Under contract-accepting backup offers. *Seller offering $5,000 credit to buyer for rate buydown* Nestled near the open bay with direct water access, this 1,580-square-foot 3/2 home with a boat lift delivers effortless waterfront living backed by modern updates for peace of mind and convenience. The thoughtfully refreshed interior features three bedrooms, two redesigned bathrooms, and a completely renovated kitchen showcasing crisp white shaker cabinets, gleaming granite countertops, and premium appliances perfectly suited for quiet mornings or entertaining after a day on the water. Outside, the property truly shines for boating enthusiasts, offering a brand-new 2023 boat lift, generous RV and boat parking, and a covered carport. The functional backyard adds rare charm with custom-built raised vegetable gardens and a versatile work shed that could easily convert into a private home office or used as ample storage for anything you need. Best of all, peace of mind is already built in so you can inherit quality rather than projects. Every major system has been recently upgraded, including a 50-year metal roof (2020), a new AC system (2021), a full whole-house re-plumb out to the street (2022), and hurricane-impact windows and doors (2024). Additionally the seller is offering a $5000 credit to the buyer for rate buydown to reduce the buyers interest rate and monthly payment. This isn't just an address; it's a turnkey lifestyle ready to be enjoyed.
Accepting backups
Price cut: $10K (9/30)
$489,900
106 STEVEN STREET, RUSKIN, FL 33570
3beds
1,508sqft
Single Family Residence
Built in 1965
9,100 Square Feet Lot
$-- Zestimate®
$325/sqft
$-- HOA
What's special
Boat liftCompletely renovated kitchenThree bedroomsGleaming granite countertopsThoughtfully refreshed interiorFunctional backyardPremium appliances
- 30 days
- 679
- 73
Zillow last checked:
Listing updated:
Listed by:
Jeffrey Clarke 727-404-0277,
CLARKE REALTY LLC 727-404-0277
Source: Stellar MLS,MLS#: TB8545351
Originating MLS: Suncoast Tampa

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Cooktop, Dishwasher, Dryer, Washer, Water Softener
- Laundry: Inside, Laundry Room
Features
- Other, Primary Bedroom Main Floor, Split Bedroom
- Flooring: Terrazzo, Tile
- Has fireplace: No
Interior area
- Total structure area: 1,780
- Total interior livable area: 1,508 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Carport
- Carport spaces: 1
Features
- Levels: One
- Stories: 1
- Exterior features: Garden, Lighting, Other, Storage
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal - Saltwater, Bay/Harbor Access, Saltwater Canal Access, Gulf/Ocean Access, Lift, No Wake Zone
Lot
- Size: 9,100 Square Feet
- Dimensions: 65 x 140
Details
- Parcel number: U11321818V00000000018.0
- Zoning: RSC-6
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Metal
Condition
- New construction: No
- Year built: 1965
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Subdivision: COLLURA SUB
HOA
- Has HOA: No
Location
- Region: Ruskin
Financial & listing details
- Price per square foot: $325/sqft
- Tax assessed value: $281,945
- Annual tax amount: $4,980
- Date on market: 9/3/2026
- Cumulative days on market: 153 days
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 9/30/2026 | Price change | $489,900-2%$325/sqft |
Source: | ||
| 9/3/2026 | Listed for sale | $499,900$331/sqft |
Source: | ||
| 8/26/2026 | Listing removed | $499,900$331/sqft |
Source: | ||
| 8/4/2026 | Price change | $499,900-9.1%$331/sqft |
Source: | ||
| 7/10/2026 | Price change | $549,900-4.3%$365/sqft |
Source: | ||
| 6/3/2026 | Price change | $574,900-4.2%$381/sqft |
Source: | ||
| 4/25/2026 | Listed for sale | $599,900-16.1%$398/sqft |
Source: | ||
| 8/28/2025 | Listing removed | $714,900$474/sqft |
Source: | ||
| 7/11/2025 | Listed for sale | $714,900+47.1%$474/sqft |
Source: | ||
| 8/5/2022 | Sold | $486,000-8.3%$322/sqft |
Source: Public Record Report a problem | ||
| 6/19/2022 | Pending sale | $530,000$351/sqft |
Source: | ||
| 6/3/2022 | Price change | $530,000-3.6%$351/sqft |
Source: | ||
| 5/6/2022 | Listed for sale | $550,000$365/sqft |
Source: | ||
| 3/14/2022 | Pending sale | $550,000-8.2%$365/sqft |
Source: | ||
| 2/17/2022 | Listed for sale | $599,000+658.2%$397/sqft |
Source: | ||
| 12/30/1993 | Sold | $79,000$52/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,981 -21.2% | $281,945 -15.1% |
| 2024 | $6,323 +7% | $332,157 +7.3% |
| 2023 | $5,910 +10.1% | $309,687 +15% |
| 2022 | $5,367 +12.3% | $269,208 +10% |
| 2021 | $4,777 +217.4% | $244,735 +129.8% |
| 2020 | $1,505 +5.9% | $106,511 +2.3% |
| 2019 | $1,420 | $104,116 +1.9% |
| 2018 | $1,420 +3.7% | $102,175 -32% |
| 2017 | $1,370 +2.2% | $150,177 +53.2% |
| 2016 | $1,341 +1.9% | $98,015 +0.7% |
| 2015 | $1,316 +0.9% | $97,334 +0.8% |
| 2014 | $1,305 | $96,562 +1.5% |
| 2013 | $1,305 +0.6% | $95,135 +1.7% |
| 2012 | $1,296 +4.2% | $93,545 +3% |
| 2011 | $1,244 +3.4% | $90,820 +1.5% |
| 2010 | $1,203 +4.2% | $89,478 +2.7% |
| 2009 | $1,154 +0.8% | $87,126 +0.1% |
| 2008 | $1,145 -16.8% | $87,039 +3% |
| 2007 | $1,377 -3.4% | $84,504 +2.5% |
| 2006 | $1,425 +0.8% | $82,443 +3% |
| 2005 | $1,414 | $80,042 +3% |
| 2004 | -- | $77,711 +1.9% |
| 2003 | -- | $76,262 +2.4% |
| 2002 | -- | $74,475 +1.6% |
| 2001 | -- | $73,302 -7.7% |
| 2000 | $1,262 | $79,383 |
Find assessor info on the county website
Monthly payment
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