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ActivePrice cut: $200K (9/18)
$2,690,000
8beds
4,844sqft

106 BAY Street, Neptune Beach, FL 32266

8beds
4,844sqft
Single family residence
Built in 1933
7,405 sqft
Parking lot, unassigned
$555 price/sqft

What's special

Four-plex plus mother-in-law suiteAdjacent parkingDedicated outdoor living spaceSensational ocean views

Offered for the first time in generations, this rare four-plex plus mother-in-law suite presents an exceptional opportunity in the heart of Neptune Beach, just two parcels from the ocean. Enjoy sensational ocean views and a level of privacy rarely found this close to the beach. Long cherished as a private family retreat, the property features up to four units available for rental, offering outstanding income potential. Each residence features its own private entrance, dedicated outdoor living space, courtyards, and adjacent parking. Just steps from beach access and less than a mile from the historic Beaches Town Center, you'll enjoy effortless access to acclaimed restaurants, charming coffee shops, boutique shopping, and vibrant local entertainment. Neptune Beach is one of Northeast Florida's most sought-after coastal communities, celebrated for its laid-back charm, walkable neighborhoods, uncrowded beaches, and strong sense of community. Whether you're seeking a multi-generational family compound, a premier investment property, or the ultimate beach retreat, this is a once-in-a-generation opportunity to own an irreplaceable piece of one of Florida's most desirable seaside destinations.

86 days
|
1,026
|
43
|
Source: realMLS,MLS#: 2152719MLS Logo
Travel times

Living Room

Kitchen

Dining Room

Zillow last checked:

Listing updated:

Listed by:

JENNIFER MARTIN FAULKNER 904-524-6000,

DOUGLAS ELLIMAN FLORIDA 904-834-0032,

KIM MARTIN-FISHER PA 904-699-9993

Source: realMLS,MLS#: 2152719MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 8
  • Bathrooms: 5
  • Full bathrooms: 5
Heating
  • Central, Electric
Cooling
  • Central Air, Electric, Multi Units, Split System, Varies by Unit, Wall/Window Unit(s)
Appliances
  • Included: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Freezer, Microwave, Refrigerator
  • Laundry: Electric Dryer Hookup, Lower Level
Features
  • Ceiling Fan(s), Primary Bathroom - Tub with Shower
  • Flooring: Tile
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
Interior area
  • Total interior livable area: 4,844 sqft
Video & virtual tour

Property

Parking
  • Parking features: Parking Lot, Unassigned
Features
  • Levels: Three Or More
  • Stories: 3
  • Patio & porch: Deck, Front Porch, Porch, Side Porch
  • Exterior features: Balcony, Courtyard
  • Fencing: Other,Fenced,Back Yard,Block,Privacy
  • Has view: Yes
  • View description: Beach, Ocean, Water
  • Has water view: Yes
  • Water view: Beach,Ocean,Water
Lot
  • Size: 7,405 Square Feet
  • Dimensions: 120 x 60
  • Features: Dead End Street
Details
  • Parcel number: 1726800000

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Multi Generational,Traditional
  • Property subtype: Single Family Residence
Materials
  • Frame, Wood Siding
  • Roof: Membrane,Shingle
Condition
  • Updated/Remodeled
  • New construction: No
  • Year built: 1933

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community & HOA

Community
  • Subdivision: Neptune Beach
HOA
  • Has HOA: No
Location
  • Region: Neptune Beach

Financial & listing details

  • Price per square foot: $555/sqft
  • Tax assessed value: $1,946,504
  • Annual tax amount: $3,024
  • Date on market: 6/27/2026
  • Listing terms: Cash,Conventional
  • Road surface type: Asphalt

Price history

DateEventPrice
9/18/2026Price change$2,690,000-6.9%$555/sqft
Source: realMLS #2152719 Report a problem
6/27/2026Listed for sale$2,890,000$597/sqft
Source: realMLS #2152719 Report a problem
3/24/2021Listing removed--
Source: Owner Report a problem
10/15/2018Listing removed$2,100
Source: Owner Report a problem
10/8/2018Listed for rent$2,100-8.7%
Source: Owner Report a problem
8/24/2018Listing removed$2,300
Source: Owner Report a problem
7/30/2018Listed for rent$2,300
Source: Owner Report a problem

Public tax history

YearProperty taxesTax assessment
2025$3,024 +2.7%$211,313 +2.9%
2024$2,946 -61.5%$205,370 -52.5%
2023$7,658 +17.9%$432,138 +6.7%
2022$6,496 +9.2%$405,144 +6.5%
2021$5,950 +1.8%$380,247 +2.2%
2020$5,842 +3.6%$372,041 +4.8%
2019$5,641 +5.9%$354,925 +5.7%
2018$5,328 $335,723 -6%
2017$5,328 -7.8%$356,997 +3%
2016$5,782 +1.4%$346,736 +3.6%
2015$5,701 +2.2%$334,591 +2.7%
2014$5,576 $325,789 +7.7%
2013-- $302,513 -5.4%
2012-- $319,846 -1.9%
2011-- $326,104 -12.4%
2010-- $372,375 -2.1%
2009-- $380,437 -47.7%
2006-- $728,050 +111.5%
2005$5,806 $344,262 +7.4%
2004-- $320,393 +3.2%
2003$5,422 $310,379 +2.7%
2002-- $302,100 +5.5%
2001-- $286,441 +15.4%
2000-- $248,156 +21.9%
1999-- $203,508

Find assessor info on the county website

Monthly payment

Est. payment
$18,185/mo
Principal & interest
$14172
Property taxes
$4013
More affordability toolsChevron Right

Estimated market value

$2,506,600

$2.38M - $2.63M

$8,636/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 32266

Nearby schools

Neptune Beach Elementary School
Grades PK-51.2 miles
8/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
7/10
Duncan U. Fletcher Middle School
Grades 6-80.8 miles
7/10
GreatSchools® Rating
Test Score Rating
7/10
Student Progress Rating
6/10
Duncan U. Fletcher High School
Grades 9-120.7 miles
5/10
GreatSchools® Rating
Test Score Rating
6/10
College Readiness Rating
7/10
Student Progress Rating
3/10