Newly Priced at $574,900 — Plus $25,000 in Seller Concessions. Some homes are just addresses. This one is a lifestyle. Nestled along the open bay with direct water access, this beautifully reimagined Tampa Bay retreat delivers the effortless waterfront living you've been searching for — and the serious infrastructure to back it up. The seller means business. Freshly repriced and motivated, the seller is offering $25,000 toward your closing costs and/or rate buydown — putting real money back in your pocket on day one and potentially lowering your monthly payment for the life of the loan. At today's rates, that kind of buydown can make a meaningful difference. This is a rare opportunity to get into a turnkey waterfront home with less out of pocket than you'd expect. Across 1,580 square feet of thoughtfully refreshed living space, three bedrooms and two redesigned bathrooms strike the perfect balance of comfort and style. The completely renovated kitchen is the heart of the home, featuring crisp white shaker cabinets, gleaming granite countertops, and top-of-the-line appliances — equally suited for quiet mornings with a bay view or entertaining after a day on the water. Step outside and the property truly comes into its own. A brand-new boat lift (2023) sits ready at the water's edge, with generous RV and boat parking that serious boaters will immediately appreciate. The backyard blends function with charm: custom-built raised vegetable gardens bring a rare, grounded beauty to the space, while a versatile work shed — easily converted to a private home office — adds flexibility for however you choose to live. A spacious carport completes the picture. Peace of mind is built in, not bolted on. Every major system has been addressed: a 50-year metal roof (2020), new AC (2021), full whole-house replumb to the street (2022), and hurricane-impact windows and doors (2024) mean you inherit quality, not projects. This is Tampa Bay waterfront living at its finest — move-in ready, meticulously upgraded, and priced with a motivated seller ready to make a deal. Your next chapter starts here. And right now, the seller is helping you get there.
For sale
Price cut: $25K (6/3)
$574,900
106 Steven St, Ruskin, FL 33570
3beds
1,580sqft
Single Family Residence
Built in 1965
9,100 Square Feet Lot
$-- Zestimate®
$364/sqft
$-- HOA
What's special
Three bedroomsCompletely redesigned kitchenGranite countertopsTwo bathroomsTop-of-the-line appliancesSerene waterfront viewsCustom-built vegetable gardens
- 63 days |
- 339 |
- 17 |
Zillow last checked:
Listing updated:
Listed by:
Cody Powell 904-710-8056,
POWELL REALTY 904-422-1224,
Janice Powell 904-422-1224,
POWELL REALTY
Source: Stellar MLS,MLS#: TB8501771
Originating MLS: Suncoast Tampa
Originating MLS: Suncoast Tampa
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Dining Room, Living Room, Utility Room
Primary bedroom
- Features: Built-in Closet
- Level: First
Bedroom 2
- Features: Built-in Closet
- Level: First
Bedroom 3
- Features: Built-in Closet
- Level: First
Dining room
- Level: First
Kitchen
- Features: Granite Counters, Pantry
- Level: First
Living room
- Level: First
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Oven, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer, Water Softener
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), Open Floorplan, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat
- Flooring: Ceramic Tile, Terrazzo
- Windows: Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 1,780
- Total interior livable area: 1,580 sqft
Property
Parking
- Total spaces: 1
- Parking features: Boat, Covered, Driveway, Golf Cart Parking, Guest, Oversized, RV Access/Parking
- Carport spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System, Lighting, Private Mailbox, Storage
- Has view: Yes
- View description: Water, Canal
- Has water view: Yes
- Water view: Water,Canal
- Waterfront features: Canal - Saltwater, Bay/Harbor Access, Saltwater Canal Access, Gulf/Ocean Access, Lift, No Wake Zone, Seawall
Lot
- Size: 9,100 Square Feet
- Dimensions: 65 x 140
- Features: FloodZone, Near Marina, Street Dead-End
- Residential vegetation: Mature Landscaping, Trees/Landscaped
Details
- Additional structures: Shed(s), Storage, Workshop
- Parcel number: U11321818V00000000018.0
- Zoning: RSC-6
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Slab
- Roof: Metal
Condition
- New construction: No
- Year built: 1965
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Sprinkler Meter, Water Connected
Community & HOA
Community
- Security: Closed Circuit Camera(s), Security Fencing/Lighting/Alarms, Smoke Detector(s)
- Pet fee: $0 monthly
- Subdivision: COLLURA SUB
HOA
- Has HOA: No
Location
- Region: Ruskin
Financial & listing details
- Price per square foot: $364/sqft
- Tax assessed value: $281,945
- Annual tax amount: $6,322
- Date on market: 4/25/2026
- Cumulative days on market: 64 days
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 6/3/2026 | Price change | $574,900-4.2%$364/sqft |
Source:  Stellar MLS #TB8501771 Report a problem | ||
| 4/25/2026 | Listed for sale | $599,900-16.1%$380/sqft |
Source: Stellar MLS #TB8501771 Report a problem | ||
| 8/28/2025 | Listing removed | $714,900$452/sqft |
Source: Stellar MLS #TB8406220 Report a problem | ||
| 7/11/2025 | Listed for sale | $714,900+47.1%$452/sqft |
Source: Stellar MLS #TB8406220 Report a problem | ||
| 8/5/2022 | Sold | $486,000-8.3%$308/sqft |
Source: Public Record Report a problem | ||
| 6/19/2022 | Pending sale | $530,000$335/sqft |
Source: Stellar MLS #T3354529 Report a problem | ||
| 6/3/2022 | Price change | $530,000-3.6%$335/sqft |
Source: Stellar MLS #T3354529 Report a problem | ||
| 5/6/2022 | Listed for sale | $550,000$348/sqft |
Source: Stellar MLS #T3354529 Report a problem | ||
| 3/14/2022 | Pending sale | $550,000-8.2%$348/sqft |
Source: Stellar MLS #T3354529 Report a problem | ||
| 2/17/2022 | Listed for sale | $599,000+658.2%$379/sqft |
Source: Stellar MLS #T3354529 Report a problem | ||
| 12/30/1993 | Sold | $79,000$50/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,981 -21.2% | $281,945 -15.1% |
| 2024 | $6,323 +7% | $332,157 +7.3% |
| 2023 | $5,910 +10.1% | $309,687 +15% |
| 2022 | $5,367 +12.3% | $269,208 +10% |
| 2021 | $4,777 +217.4% | $244,735 +129.8% |
| 2020 | $1,505 +5.9% | $106,511 +2.3% |
| 2019 | $1,420 | $104,116 +1.9% |
| 2018 | $1,420 +3.7% | $102,175 -32% |
| 2017 | $1,370 +2.2% | $150,177 +53.2% |
| 2016 | $1,341 +1.9% | $98,015 +0.7% |
| 2015 | $1,316 +0.9% | $97,334 +0.8% |
| 2014 | $1,305 | $96,562 +1.5% |
| 2013 | $1,305 +0.6% | $95,135 +1.7% |
| 2012 | $1,296 +4.2% | $93,545 +3% |
| 2011 | $1,244 +3.4% | $90,820 +1.5% |
| 2010 | $1,203 +4.2% | $89,478 +2.7% |
| 2009 | $1,154 +0.8% | $87,126 +0.1% |
| 2008 | $1,145 -16.8% | $87,039 +3% |
| 2007 | $1,377 -3.4% | $84,504 +2.5% |
| 2006 | $1,425 +0.8% | $82,443 +3% |
| 2005 | $1,414 | $80,042 +3% |
| 2004 | -- | $77,711 +1.9% |
| 2003 | -- | $76,262 +2.4% |
| 2002 | -- | $74,475 +1.6% |
| 2001 | -- | $73,302 -7.7% |
| 2000 | $1,262 | $79,383 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 33570
Nearby schools
GreatSchools rating
- 2/10Thompson ElementaryGrades: PK-5Distance: 4.1 mi
- 2/10Shields Middle SchoolGrades: 6-8Distance: 6.6 mi
- 3/10Lennard High SchoolGrades: 9-12Distance: 4.1 mi
Schools provided by the listing agent
- Elementary: Thompson Elementary
- Middle: Shields-HB
- High: Lennard-HB
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Hillsborough County
- Ruskin
- 33570
- 106 Steven St
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