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Pending
  • $899,000

    10611 Front Beach Rd Unit 901, Panama City Beach, FL 32407

    4beds
    1,637sqft
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    Condominium
    Built in 2006
    -- sqft lot
    $851,200 Zestimate®
    $549/sqft
    $-- HOA

    What's special

    Private beach walkoverFull interior repaintWater heater replacementFour-bedroom four-bathroom condo
    Finding a true four-bedroom, four-bathroom condo on the Gulf is a rarity in Panama City Beach, Florida. This exceptional Ocean Ritz unit is designed for versatility, offering the perfect layout for a high-performing investment, a dedicated family retreat, or a spacious primary home. The interior decoration is expertly curated, resulting in a ''right out of a magazine'' aesthetic. While this property has been enjoyed primarily as a private residence and only lightly rented, the data is clear that similar four-bedroom units in this building have a proven track record of generating over $100,000 in annual rental income. The property has been thoughtfully updated to ensure a turn-key experience with zero deferred maintenance. Recent improvements include new flooring throughout all bedrooms and main living areas in December 2025, complete renovation of all bathroom showers and tubs in 2023 with a lifetime warranty from Re-Bath, a water heater replacement and a full interior repaint in 2020. In 2024, the HVAC system was replaced and upgraded, including an ultraviolet light air purification system to ensure superior air quality. The overall modern feel of this unit includes smart-home features like a Ring doorbell and Ecobee thermostat sensors. This smart thermostat provides a care free indoor-outdoor living experience by adjusting the air conditioning when a balcony door is open. What truly sets Ocean Ritz apart is its low-density design and lifestyle. With only 63 total units in the community you and your guests will enjoy a more relaxed, luxurious experience without the crowds and busy elevators that are typical of most condominiums. The stunning beach views from the outdoor living space are unparalleled, featuring a massive corner balcony providing near panoramic views. The balcony is just shy of 500 square feet—one of the largest in the area— and spans the full width of the living room and two gulf front bedroom suites, with direct access from each of those three rooms. Owners and guests enjoy a boutique experience with many amenities, including a fitness center, grill area, sauna, steam room, and a relaxing hot tub. The unique indoor/outdoor pool is heated seasonally and provides the perfect year-round environment for both sun-seekers and those who prefer the shade. With a private beach walkover, a reserved parking space, and a separate overflow parking area, this rare gem offers a level of comfort and exclusivity that is increasingly difficult to find, while still convenient to all of the fun that Panama City Beach has to offer. Virtual tour available upon request.
    188 days
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    144
    |
    5
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    Zillow last checked:

    Listing updated:

    Listed by:

    The Beninateam 706-615-5336,

    Beachy Beach Real Estate

    Source: CPAR,MLS#: 783146MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 4
      Rooms
      • Room types: Bedroom, Primary Bedroom
      Primary bedroom
      • Dimensions: 13 x 14
      Bedroom
      • Dimensions: 13 x 14
      Bedroom
      • Dimensions: 13 x 12
      Bedroom
      • Dimensions: 12 x 13
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Washer/Dryer Stacked, Electric Oven, Electric Range
      • Laundry: Stacked
      Features
      • Double Vanity
      Interior area
      • Total structure area: 1,637
      • Total interior livable area: 1,637 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Additional Parking
      • Garage spaces: 1
      Features
      • Patio & porch: Balcony
      • Pool features: Electric Heat, Indoor, In Ground, Community
      • Spa features: Community
      • Has view: Yes
      • View description: Gulf, Water
      • Has water view: Yes
      • Water view: Gulf,Water
      • Waterfront features: Gulf, Shoreline - Sand
      Lot
      • Features: Sprinkler System
      Details
      • Parcel number: 40000250019
      • Zoning description: Resid Single Family, Resort
      • Other equipment: Air Purifier

      Construction

      Type & style
      • Home type: Condo
      • Architectural style: High Rise
      • Property subtype: Condominium
      • Attached to another structure: Yes
      Materials
      • Concrete, Stucco
      Condition
      • New construction: No
      • Year built: 2006

      Utilities & green energy

      • Sewer: Public Sewer
      • Utilities for property: Electricity Available, Underground Utilities

      Community & HOA

      Community
      • Features: Barbecue, Beach, Elevator, Fitness Center, Park, Pool, Waterfront, Community Pool, Short Term Rental Allowed
      • Security: Closed Circuit Camera(s), Fire Sprinkler System, Key Card Entry, Fire Alarm, Smoke Detector(s), Security Service
      • Subdivision: Ocean Ritz
      HOA
      • Has HOA: Yes
      • Amenities included: Barbecue, Picnic Area, Sauna, Spa/Hot Tub
      Location
      • Region: Panama City Beach

      Financial & listing details

      • Price per square foot: $549/sqft
      • Tax assessed value: $845,750
      • Annual tax amount: $8,620
      • Date on market: 1/3/2026
      • Cumulative days on market: 155 days
      • Electric utility on property: Yes

        Estimated market value

        $851,200

        $809,000 - $894,000

        $3,007/mo

        Price history

        DateEventPrice
        6/9/2026Pending sale$899,000$549/sqft
        Source: CPAR #783146 Report a problem
        4/9/2026Price change$899,000-1.2%$549/sqft
        Source: CPAR #783146 Report a problem
        2/1/2026Price change$910,000-1.6%$556/sqft
        Source: ECAOR #993843 Report a problem
        1/3/2026Listed for sale$925,000+71.3%$565/sqft
        Source: CPAR #783146 Report a problem
        11/13/2020Sold$540,000-1.8%$330/sqft
        Source: CPAR #704636 Report a problem
        9/4/2020Listed for sale$550,000+0.9%$336/sqft
        Source: Vacasa Real Estate - Seagrove Beach #854805 Report a problem
        5/29/2020Listing removed$545,000$333/sqft
        Source: Vacasa Real Estate #824489 Report a problem
        7/20/2019Price change$545,000-1.8%$333/sqft
        Source: Vacasa Real Estate #824489 Report a problem
        7/17/2019Listed for sale$555,000+27.6%$339/sqft
        Source: Vacasa Real Estate #824489 Report a problem
        1/18/2018Sold$435,000$266/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$9,036 +16.6%$616,586 +10%
        2023$7,752 +19.3%$560,533 +10%
        2022$6,501 $509,575
        2021-- --
        2020$4,173 -11.2%$343,188 -13.2%
        2019$4,697 $395,250 +10.4%
        2018$4,697 +8%$358,095 +6.5%
        2017$4,349 +13.2%$336,320 +10%
        2016$3,843 +15.9%$305,745 +10%
        2015$3,316 $277,950
        2014$3,316 $277,950 -3.1%
        2013-- $286,875
        2012-- $286,875 +17.7%
        2011-- $243,667 -6%
        2010-- $259,250 -26.3%
        2009-- $351,955 -2.1%
        2008-- $359,338 -5%
        2007-- $378,250
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32407

        Getting around

        50 / 100
        Car-Dependent
        45 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Hutchison Beach
        • Middle: Surfside
        • High: Arnold

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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