Welcome to 1060 Elma Ave, Elgin, IL - Space, Style, and Location in Cobblers Crossing Located in the desirable Cobblers Crossing community, this spacious 4-bedroom, 2.1-bath home offers the perfect balance of comfort, functionality, and potential. Situated on a premium corner lot with a fully fenced yard, this property is ideal for both everyday living and entertaining. Step inside to find a thoughtfully designed layout featuring formal living and dining rooms, a dedicated first-floor office, and an impressive two-story family room highlighted by a dramatic fireplace that anchors the space with warmth and character. The island kitchen is built for both practicality and flow, offering abundant cabinetry, a planning desk, and a generous eating area that opens seamlessly to the backyard through sliding glass doors. Enjoy outdoor living on the deck overlooking the fenced yard complete with a storage shed. Upstairs, you'll find generously sized bedrooms, each equipped with ceiling fans, along with a well-appointed primary suite featuring dual sinks, a soaking tub, and a separate shower. Additional highlights include: Full roof replacement (tear-off) in 2020 Unfinished basement with crawl space, ready for customization Attached 2-car side-load garage Excellent storage throughout Location does a lot of heavy lifting here. You're minutes from I-90, about 3 miles to the Metra, and close to everything that makes downtown Elgin worth mentioning, including the Hemmens Cultural Center and the Centre of Elgin. Offered as-is, which is always code for "bring your vision and maybe a contractor you trust," but the fundamentals are solid and the upside is real.
Contingent
$490,000
1060 Elma Ave, Elgin, IL 60120
4beds
2,622sqft
Single Family Residence
Built in 1993
9,901 Square Feet Lot
$483,000 Zestimate®
$187/sqft
$20/mo HOA
What's special
Fully fenced yardGenerously sized bedroomsDedicated first-floor officePremium corner lotPlanning deskExcellent storage throughoutAbundant cabinetry
- 68 days |
- 356 |
- 13 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
David Sengun 224-519-7480,
HomeSmart Connect LLC
Source: MRED as distributed by MLS GRID,MLS#: 12628489
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Office
Primary bedroom
- Features: Flooring (Carpet), Bathroom (Full, Tub & Separate Shwr)
- Level: Second
- Area: 285 Square Feet
- Dimensions: 19X15
Bedroom 2
- Features: Flooring (Carpet)
- Level: Second
- Area: 182 Square Feet
- Dimensions: 13X14
Bedroom 3
- Features: Flooring (Carpet)
- Level: Second
- Area: 132 Square Feet
- Dimensions: 12X11
Bedroom 4
- Features: Flooring (Carpet)
- Level: Second
- Area: 120 Square Feet
- Dimensions: 12X10
Dining room
- Features: Flooring (Carpet)
- Level: Main
- Area: 168 Square Feet
- Dimensions: 14X12
Family room
- Features: Flooring (Carpet)
- Level: Main
- Area: 247 Square Feet
- Dimensions: 19X13
Kitchen
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 195 Square Feet
- Dimensions: 15X13
Laundry
- Level: Main
- Area: 36 Square Feet
- Dimensions: 6X6
Living room
- Features: Flooring (Carpet)
- Level: Main
- Area: 216 Square Feet
- Dimensions: 18X12
Office
- Features: Flooring (Carpet)
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12X11
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Humidifier
- Laundry: Main Level
Features
- Flooring: Hardwood, Wood
- Windows: Skylight(s)
- Basement: Unfinished,Crawl Space,Partial
- Number of fireplaces: 1
- Fireplace features: Family Room
Interior area
- Total structure area: 1,000
- Total interior livable area: 2,622 sqft
Property
Parking
- Total spaces: 2
- Parking features: Side Driveway, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Deck
- Fencing: Fenced
Lot
- Size: 9,901 Square Feet
- Dimensions: 90 X 112
- Features: Corner Lot
Details
- Parcel number: 06061220350000
- Special conditions: None
- Other equipment: Ceiling Fan(s), Sump Pump
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
Condition
- New construction: No
- Year built: 1993
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Curbs, Sidewalks, Street Lights, Street Paved
- Subdivision: Cobblers Crossing
HOA
- Has HOA: Yes
- Services included: Other
- HOA fee: $237 annually
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $187/sqft
- Tax assessed value: $330,000
- Annual tax amount: $9,874
- Date on market: 4/26/2026
- Ownership: Fee Simple
Estimated market value
$483,000
$459,000 - $507,000
$3,386/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/13/2026 | Contingent | $490,000$187/sqft |
Source:  MRED as distributed by MLS GRID #12628489 Report a problem | ||
| 5/29/2026 | Listed for sale | $490,000$187/sqft |
Source: MRED as distributed by MLS GRID #12628489 Report a problem | ||
| 5/27/2026 | Contingent | $490,000$187/sqft |
Source: MRED as distributed by MLS GRID #12628489 Report a problem | ||
| 4/26/2026 | Listed for sale | $490,000+30.7%$187/sqft |
Source: MRED as distributed by MLS GRID #12628489 Report a problem | ||
| 5/8/2023 | Sold | $375,000+1.4%$143/sqft |
Source: MRED as distributed by MLS GRID #11730388 Report a problem | ||
| 5/4/2023 | Pending sale | $369,900$141/sqft |
Source: MRED as distributed by MLS GRID #11730388 Report a problem | ||
| 3/13/2023 | Contingent | $369,900$141/sqft |
Source: MRED as distributed by MLS GRID #11730388 Report a problem | ||
| 3/3/2023 | Listed for sale | $369,900-2.4%$141/sqft |
Source: MRED as distributed by MLS GRID #11730388 Report a problem | ||
| 3/3/2023 | Listing removed | -- |
Source: MRED as distributed by MLS GRID #11473139 Report a problem | ||
| 1/28/2023 | Contingent | $379,000$145/sqft |
Source: MRED as distributed by MLS GRID #11473139 Report a problem | ||
| 1/20/2023 | Listed for sale | $379,000$145/sqft |
Source: MRED as distributed by MLS GRID #11473139 Report a problem | ||
| 12/19/2022 | Contingent | $379,000$145/sqft |
Source: MRED as distributed by MLS GRID #11473139 Report a problem | ||
| 9/2/2022 | Price change | $379,000-2.6%$145/sqft |
Source: MRED as distributed by MLS GRID #11473139 Report a problem | ||
| 7/31/2022 | Listed for sale | $389,000+16.5%$148/sqft |
Source: MRED as distributed by MLS GRID #11473139 Report a problem | ||
| 3/21/2006 | Sold | $334,000+39.2%$127/sqft |
Source: Public Record Report a problem | ||
| 1/4/1999 | Sold | $240,000$92/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $33,000 |
| 2023 | $8,545 +3.3% | $33,000 |
| 2022 | $8,275 +2% | $33,000 +22.9% |
| 2021 | $8,108 -0.3% | $26,861 |
| 2020 | $8,136 +0.5% | $26,861 -10% |
| 2019 | $8,097 +9.1% | $29,846 +18% |
| 2018 | $7,423 +0% | $25,284 |
| 2017 | $7,420 -6.6% | $25,284 -7.8% |
| 2016 | $7,946 +16.6% | $27,433 +24.5% |
| 2015 | $6,817 -11.2% | $22,026 -12.3% |
| 2014 | $7,674 -1.2% | $25,119 -4.2% |
| 2013 | $7,767 +21% | $26,228 +9.7% |
| 2012 | $6,418 +4.9% | $23,912 |
| 2011 | $6,116 -2% | $23,912 |
| 2010 | $6,240 -6% | $23,912 -13.7% |
| 2009 | $6,640 +2.5% | $27,715 -7% |
| 2008 | $6,480 -4.8% | $29,803 -5.1% |
| 2007 | $6,807 +22.1% | $31,420 +5.6% |
| 2006 | $5,574 +9.5% | $29,752 |
| 2005 | $5,089 +2.8% | $29,752 |
| 2004 | $4,949 -4.6% | $29,752 +25.9% |
| 2003 | $5,191 +9.8% | $23,627 |
| 2002 | $4,729 -1.1% | $23,627 |
| 2001 | $4,780 +2.3% | $23,627 +5.4% |
| 2000 | $4,674 0% | $22,426 |
| 1999 | $4,675 | $22,426 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: Cobblers Crossing
Nearby schools
GreatSchools rating
- 6/10Lincoln Elementary SchoolGrades: PK-6Distance: 0.7 mi
- 3/10Larsen Middle SchoolGrades: 7-8Distance: 1.4 mi
- 2/10Elgin High SchoolGrades: 9-12Distance: 2.5 mi
Schools provided by the listing agent
- Elementary: Lincoln Elementary School
- Middle: Larsen Middle School
- High: Elgin High School
- District: 46
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Cook County
- Elgin
- 60120
- Cobblers Crossing
- 1060 Elma Ave
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