Gulf-front living, incredible views, and rental potential in the heart of Panama City Beach! This centrally located 2-bedroom, 2-bathroom condo at Twin Palms offers the perfect combination of a thoughtful floor plan, resort-style amenities, and a location that puts you right in the middle of everything that makes the beach so much fun!
Step inside to an open and inviting living, dining, and kitchen area designed for easy living and entertaining. The spacious layout flows onto an oversized balcony where you can soak up breathtaking Gulf views. The primary suite also opens directly to the balcony, giving you the perfect spot to wake up to turquoise water views or unwind with a sunset.
The split-bedroom floor plan provides privacy for everyone, making this condo ideal for family vacations, weekend getaways, or hosting guests. And for buyers looking for an investment opportunity, Twin Palms offers the potential to generate rental income while giving you a place to enjoy for yourself when you're ready for some beach time.
The location is hard to beat! Grocery runs are easy with Walmart just minutes away, while some of the area's favorite local spots are right around the corner. Grab breakfast or lunch at Sunrise Cafe, tacos at Juan Taco, a meal and daiquiri at Pineapple Willy's, or satisfy your sweet tooth at Beach Cow Creamery or Parlor Donuts. Whatever you need, you're never far from several options!
Twin Palms sits directly on the Gulf and offers an impressive lineup of amenities, including private beach access, a beachfront pool, indoor and outdoor hot tubs, sauna, steam room, fitness center, and convenient gated parking located directly beneath the complex.
If you're searching for a vacation home, investment property, or a little bit of both, this one checks the boxes! Beautiful Gulf views, resort-style amenities, a prime location, and plenty of nearby restaurants, shopping, and entertainment make this a property worth seeing in person. Come take a look and start imagining your next beach day here!
Pending
$390,000
10519 Front Beach Rd Unit 902B, Panama City, FL 32405
2beds
1,147sqft
Condominium
Built in 2004
-- sqft lot
$375,300 Zestimate®
$340/sqft
$858/mo HOA
What's special
Private beach accessTurquoise water viewsBreathtaking gulf viewsThoughtful floor planGulf-front livingIncredible viewsSplit-bedroom floor plan
- 8 days
- 233
- 24
Zillow last checked:
Listing updated:
Listed by:
Kelli M Sullivan 850-819-8246,
Beachy Beach Real Estate,
Renata Morse 850-527-3923,
Beachy Beach Real Estate
Source: CPAR,MLS#: 795096
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Kitchen, Living Room, Primary Bedroom
Primary bedroom
- Description: gulf front primary bedroom
- Level: First
- Dimensions: 14 x 12
Bedroom
- Description: nice size guestroom
- Level: First
- Dimensions: 12 x 10
Kitchen
- Description: kitchen
- Level: First
- Dimensions: 12 x 8
Living room
- Description: gulf views from living room
- Level: First
- Dimensions: 17 x 16
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Oven, Electric Water Heater
Features
- Balcony, Main Level Primary
Interior area
- Total structure area: 1,147
- Total interior livable area: 1,147 sqft
Property
Parking
- Total spaces: 1
- Parking features: Gated
- Garage spaces: 1
Features
- Patio & porch: Balcony
- Pool features: Gunite, In Ground, Community
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Gulf, Shoreline - Sand
Lot
- Features: Paved
Details
- Parcel number: 34881427000
- Zoning description: Resort
Construction
Type & style
- Home type: Condo
- Architectural style: High Rise
- Property subtype: Condominium
- Attached to another structure: Yes
Materials
- Concrete, Stucco
- Foundation: Pillar/Post/Pier
Condition
- New construction: No
- Year built: 2004
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available
Community & HOA
Community
- Features: Elevator, Fitness Center, Pool, Waterfront, Community Pool, Gated, Short Term Rental Allowed
- Security: Secured Garage/Parking, Gated Community, Security Service
- Subdivision: Twin Palms Resort
HOA
- Has HOA: Yes
- Amenities included: Gated
- Services included: Cable TV, Fitness Facility, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Sewer, Trash
- HOA fee: $2,575 quarterly
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $340/sqft
- Tax assessed value: $471,750
- Annual tax amount: $3,859
- Date on market: 9/6/2026
- Cumulative days on market: 7 days
- Electric utility on property: Yes
Estimated market value
$375,300
$357,000 - $394,000
$2,214/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/9/2026 | Pending sale | $390,000$340/sqft |
Source:  CPAR #795096 Report a problem | ||
| 9/6/2026 | Listed for sale | $390,000+18.2%$340/sqft |
Source: CPAR #795096 Report a problem | ||
| 8/27/2020 | Sold | $330,000+53.5%$288/sqft |
Source: CPAR #698015 Report a problem | ||
| 6/19/2012 | Sold | $215,000-2.3%$187/sqft |
Source: Public Record Report a problem | ||
| 8/4/2010 | Sold | $220,000-12%$192/sqft |
Source: Public Record Report a problem | ||
| 4/22/2004 | Sold | $249,900$218/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,746 +3.8% | $304,188 +3% |
| 2023 | $3,608 +16% | $295,328 +3% |
| 2022 | $3,111 | $286,726 |
| 2021 | -- | -- |
| 2020 | $3,333 +11.2% | $267,410 +10% |
| 2019 | $2,997 | $243,100 +10% |
| 2018 | $2,997 +9.6% | $221,000 +4% |
| 2017 | $2,734 +12.8% | $212,500 +8.2% |
| 2016 | $2,425 +13.3% | $196,350 +10% |
| 2015 | $2,141 | $178,500 +7.6% |
| 2014 | $2,141 | $165,916 +10% |
| 2013 | -- | $150,833 -6.1% |
| 2012 | -- | $160,580 -5% |
| 2011 | -- | $168,953 |
| 2010 | -- | $168,953 -23% |
| 2009 | -- | $219,472 -5% |
| 2008 | -- | $231,023 -13% |
| 2007 | -- | $265,544 -32.7% |
| 2006 | -- | $394,568 +4.9% |
| 2005 | -- | $376,001 +1580.1% |
| 2004 | -- | $22,380 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 32405
Nearby schools
Schools provided by the listing agent
- Elementary: Hutchison Beach
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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