Escape to this Canal-front home with new boat lift, private boat ramp and 55 feet of protective bulkhead. The home is situated near the end of First Street for easy boating access to the Intracoastal Waterway and a just short distance from the beach, Topsail dining, shopping and entertainment. The home is well maintained and updated with LVP flooring, granite countertops, hurricane-grade sliding doors, and is furnished. Enjoy high vaulted ceilings and a lot of natural light in the main living room. Walk out to the deck from your main-level king bedroom with an attached bathroom. The kitchen was updated in 2019 with granite countertops and LVP flooring. Three hurricane-grade glass doors open up to a wraparound porch with a safety gate. Steps go down to your boat dock and covered canal-side pavilion with porch swing and hammock. On the upper, third level are two bedrooms and a shared full bath, with the larger bedroom featuring a private waterside balcony. This property is a well-performing vacation rental, and would make a perfect second home or main residence.
On ground level, additional square footage includes a separate kitchen and entertainment area, as well as plenty of storage and a bathroom. Step out to a covered ground-level patio and lawn area.
Sold for $980,000
$980,000
1050 1st Street, Surf City, NC 28445
3beds
2,897sqft
Single Family Residence
Built in 1997
6,534 Square Feet Lot
$1,168,800 Zestimate®
$338/sqft
$2,814 Estimated rent
Home value
$1,168,800
$1.09M - $1.26M
$2,814/mo
Zestimate® history
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$5,861/mo
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List your homeWhat's special
Private boat rampNew boat liftWraparound porchPrivate waterside balconyHigh vaulted ceilingsSeparate kitchenLvp flooring
Zillow last checked:
Listing updated:
Listed by:
Nina A Pelon 910-228-0887,
Moment Realty LLC
Bought with:
Gwen M Hydzik, 298565
Coldwell Banker Sea Coast Advantage-Hampstead
Source: Hive MLS,MLS#: 100396674
Originating MLS: Cape Fear Realtors MLS, Inc.
Originating MLS: Cape Fear Realtors MLS, Inc.Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Level: Primary Living Area
Dining room
- Features: Combination
Heating
- Heat Pump, Electric
Cooling
- Central Air
Appliances
- Included: Electric Oven, Built-In Microwave, Washer, Refrigerator, Dryer, Dishwasher
- Laundry: Laundry Closet
Features
- 2nd Kitchen, Ceiling Fan(s), Furnished
- Flooring: LVT/LVP
- Doors: Storm Door(s)
- Has fireplace: No
- Fireplace features: None
- Furnished: Yes
Interior area
- Total structure area: 1,784
- Total interior livable area: 2,897 sqft
Property
Parking
- Total spaces: 2
- Parking features: Off Street, Paved
- Uncovered spaces: 2
Features
- Levels: Three Or More
- Stories: 2
- Patio & porch: Open, Covered, Deck, Patio, Balcony
- Exterior features: Storm Doors
- Fencing: Metal/Ornamental
- Has view: Yes
- View description: Canal, ICW, Marsh, Water
- Has water view: Yes
- Water view: Canal,Marsh,Water
- Waterfront features: Boat Lift, Boat Ramp, Bulkhead, Canal Front, Deeded Water Rights, Waterfront, Water Depth 4+, Boat Dock, Boat Slip
- Frontage type: Canal Front
Lot
- Size: 6,534 Square Feet
- Dimensions: 55 x 105 x 55 x 120
- Features: Cul-De-Sac, Boat Dock, Boat Lift, Boat Ramp, Boat Slip, Bulkhead, Deeded Water Rights, Deeded Waterfront, Water Depth 4+
Details
- Parcel number: 8009
- Zoning: MHS
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Composition
- Foundation: Other, Pilings
- Roof: Shingle
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Sewer Available, Water Available
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Old Settlers Beach
HOA
- Has HOA: No
- Amenities included: None
Location
- Region: Surf City
Financial & listing details
- Price per square foot: $338/sqft
- Tax assessed value: $647,357
- Annual tax amount: $6,894
- Date on market: 9/28/2025
- Cumulative days on market: 19 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 9/15/2023 | Sold | $980,000-1.9%$338/sqft |
Source:  Hive MLS #100396674 Report a problem | ||
| 8/15/2023 | Pending sale | $999,000$345/sqft |
Source: Hive MLS #100396674 Report a problem | ||
| 7/27/2023 | Listed for sale | $999,000+101.8%$345/sqft |
Source: Hive MLS #100396674 Report a problem | ||
| 5/10/2017 | Sold | $495,000-16.7%$171/sqft |
Source: Public Record Report a problem | ||
| 1/2/2017 | Listing removed | $594,000$205/sqft |
Source: Coldwell Banker Sea Coast Advantage #100018528 Report a problem | ||
| 9/9/2016 | Price change | $594,000-0.8%$205/sqft |
Source: Coldwell Banker Sea Coast Advantage #100018528 Report a problem | ||
| 7/29/2016 | Price change | $599,000-7.8%$207/sqft |
Source: Coldwell Banker Sea Coast Advantage #100018528 Report a problem | ||
| 6/27/2016 | Listed for sale | $650,000$224/sqft |
Source: Coldwell Banker Sea Coast Advantage -Sneads Ferry #100018528 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,240 | $647,357 |
| 2024 | $4,240 | $647,357 |
| 2023 | $4,240 0% | $647,357 |
| 2022 | $4,240 +36.9% | $647,357 +47.4% |
| 2021 | $3,097 | $439,330 |
| 2020 | $3,097 | $439,330 |
| 2019 | $3,097 | $439,330 |
| 2018 | $3,097 +5.6% | $439,330 +1.1% |
| 2017 | $2,933 | $434,490 |
| 2016 | $2,933 | $434,490 |
| 2015 | $2,933 | $434,490 |
| 2014 | $2,933 +5.7% | $434,490 -8.4% |
| 2013 | $2,774 | $474,200 |
| 2012 | $2,774 | $474,200 |
| 2011 | $2,774 | $474,200 |
| 2010 | $2,774 -33.4% | $474,200 -32.8% |
| 2009 | $4,165 +17.3% | $706,014 |
| 2008 | $3,551 | $706,014 |
| 2007 | $3,551 -0.9% | $706,014 -0.9% |
| 2006 | $3,583 +158.5% | $712,293 +244.3% |
| 2005 | $1,386 | $206,883 |
Find assessor info on the county website
Neighborhood: 28445
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Nearby schools
GreatSchools rating
- 10/10Coastal ElementaryGrades: K-5Distance: 5.1 mi
- 7/10Dixon MiddleGrades: 6-8Distance: 8.3 mi
- 5/10Dixon HighGrades: 9-12Distance: 9.8 mi
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Estimated market value
$1,168,800
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Estimated market value
$1,168,800
- North Carolina
- Onslow County
- Surf City
- 28445
- 1050 1st Street
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