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For sale
    • Price cut: $50K (7/27)
    $1,149,000

    106 Terra Cotta Way, Destin, FL 32541

    4beds
    2,290sqft
    : 
    $7,042/mo
    Get pre-qualified
    Single Family Residence
    Built in 2016
    5,227 Square Feet Lot
    $1,109,000 Zestimate®
    $502/sqft
    $-- HOA

    What's special

    Beautifully furnished homeUpscale finishes throughoutTile accentsBright open-concept living spaceSpa-inspired bathroomsHardwood floorsThoughtfully designed layout
    Welcome to your slice of paradise in the ''World's Luckiest Fishing Village'' and steps from the most breathtaking sugar white sand beaches and emerald waters in the world. This stunning new home in Terra Cotta Terrace perfectly blends coastal elegance with modern comfort, offering an exceptional opportunity as both a luxury getaway and a high-performing investment property. All just a short walk from the neighborhood's dedicated beach access. Designed with both relaxation and entertaining in mind, this beautifully furnished home sleeps up to 14 guests and features a private pool surrounded by lush landscaping. Inside, you'll find a thoughtfully designed layout with upscale finishes throughout, including hardwood floors, tile accents, and a bright, open-concept living space. The updated kitchen and spa-inspired bathrooms add a touch of luxury to every stay. It really is like a 5 bedroom house with the built in bunk room on the 1st floor. Currently operating as a successful short-term vacation rental, this property is truly turnkey and ready for immediate income. Whether you're looking for a personal beach retreat, an investment opportunity, or both, this home checks every box. Don't miss your chance to own a piece of paradise in one of Florida's most sought after coastal destinations.
    148 days
    |
    373
    |
    27
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    John R Butler,

    Emerald Coast Vacation Rentals & Sales

    Source: ECAOR,MLS#: 999425MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Primary bedroom
      • Level: Second
      • Area: 172.14 Square Feet
      • Dimensions: 14.25 x 12.08
      Bedroom
      • Level: First
      • Area: 152.51 Square Feet
      • Dimensions: 13.08 x 11.66
      Bedroom
      • Level: Second
      • Area: 191.25 Square Feet
      • Dimensions: 15 x 12.75
      Bedroom
      • Level: Second
      • Area: 156.01 Square Feet
      • Dimensions: 14.08 x 11.08
      Bedroom
      • Level: First
      • Area: 127.45 Square Feet
      • Dimensions: 13.66 x 9.33
      Great room
      • Level: First
      • Area: 301.13 Square Feet
      • Dimensions: 18.25 x 16.5
      Kitchen
      • Level: First
      • Area: 165.34 Square Feet
      • Dimensions: 16.83 x 9.83
      Heating
      • Natural Gas
      Appliances
      • Included: Tankless Water Heater
      Features
      • Kitchen Island, Owner's Closet
      • Flooring: Hardwood, Tile
      • Common walls with other units/homes: No Common Walls
      Interior area
      • Total structure area: 2,290
      • Total interior livable area: 2,290 sqft

      Property

      Features
      • Stories: 2
      • Patio & porch: Porch
      • Exterior features: Private Yard, Outdoor Shower
      • Pool features: Heated
      Lot
      • Size: 5,227 Square Feet
      Details
      • Parcel number: 002S22249900000350
      • Zoning description: Resid Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Roof: Slate
      Condition
      • Construction Complete
      • New construction: No
      • Year built: 2016

      Utilities & green energy

      • Water: Public

      Community & HOA

      Community
      • Features: Community Room, Pool, Tennis Court(s)
      • Subdivision: TERRA COTTA TERRACE
      HOA
      • Has HOA: Yes
      • Services included: Maintenance Grounds, Recreational Faclty
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $502/sqft
      • Tax assessed value: $873,652
      • Annual tax amount: $9,464
      • Date on market: 8/26/2026

        Estimated market value

        $1,109,000

        $1.05M - $1.16M

        $5,415/mo

        Price history

        DateEventPrice
        7/27/2026Price change$1,149,000-4.2%$502/sqft
        Source: ECAOR #999425 Report a problem
        6/26/2026Price change$1,199,000-2.1%$524/sqft
        Source: ECAOR #999425 Report a problem
        5/22/2026Price change$1,225,000-3.9%$535/sqft
        Source: ECAOR #999425 Report a problem
        4/1/2026Listed for sale$1,275,000+125.7%$557/sqft
        Source: ECAOR #999425 Report a problem
        5/23/2016Sold$565,000+564.7%$247/sqft
        Source: Public Record Report a problem
        9/1/2015Sold$85,000+88.9%$37/sqft
        Source: Public Record Report a problem
        11/16/2000Sold$45,000$20/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$9,464 +8.9%$737,119 +10%
        2024$8,689 +5.7%$670,108 -14.2%
        2023$8,218 +15.1%$780,833 +22.5%
        2022$7,140 +14.2%$637,368 +26.6%
        2021$6,252 +7.8%$503,462 +8.6%
        2020$5,799 +4.4%$463,455 +5.9%
        2019$5,553 +3.2%$437,777 +2%
        2018$5,380 $429,225 +15.5%
        2017$5,380 +10.7%$371,706 +361.4%
        2016$4,858 +364.2%$80,560 -15.2%
        2015$1,046 -16.7%$95,000 +10.3%
        2014$1,257 $86,099 +6%
        2013-- $81,226
        2012-- $81,226 -5%
        2011-- $85,501 -10%
        2010-- $95,000 -26.9%
        2009-- $130,000 -35%
        2008-- $200,000
        2007-- $200,000 -20%
        2006-- $250,000 +136.3%
        2005-- $105,784 +10.2%
        2004-- $95,950 +104.9%
        2003-- $46,818 +2%
        2002-- $45,900 +2%
        2001-- $45,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 32541

        Getting around

        17 / 100
        Car-Dependent
        44 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Destin
        • Middle: Destin
        • High: Destin

        Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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