Skip main navigation
For sale
    • Price cut: $10K (5/26)
    $915,000

    10522 Island Circle, Emerald Isle, NC 28594

    3beds
    2,122sqft
    : 
    Loading
    Get pre-qualified
    Single Family Residence
    Built in 2020
    0.35 Acres Lot
    $895,200 Zestimate®
    $431/sqft
    $-- HOA

    What's special

    Live in one of Emerald Isle's most coveted island neighborhoods — The Point, a beach lover's favorite. Located on desirable Island Circle, this meticulously maintained home offers thoughtful design, exceptional functionality, and relaxed coastal living at its finest. The main living level features an open-concept layout with inviting gathering spaces, a dedicated dining area, and seamless ''easy beach'' flow. The kitchen offers abundant counter space and storage throughout, perfect for entertaining or everyday living. Two primary suites provide flexible options for owners and guests. The main-level primary includes a spacious walk-in closet and a beautifully appointed en-suite bath with a walk-in tiled shower. Upstairs, a private office/bonus room offers a peaceful workspace with a peek view of Bear Island — an inspiring retreat to work or unwind. Two additional bedrooms feature generous closets and share a well-designed two-way bath, with one functioning as a secondary en-suite. Two large walk-in storage rooms add impressive organization and convenience. Ground-level highlights include a storage/garage area with toilet, hot and cold outdoor shower, outdoor utility sink, generous covered parking, and dry entry access. Built with quality and efficiency in mind: 2x6 insulated exterior walls, electric tankless water heater, insulation between floors, pull-down attic access with walk-through attic storage, and individual HVAC thermostat controls on each floor. Immaculate condition. Exceptional location. True island living.
    160 days
    |
    674
    |
    34
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sherry Stanley 919-794-1866,

    Bluewater Real Estate - EI

    Source: Hive MLS,MLS#: 100554133MLS LogoOriginating MLS: Carteret County Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Master Bedroom, Great Room, Dining Room, Bedroom 1, Bedroom 2, Other
      Primary bedroom
      • Level: Main
      Bedroom 1
      • Level: Second
      Bedroom 2
      • Level: Second
      Dining room
      • Level: Main
      Great room
      • Level: Main
      Kitchen
      • Level: Main
      Other
      • Description: Office space at top of stairs
      • Level: Second
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Heat Pump
      Appliances
      • Included: Built-In Microwave, Washer, Refrigerator, Dryer, Double Oven, Dishwasher, Tankless Water Heater
      • Laundry: Dryer Hookup, Washer Hookup, Laundry Room
      Features
      • Walk-in Closet(s), Tray Ceiling(s), High Ceilings, Mud Room, Solid Surface, Ceiling Fan(s), Furnished, Pantry, Walk-in Shower, Blinds/Shades, Walk-In Closet(s)
      • Flooring: LVT/LVP
      • Doors: Thermal Doors, Storm Door(s)
      • Basement: None
      • Attic: Pull Down Stairs
      • Furnished: Yes
      Interior area
      • Total structure area: 2,122
      • Total interior livable area: 2,122 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Gravel, Concrete
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Two
      • Patio & porch: Open, Covered, Deck, Patio
      • Exterior features: Outdoor Shower, Storm Doors, Thermal Doors
      • Pool features: None
      • Fencing: None
      • Has view: Yes
      • View description: See Remarks
      • Waterfront features: None
      • Frontage type: See Remarks
      Lot
      • Size: 0.35 Acres
      • Dimensions: 205 x 75 x 194 x 76
      • Features: Corner Lot
      Details
      • Additional structures: Shower
      • Parcel number: 537314326509000
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Frame
      • Foundation: Other, Pilings
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 2020

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public
      • Utilities for property: Water Available
      Green energy
      • Green verification: None

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Wyndtree
      HOA
      • Has HOA: No
      Location
      • Region: Emerald Isle

      Financial & listing details

      • Price per square foot: $431/sqft
      • Tax assessed value: $459,536
      • Annual tax amount: $2,718
      • Date on market: 2/12/2026
      • Cumulative days on market: 160 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional
      • Road surface type: Paved

        Estimated market value

        $895,200

        $850,000 - $940,000

        $2,988/mo

        Price history

        DateEventPrice
        5/26/2026Price change$915,000-1.1%$431/sqft
        Source: Hive MLS #100554133 Report a problem
        3/28/2026Price change$925,000-2.6%$436/sqft
        Source: Hive MLS #100554133 Report a problem
        2/12/2026Listed for sale$950,000+19.5%$448/sqft
        Source: Hive MLS #100554133 Report a problem
        8/10/2023Sold$795,000-5.2%$375/sqft
        Source: Hive MLS #100381377 Report a problem
        7/6/2023Pending sale$839,000$395/sqft
        Source: Hive MLS #100381377 Report a problem
        7/2/2023Price change$839,000-2.4%$395/sqft
        Source: Hive MLS #100381377 Report a problem
        6/15/2023Price change$859,900-1.7%$405/sqft
        Source: Hive MLS #100381377 Report a problem
        5/26/2023Price change$875,000-2.2%$412/sqft
        Source: Hive MLS #100381377 Report a problem
        5/18/2023Pending sale$895,000$422/sqft
        Source: Hive MLS #100381377 Report a problem
        5/5/2023Price change$895,000-2.6%$422/sqft
        Source: Hive MLS #100381377 Report a problem
        4/27/2023Listed for sale$918,900+510.6%$433/sqft
        Source: Hive MLS #100381377 Report a problem
        2/5/2020Sold$150,500-5.9%$71/sqft
        Source: Hive MLS #100137529 Report a problem
        10/23/2018Listed for sale$160,000$75/sqft
        Source: Mitchell Prime Properties #100137529 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,719 +3.3%$459,536
        2023$2,631 +2.6%$459,536
        2022$2,565 +2.2%$459,536 +0.3%
        2021$2,509 $458,314 +88.4%
        2020-- $243,255 +65.1%
        2019$457 $147,370
        2017$457 $147,370
        2016$457 $147,370
        2015$457 +3.3%$147,370 -4.8%
        2014$442 $154,829
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 28594

        Getting around

        0 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: White Oak Elementary
        • Middle: Broad Creek
        • High: Croatan

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

              Nearby cities

              Nearby zip codes

              Other Emerald Isle Topics

                Search
                Updates
                Favorites
                Plan
                Inbox