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For sale
  • $330,000

    106 S Germantown Rd, Chattanooga, TN 37411

    4beds
    3,069sqft
    : 
    $2,038/mo
    Get pre-qualified
    Single Family Residence
    Built in 1947
    0.39 Acres Lot
    $327,500 Zestimate®
    $108/sqft
    $-- HOA

    What's special

    Spacious level lotGleaming hardwood floors
    Welcome home to 106 S Germantown Rd, a charming Belvoir 1947 Cape Cod style home full of character on nearly 0.4 private acres in the heart of Chattanooga. With over 3,000 square feet across multiple levels, this 4-bedroom, 2-bath home, plus an additional finished bonus room and third full bath on the top floor, offers an impressive amount of space and flexibility for a large household, multigenerational living, working from home, or simply having room to spread out. Inside, gleaming hardwood floors flow through the bright living and dining areas, leading into a well-appointed kitchen with ample counter space and cabinetry. But the main level is only the beginning. This home just keeps going, with additional finished spaces both upstairs and down that open the door to countless possibilities. The finished basement adds another level of usable living space with a family room, two bedrooms, a full bath, laundry area, storage, and its own private exterior entrance. The layout offers exciting potential for a mother-in-law setup, extended family, older children, guests, or even potential rental income. It could also serve as a media room, recreation area, home gym, or second family room depending on your needs. Upstairs, the finished attic adds yet another unexpected bonus, with an additional finished room and full bath not included in the advertised bedroom and bathroom count. Vaulted ceilings give the space an open and inviting feel, making it a great option for a home office, game room, creative studio, playroom, lounge, or additional flex space. Outside, enjoy a large, flat, fully fenced backyard with plenty of room for pets, play, gardening, and entertaining. The covered patio with retractable awning provides a comfortable place for outdoor dining and relaxing, while the fire pit creates another great gathering spot. Additional features include a 2-car carport and a spacious, level lot. Zoned for East Ridge Elementary, Dalewood Middle, and Brainerd High School.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Asher Black 423-208-4943,

    Keller Williams Realty 423-664-1900,

    Daniel Blodgett 423-509-7021,

    Keller Williams Realty

    Source: Greater Chattanooga Realtors,MLS#: 1540305

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central, Natural Gas
      Cooling
      • Central Air, Electric
      Features
      • Flooring: Laminate, Tile, Wood
      • Basement: Finished
      • Has fireplace: No
      Interior area
      • Total structure area: 3,069
      • Total interior livable area: 3,069 sqft
      • Finished area above ground: 1,754
      • Finished area below ground: 1,315

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Off Street, On Street
      • Carport spaces: 2
      Features
      • Levels: Three Or More
      • Patio & porch: Rear Porch
      • Exterior features: Awning(s), Fire Pit, Private Entrance
      • Pool features: None
      • Fencing: Other,Wood
      Lot
      • Size: 0.39 Acres
      • Dimensions: 85 x 220
      • Features: Cleared, Level
      Details
      • Parcel number: 157h B 016

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block
      • Roof: Asphalt,Shingle
      Condition
      • New construction: No
      • Year built: 1947

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Kelly Gardens
      HOA
      • Has HOA: No
      Location
      • Region: Chattanooga

      Financial & listing details

      • Price per square foot: $108/sqft
      • Tax assessed value: $304,900
      • Annual tax amount: $2,626
      • Date on market: 8/7/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Asphalt

        Estimated market value

        $327,500

        $311,000 - $344,000

        $1,814/mo

        Price history

        DateEventPrice
        8/7/2026Listed for sale$330,000-0.9%$108/sqft
        Source: Greater Chattanooga Realtors #1540305 Report a problem
        7/25/2026Listing removed$333,000$109/sqft
        Source: Greater Chattanooga Realtors #1533807 Report a problem
        7/10/2026Price change$333,000-0.3%$109/sqft
        Source: Greater Chattanooga Realtors #1533807 Report a problem
        6/26/2026Price change$334,000-1.5%$109/sqft
        Source: Greater Chattanooga Realtors #1533807 Report a problem
        6/19/2026Price change$339,000-1.5%$110/sqft
        Source: Greater Chattanooga Realtors #1533807 Report a problem
        6/12/2026Price change$344,000-1.4%$112/sqft
        Source: Greater Chattanooga Realtors #1533807 Report a problem
        6/8/2026Price change$349,000-0.3%$114/sqft
        Source: Greater Chattanooga Realtors #1533807 Report a problem
        5/1/2026Listed for sale$350,000+14.8%$114/sqft
        Source: Greater Chattanooga Realtors #1533807 Report a problem
        6/5/2024Sold$305,000+0.2%$99/sqft
        Source: Greater Chattanooga Realtors #1384134 Report a problem
        4/18/2024Contingent$304,500$99/sqft
        Source: Greater Chattanooga Realtors #1384134 Report a problem
        3/28/2024Price change$304,500-3.2%$99/sqft
        Source: Greater Chattanooga Realtors #1384134 Report a problem
        3/6/2024Price change$314,500-2.9%$102/sqft
        Source: Greater Chattanooga Realtors #1384134 Report a problem
        2/16/2024Price change$324,000-1.5%$106/sqft
        Source: Greater Chattanooga Realtors #1384134 Report a problem
        12/15/2023Listed for sale$329,000+106.9%$107/sqft
        Source: Greater Chattanooga Realtors #1384134 Report a problem
        9/17/2018Sold$159,000$52/sqft
        Source: Greater Chattanooga Realtors #1285529 Report a problem
        8/15/2018Pending sale$159,000$52/sqft
        Source: Keller Williams Realty #1285529 Report a problem
        8/10/2018Price change$159,000-3.6%$52/sqft
        Source: Keller Williams Realty #1285529 Report a problem
        7/28/2018Price change$164,900+6.5%$54/sqft
        Source: Keller Williams Realty #1285529 Report a problem
        7/27/2018Listed for sale$154,900$50/sqft
        Source: Keller Williams Realty #1285529 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,155 +23.9%$76,225 +82.9%
        2024$932 $41,675
        2023$932 $41,675
        2022$932 $41,675
        2021$932 +10.6%$41,675 +36.6%
        2020$843 $30,500
        2019$843 $30,500
        2018$843 -49.3%$30,500
        2017$1,664 +8.4%$30,500
        2016$1,535 --
        2015$1,535 $27,975
        2014$1,535 +7.1%--
        2013$1,433 $27,975 -1%
        2012$1,433 $28,250
        2011$1,433 $28,250
        2010$1,433 +7.9%$28,250
        2009$1,329 $28,250 +16.1%
        2008-- $24,325
        2007-- $24,325
        2006-- $24,325
        2005-- $24,325 +11.8%
        2004-- $21,750
        2003-- $21,750
        2002-- $21,750
        2001-- $21,750 +11.3%
        2000-- $19,550
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 37411

        Getting around

        57 / 100
        Somewhat Walkable
        30 / 100
        Some Transit
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: East Ridge Elementary
        • Middle: Dalewood Middle
        • High: Brainerd High

        Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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