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Sold for $188,000
    • $188,000

    106 SW MONUMENT LANE, FORT WHITE, FL 32038

    2beds
    1,036sqft
    Single Family Residence
    Built in 1950
    0.5 Acres Lot
    $185,800 Zestimate®
    $181/sqft
    $1,444 Estimated rent

    Home value

    $185,800

    $152,000 - $225,000

    $1,444/mo

    Zestimate® history
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    What's special

    Private community boat rampElevated deckCovered parkingWaterfront homeFenced-in areaWaterproof floorsAdjacent to wilson springs
    Auction Property. Waterfront Home for Sale in Fort White, FL! Owner will finance with large down payment. Welcome to 106 SW Monument Lane—a rare chance to own a true riverfront retreat in the coveted Wilson Springs neighborhood. Imagine waking up to peaceful river views while sipping your favorite drink, the sun rising over the Santa Fe River, spending time exploring the spring-fed waters and winding down on your deck as the sun sets. This charming 2-bedroom, 1-bath home is more than just a property; it’s a lifestyle. Whether you’re dreaming of a weekend getaway, a high-demand vacation rental or a full-time residence surrounded by Florida’s natural beauty, this home delivers comfort, adventure and relaxation all in one. Property Highlights: Waterfront home with elevated deck overlooking the Santa Fe River and adjacent to Wilson Springs and private community boat ramp—ideal for divers, kayakers and outdoor enthusiasts. This is a golf cart & UTV-friendly community with miles of roads to explore. Seller conveys all pictured furnishings and décor—just add your own finishing touches! Equipped with waterproof floors, electronic door locks and a full suite of appliances including a newer washer and dryer, this house is ready to make you vacation rental money! It even has a durable and low maintenance metal roof, covered parking for vehicles, golf carts and UTVs and an outdoor shed for extra storage. Push Lawnmower included! The dining room is adjacent to the kitchen, great for entertaining. Also, a fenced-in area for kids and pets to safely play. Water treatment system for clean, soft water. Low HOA fees – just $75/year! Turnkey vacation rental potential with strong demand in the area. This highly desirable location is near Ginnie Springs, Ichetucknee River and many other natural springs. Just a short drive to Gainesville, Shands Hospital and the University of Florida. This parcel is surrounded by wildlife, spring-fed rivers and endless recreation opportunities!

    Zillow last checked:

    Listing updated:

    Listed by:

    Katie Jackson 352-538-7103,

    UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY 352-463-7770

    Bought with:

    Brad Smith, 550985

    UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY

    Katie Jackson, 3610098

    UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY

    Source: Stellar MLS,MLS#: GC533836MLS LogoOriginating MLS: Gainesville-Alachua

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 1
    • Full bathrooms: 1
    Primary bedroom
    • Features: Ceiling Fan(s), Built-in Closet
    • Level: First
    Bedroom 1
    • Features: Built-in Closet
    • Level: First
    Primary bathroom
    • Features: Exhaust Fan
    • Level: First
    Dining room
    • Level: First
    Kitchen
    • Features: Breakfast Bar
    • Level: First
    Laundry
    • Level: First
    Living room
    • Level: First
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
    • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
    Features
    • Ceiling Fan(s), Eating Space In Kitchen, Primary Bedroom Main Floor
    • Flooring: Laminate
    • Has fireplace: No
    Interior area
    • Total structure area: 2,064
    • Total interior livable area: 1,036 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Covered, Driveway, Golf Cart Parking
    • Carport spaces: 2
    • Has uncovered spaces: Yes
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Deck, Front Porch
    • Exterior features: Lighting, Rain Gutters, Storage
    • Has view: Yes
    • View description: Water, River
    • Has water view: Yes
    • Water view: Water,River
    • Waterfront features: Waterfront, River Front, River Access, Boat Ramp - Private
    Lot
    • Size: 0.5 Acres
    • Features: Cleared, Corner Lot, FloodZone, In County
    • Residential vegetation: Oak Trees
    Details
    • Additional structures: Other, Shed(s)
    • Parcel number: 017S1504149301
    • Zoning: RESI
    • Special conditions: Auction

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Wood Siding
    • Foundation: Crawlspace, Slab
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 1950

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Private, Well
    • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

    Community & HOA

    Community
    • Features: Community Boat Ramp, River, Water Access, Waterfront, Golf Carts OK
    • Pet fee: $0 monthly
    • Subdivision: WILSON SPGS PH 01
    HOA
    • Has HOA: Yes
    • Amenities included: Other
    • Services included: Recreational Facilities
    • HOA fee: $6 monthly
    • HOA name: Steve Norris
    Location
    • Region: Fort White

    Financial & listing details

    • Price per square foot: $181/sqft
    • Tax assessed value: $101,598
    • Annual tax amount: $1,773
    • Date on market: 9/6/2025
    • Cumulative days on market: 397 days
    • Listing terms: Cash
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved, Asphalt, Limerock

    Price history

    DateEventPrice
    11/20/2025Sold$188,000-30.1%$181/sqft
    Source: Stellar MLS #GC533836 Report a problem
    8/19/2025Listing removed$269,000$260/sqft
    Source: Stellar MLS #GC524378 Report a problem
    8/12/2025Pending sale$269,000$260/sqft
    Source: Stellar MLS #GC524378 Report a problem
    7/8/2025Price change$269,000-2.2%$260/sqft
    Source: Stellar MLS #GC524378 Report a problem
    5/23/2025Price change$275,000-3.5%$265/sqft
    Source: Stellar MLS #GC524378 Report a problem
    4/24/2025Price change$284,998-3.4%$275/sqft
    Source: Stellar MLS #GC524378 Report a problem
    3/20/2025Price change$294,998-1.7%$285/sqft
    Source: Stellar MLS #GC524378 Report a problem
    2/20/2025Price change$299,998-7.7%$290/sqft
    Source: Stellar MLS #GC524378 Report a problem
    9/1/2024Listed for sale$324,900-5.8%$314/sqft
    Source: Stellar MLS #GC524378 Report a problem
    8/7/2024Listing removed--
    Source: NFMLS #122203 Report a problem
    7/22/2024Price change$344,900-1.4%$333/sqft
    Source: NFMLS #122203 Report a problem
    5/22/2024Listed for sale$349,900$338/sqft
    Source: NFMLS #122203 Report a problem
    5/8/2024Listing removed--
    Source: NFMLS #122203 Report a problem
    4/30/2024Listed for sale$349,900$338/sqft
    Source: NFMLS #122203 Report a problem
    4/22/2024Listing removed--
    Source: NFMLS #122203 Report a problem
    1/23/2024Listed for sale$349,900+1299.6%$338/sqft
    Source: NFMLS #122203 Report a problem
    9/2/2003Sold$25,000$24/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$863 -51.3%$71,753 -24.4%
    2024$1,773 +161.7%$94,888 +60.9%
    2023$678 -20.4%$58,985 +3%
    2022$851 +6%$57,267 +3%
    2021$803 +31.7%$55,599 +1.4%
    2020$609 -25.9%$54,831 +2.3%
    2019$822 $53,598 +1.9%
    2018$822 +0%$52,599 +2%
    2017$822 $51,551 +0.6%
    2016$822 +5%$51,243 +2.3%
    2015$783 -0.8%$50,106 +0.8%
    2014$789 $49,708 -2.9%
    2013-- $51,168 +0.6%
    2012-- $50,860 +0.5%
    2011-- $50,623 +1.5%
    2010-- $49,875 +2.7%
    2009-- $48,564 -1.3%
    2008-- $49,203 +3%
    2007-- $47,770 +2.5%
    2006-- $46,605 +3%
    2005-- $45,248 +3%
    2004-- $43,930 +416.8%
    2003-- $8,500
    Find assessor info on the county website

    Neighborhood: 32038

    Nearby homes

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Fort White Elementary School-CO
    • High: Fort White High School-CO

    Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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