Auction Property. Waterfront Home for Sale in Fort White, FL! Owner will finance with large down payment. Welcome to 106 SW Monument Lane—a rare chance to own a true riverfront retreat in the coveted Wilson Springs neighborhood. Imagine waking up to peaceful river views while sipping your favorite drink, the sun rising over the Santa Fe River, spending time exploring the spring-fed waters and winding down on your deck as the sun sets. This charming 2-bedroom, 1-bath home is more than just a property; it’s a lifestyle. Whether you’re dreaming of a weekend getaway, a high-demand vacation rental or a full-time residence surrounded by Florida’s natural beauty, this home delivers comfort, adventure and relaxation all in one. Property Highlights: Waterfront home with elevated deck overlooking the Santa Fe River and adjacent to Wilson Springs and private community boat ramp—ideal for divers, kayakers and outdoor enthusiasts. This is a golf cart & UTV-friendly community with miles of roads to explore. Seller conveys all pictured furnishings and décor—just add your own finishing touches! Equipped with waterproof floors, electronic door locks and a full suite of appliances including a newer washer and dryer, this house is ready to make you vacation rental money! It even has a durable and low maintenance metal roof, covered parking for vehicles, golf carts and UTVs and an outdoor shed for extra storage. Push Lawnmower included! The dining room is adjacent to the kitchen, great for entertaining. Also, a fenced-in area for kids and pets to safely play. Water treatment system for clean, soft water. Low HOA fees – just $75/year! Turnkey vacation rental potential with strong demand in the area. This highly desirable location is near Ginnie Springs, Ichetucknee River and many other natural springs. Just a short drive to Gainesville, Shands Hospital and the University of Florida. This parcel is surrounded by wildlife, spring-fed rivers and endless recreation opportunities!
Sold for $188,000
$188,000
106 SW Monument Ln, Fort White, FL 32038
2beds
1,036sqft
Single Family Residence
Built in 1950
0.5 Acres Lot
$180,400 Zestimate®
$181/sqft
$1,304 Estimated rent
Home value
$180,400
$148,000 - $220,000
$1,304/mo
Zestimate® history
Owner options
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$1,331/mo
Est. payment
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$1,331/mo
Est. payment
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List your homeWhat's special
Private community boat rampElevated deckCovered parkingWaterfront homeFenced-in areaWaterproof floorsAdjacent to wilson springs
Zillow last checked:
Listing updated:
Listing Provided by:
Katie Jackson 352-538-7103,
UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY 352-463-7770
Bought with:
Brad Smith, 550985
UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY
Katie Jackson, 3610098
UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY
Source: Stellar MLS,MLS#: GC533836
Originating MLS: Gainesville-Alachua
Originating MLS: Gainesville-Alachua
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
Bedroom 1
- Features: Built-in Closet
- Level: First
Primary bathroom
- Features: Exhaust Fan
- Level: First
Dining room
- Level: First
Kitchen
- Features: Breakfast Bar
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Features
- Ceiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor
- Flooring: Laminate
- Has fireplace: No
Interior area
- Total structure area: 2,064
- Total interior livable area: 1,036 sqft
Property
Parking
- Total spaces: 2
- Parking features: Covered, Driveway, Golf Cart Parking
- Carport spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Deck, Front Porch
- Exterior features: Lighting, Rain Gutters, Storage
- Has view: Yes
- View description: Water, River
- Has water view: Yes
- Water view: Water,River
- Waterfront features: Waterfront, River Front, River Access, Boat Ramp - Private
Lot
- Size: 0.50 Acres
- Features: Cleared, Corner Lot, FloodZone, In County
- Residential vegetation: Oak Trees
Details
- Additional structures: Other, Shed(s)
- Parcel number: 017S1504149301
- Zoning: RESI
- Special conditions: Auction
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Foundation: Crawlspace, Slab
- Roof: Metal
Condition
- New construction: No
- Year built: 1950
Utilities & green energy
- Sewer: Septic Tank
- Water: Private, Well
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & neighborhood
Community
- Community features: Community Boat Ramp, River, Water Access, Waterfront, Golf Carts OK
Location
- Region: Fort White
- Subdivision: WILSON SPGS PH 01
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $6 monthly
- Amenities included: Other
- Services included: Recreational Facilities
- Association name: Steve Norris
Other fees
- Pet fee: $0 monthly
Other financial information
- Total actual rent: 0
Other
Other facts
- Listing terms: Cash
- Ownership: Fee Simple
- Road surface type: Paved, Asphalt, Limerock
Price history
| Date | Event | Price |
|---|---|---|
| 11/20/2025 | Sold | $188,000-30.1%$181/sqft |
Source:  Stellar MLS #GC533836 Report a problem | ||
| 8/19/2025 | Listing removed | $269,000$260/sqft |
Source: Stellar MLS #GC524378 Report a problem | ||
| 8/12/2025 | Pending sale | $269,000$260/sqft |
Source: Stellar MLS #GC524378 Report a problem | ||
| 7/8/2025 | Price change | $269,000-2.2%$260/sqft |
Source: Stellar MLS #GC524378 Report a problem | ||
| 5/23/2025 | Price change | $275,000-3.5%$265/sqft |
Source: Stellar MLS #GC524378 Report a problem | ||
| 4/24/2025 | Price change | $284,998-3.4%$275/sqft |
Source: Stellar MLS #GC524378 Report a problem | ||
| 3/20/2025 | Price change | $294,998-1.7%$285/sqft |
Source: Stellar MLS #GC524378 Report a problem | ||
| 2/20/2025 | Price change | $299,998-7.7%$290/sqft |
Source: Stellar MLS #GC524378 Report a problem | ||
| 9/1/2024 | Listed for sale | $324,900-5.8%$314/sqft |
Source: Stellar MLS #GC524378 Report a problem | ||
| 8/7/2024 | Listing removed | -- |
Source:  NFMLS #122203 Report a problem | ||
| 7/22/2024 | Price change | $344,900-1.4%$333/sqft |
Source: NFMLS #122203 Report a problem | ||
| 5/22/2024 | Listed for sale | $349,900$338/sqft |
Source: NFMLS #122203 Report a problem | ||
| 5/8/2024 | Listing removed | -- |
Source: NFMLS #122203 Report a problem | ||
| 4/30/2024 | Listed for sale | $349,900$338/sqft |
Source: NFMLS #122203 Report a problem | ||
| 4/22/2024 | Listing removed | -- |
Source: NFMLS #122203 Report a problem | ||
| 1/23/2024 | Listed for sale | $349,900+1299.6%$338/sqft |
Source: NFMLS #122203 Report a problem | ||
| 9/2/2003 | Sold | $25,000$24/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,773 +161.7% | $94,888 +60.9% |
| 2023 | $678 -20.4% | $58,985 +3% |
| 2022 | $851 +6% | $57,267 +3% |
| 2021 | $803 +31.7% | $55,599 +1.4% |
| 2020 | $609 -25.9% | $54,831 +2.3% |
| 2019 | $822 | $53,598 +1.9% |
| 2018 | $822 +0% | $52,599 +2% |
| 2017 | $822 | $51,551 +0.6% |
| 2016 | $822 +5% | $51,243 +2.3% |
| 2015 | $783 -0.8% | $50,106 +0.8% |
| 2014 | $789 | $49,708 -2.9% |
| 2013 | -- | $51,168 +0.6% |
| 2012 | -- | $50,860 +0.5% |
| 2011 | -- | $50,623 +1.5% |
| 2010 | -- | $49,875 +2.7% |
| 2009 | -- | $48,564 -1.3% |
| 2008 | -- | $49,203 +3% |
| 2007 | -- | $47,770 +2.5% |
| 2006 | -- | $46,605 +3% |
| 2005 | -- | $45,248 +3% |
| 2004 | -- | $43,930 +416.8% |
| 2003 | -- | $8,500 |
Find assessor info on the county website
Neighborhood: 32038
Nearby schools
GreatSchools rating
- 3/10Fort White Elementary SchoolGrades: PK-5Distance: 3.4 mi
- 4/10Fort White High SchoolGrades: 6-12Distance: 3.7 mi
Schools provided by the listing agent
- Elementary: Fort White Elementary School-CO
- High: Fort White High School-CO
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Florida
- Columbia County
- Fort White
- 32038
- 106 SW Monument Ln
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