WELCOM HOME ! Here’s your chance to break free from renting and step into homeownership with a real investment—your own home! Qualifies for USDA 100% financing. Nestled just outside the town limits (which means no city taxes!), this well-maintained 3-bedroom, 1.5-bathroom duplex is the perfect blend of comfort, convenience, and potential. Imagine waking up to the warmth of hardwood floors throughout and sipping your morning coffee in a freshly painted space (2025!) designed just for you. The granite countertops in the kitchen add a touch of elegance, while the full open basement is a blank canvas, waiting for your creativity—home gym, extra living space, or a workshop? You decide! Step outside and enjoy the country-style front porch, perfect for quiet evenings, or host gatherings on your huge deck overlooking a spacious backyard—a rare find in a townhome! Plus, with no HOA and your own private driveway, you’ll have the freedom and space you deserve. With schools, shopping, and parks just minutes away, this home is not just a smart investment—it’s the next step in your journey. Don’t wait—call now and start building equity in real estate that works for you!
Sold for $275,000
$275,000
106 Ratem Dr, Westminster, MD 21157
3beds
1,280sqft
Townhouse
Built in 1995
8,276 Square Feet Lot
$294,600 Zestimate®
$215/sqft
$2,192 Estimated rent
Home value
$294,600
$280,000 - $309,000
$2,192/mo
Zestimate® history
Owner options
List your home for rent
$2,192/mo
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$2,192/mo
Rent Zestimate®
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$1,360/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$1,360/mo
Est. payment
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List your homeWhat's special
Huge deckSpacious backyardHardwood floorsGranite countertopsCountry-style front porch
Zillow last checked:
Listing updated:
Listed by:
Tony Zowd 443-610-9462,
Coldwell Banker Realty,
Listing Team: Integrity Plus Network
Bought with:
Darlene Kegel, 502576
Cummings & Co. Realtors
Source: Bright MLS,MLS#: MDCR2025728
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Basement, Bathroom 1, Half Bath
Primary bedroom
- Features: Flooring - Carpet
- Level: Upper
- Area: 204 Square Feet
- Dimensions: 17 X 12
Bedroom 2
- Features: Flooring - Carpet
- Level: Upper
- Area: 120 Square Feet
- Dimensions: 12 X 10
Bedroom 3
- Features: Flooring - Carpet
- Level: Upper
- Area: 90 Square Feet
- Dimensions: 10 X 9
Bathroom 1
- Level: Upper
Basement
- Features: Basement - Unfinished
- Level: Lower
Dining room
- Features: Flooring - HardWood
- Level: Main
- Area: 120 Square Feet
- Dimensions: 15 X 8
Half bath
- Level: Main
Kitchen
- Features: Flooring - HardWood
- Level: Main
- Area: 99 Square Feet
- Dimensions: 11 X 9
Living room
- Features: Flooring - HardWood
- Level: Main
- Area: 240 Square Feet
- Dimensions: 16 X 15
Heating
- Forced Air, Oil
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Microwave, Oven/Range - Electric, Dryer, Exhaust Fan, Refrigerator, Washer, Water Heater, Electric Water Heater
- Laundry: In Basement, Dryer In Unit, Has Laundry, Washer In Unit
Features
- Combination Kitchen/Dining, Attic, Ceiling Fan(s)
- Flooring: Hardwood, Bamboo, Concrete, Wood
- Doors: Insulated, Six Panel
- Windows: Double Pane Windows
- Basement: Full,Unfinished,Connecting Stairway,Interior Entry,Space For Rooms
- Has fireplace: No
Interior area
- Total structure area: 1,920
- Total interior livable area: 1,280 sqft
- Finished area above ground: 1,280
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway, On Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: 2+ Access Exits
Features
- Levels: Three
- Stories: 3
- Patio & porch: Deck, Porch
- Pool features: None
- Has view: Yes
- View description: Other
Lot
- Size: 8,276 Square Feet
- Features: Cleared
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0707134495
- Zoning: R-100
- Special conditions: Standard
Construction
Type & style
- Home type: Townhouse
- Architectural style: Colonial
- Property subtype: Townhouse
Materials
- Combination, Brick, Vinyl Siding
- Foundation: Block
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Cable
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Westminster
- Municipality: WESTMINSTER
Financial & listing details
- Price per square foot: $215/sqft
- Tax assessed value: $193,000
- Annual tax amount: $2,241
- Date on market: 3/20/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Road surface type: Black Top
Price history
| Date | Event | Price |
|---|---|---|
| 4/7/2025 | Sold | $275,000$215/sqft |
Source:  Bright MLS #MDCR2025728 Report a problem | ||
| 3/24/2025 | Pending sale | $275,000$215/sqft |
Source: Bright MLS #MDCR2025728 Report a problem | ||
| 3/20/2025 | Listed for sale | $275,000+133.1%$215/sqft |
Source: Bright MLS #MDCR2025728 Report a problem | ||
| 12/12/2002 | Sold | $118,000$92/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,334 +7% | $208,400 +8% |
| 2024 | $2,181 +8.7% | $193,000 +8.7% |
| 2023 | $2,007 +1.3% | $177,600 |
| 2022 | $1,982 +1.3% | $177,600 +2.5% |
| 2021 | $1,957 +1.3% | $173,200 +1.3% |
| 2020 | $1,932 +0.7% | $171,000 |
| 2019 | $1,918 +0.8% | $171,000 +1.5% |
| 2018 | $1,904 +0.8% | $168,467 +0.8% |
| 2017 | $1,889 | $167,200 +3.1% |
| 2016 | -- | $162,100 +3.2% |
| 2015 | -- | $157,000 +3.4% |
| 2014 | -- | $151,900 |
| 2013 | -- | $151,900 |
| 2012 | -- | $151,900 -17.2% |
| 2011 | -- | $183,520 +5.3% |
| 2010 | -- | $174,280 +5.6% |
| 2009 | -- | $165,040 +5.9% |
| 2008 | -- | $155,800 +10.4% |
| 2007 | -- | $141,136 +11.6% |
| 2006 | -- | $126,473 +13.1% |
| 2005 | -- | $111,810 +4% |
| 2004 | -- | $107,470 +4.2% |
| 2003 | -- | $103,130 +4.4% |
| 2002 | -- | $98,790 +1.2% |
| 2001 | -- | $97,572 |
Find assessor info on the county website
Neighborhood: 21157
Nearby homes
- $315,2003 bd2 ba1.2k sqft104 Ratem Dr, Westminster, MD 21157Off Market
- $309,3003 bd1 ba1.2k sqft108 Ratem Dr, Westminster, MD 21157Off Market
- $287,3003 bd2 ba1.4k sqft102 Ratem Dr, Westminster, MD 21157Off Market
- $346,3003 bd1 ba1.2k sqft110 Ratem Dr, Westminster, MD 21157Off Market
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Nearby schools
GreatSchools rating
- 8/10William Winchester Elementary SchoolGrades: PK-5Distance: 0.7 mi
- 7/10Westminster East Middle SchoolGrades: 6-8Distance: 1.2 mi
- 7/10Winters Mill High SchoolGrades: 9-12Distance: 1.8 mi
Schools provided by the listing agent
- District: Carroll County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$294,600
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$294,600
- Maryland
- Carroll County
- Westminster
- 21157
- 106 Ratem Dr
