +18%
        2007$2,631 $38,410 +9.5%
        2005-- $35,091

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 61230

        Getting around

        23 / 100
        Car-Dependent
        36 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: 2

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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