Active

Price cut: $19K (8/4)

$280,000

105 Silver Creek Rd, Morganton, NC 28655

2beds

1,522sqft

$1,760/mo

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Single Family Residence

Built in 1901

0.27 Acres Lot

$274,200 Zestimate^®

$184/sqft

$-- HOA

What's special

Cabinets in the kitchen

This charming 2 BR, 2 Bath cottage This unique property was initially a tavern built in 1901 for people traveling through western NC. A charming 2 Bedroom, 2 Bath cottage has many unique features in addition to this interesting history. A beautiful deck overlooking an English garden style back yard, lovely arches in the Living room, and cabinets in the kitchen are a few features. After many renovations, the owners are able to sit on their deck and have a great view of the South Mountains. The bathrooms are not large, but very functional. Located within walking distance of historic downtown Morganton and in the very desirable West Park neighborhood.

35 days

786

39

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 2

Primary bedroom

Level: Main
Area: 186.87 Square Feet
Dimensions: 13' 8" X 13' 8"

Heating

Heat Pump

Cooling

Heat Pump

Appliances

Included: None
Laundry: Electric Dryer Hookup

Features

Flooring: Wood
Doors: Storm Door(s)
Windows: Window Treatments
Basement: Basement Garage Door,Exterior Entry,Full,Unfinished,Walk-Out Access
Fireplace features: Gas

Interior area

Total structure area: 1,522
Total interior livable area: 1,522 sqft
Finished area above ground: 1,522
Finished area below ground: 0

Property

Parking

Parking features: Driveway
Has uncovered spaces: Yes
Details: Shred driveway

Features

Levels: One
Stories: 1
Patio & porch: Deck, Front Porch
Pool features: Community
Has view: Yes
View description: Winter

Lot

Size: 0.27 Acres
Dimensions: 80 x 152
Features: Sloped

Details

Parcel number: 2892
Zoning: LID
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl

Condition

New construction: No
Year built: 1901

Utilities & green energy

Sewer: Public Sewer
Water: City
Utilities for property: Electricity Connected

Community & HOA

Community

Features: Dog Park, Fitness Center, Playground, Recreation Area, Sidewalks, Street Lights, Tennis Court(s), Walking Trails
Subdivision: None

Location

Region: Morganton

Financial & listing details

Price per square foot: $184/sqft
Tax assessed value: $193,561
Annual tax amount: $1,171
Date on market: 7/2/2026
Cumulative days on market: 35 days
Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Electric utility on property: Yes
Road surface type: Asphalt, Paved

Estimated market value

$274,200

$260,000 - $288,000

$1,853/mo

Price history

Date	Event	Price
8/4/2026	Price change	$280,000-6.4%$184/sqft
Source: Canopy MLS as distributed by MLS GRID #4398409 Report a problem
7/21/2026	Price change	$299,000-8%$196/sqft
Source: Canopy MLS as distributed by MLS GRID #4398409 Report a problem
7/2/2026	Listed for sale	$325,000+116.7%$214/sqft
Source: Canopy MLS as distributed by MLS GRID #4398409 Report a problem
4/29/2005	Sold	$150,000$99/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,171 -0.5%	$193,561
2024	$1,177 +0.4%	$193,561
2023	$1,172 -1.7%	$193,561 +26.6%
2022	$1,192 +0.1%	$152,942
2021	$1,192 -0.2%	$152,942
2020	$1,193 +56.8%	$152,942 +0.1%
2019	$761 -35.8%	$152,781 +1.9%
2018	$1,186 +9.4%	$149,866
2017	$1,084	$149,866
2016	$1,084 +0.3%	$149,866
2015	$1,081	$149,866

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 28655

Getting around

24 / 100

Car-Dependent

14 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
Forest Hill Elementary
Grades: PK-5Distance: 0.4 mi
5/10
Walter R Johnson Middle
Grades: 6-8Distance: 3 mi
4/10
Freedom High
Grades: 9-12Distance: 1 mi

Schools provided by the listing agent

Elementary: Forest Hill
Middle: Walter Johnson
High: Freedom

Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.