Experience spectacular waterfront living in this unique 3-bedroom, 2-bath home featuring incredible lake views from nearly every room. The dramatic great room welcomes you with soaring ceilings, a stunning floor-to-ceiling stone fireplace, and an impressive wall of windows that fill the home with natural light while showcasing the water. The open loft overlooking the living area creates additional living space and provides breathtaking panoramic views. The spacious primary suite offers direct access to a private waterfront deck, making it the perfect place to enjoy your morning coffee or evening sunsets. The kitchen offers ample cabinetry and workspace, while the adjoining dining area makes entertaining easy. Outside, enjoy the waterfront lifestyle with a seawall, dock area, and beautiful outdoor spaces designed for boating, fishing, relaxing, and entertaining. Whether you're looking for a year-round residence or the perfect weekend getaway, this one-of-a-kind waterfront property offers endless possibilities.
Active
$399,900
10624 Jefferson Rd, Osceola, IN 46561
3beds
1,583sqft
Single Family Residence
Built in 1902
3,484 Square Feet Lot
$388,200 Zestimate®
$--/sqft
$-- HOA
What's special
Stunning floor-to-ceiling stone fireplaceAdjoining dining areaDock areaSpacious primary suiteBreathtaking panoramic viewsDramatic great roomSoaring ceilings
- 2 days |
- 759 |
- 45 |
Zillow last checked:
Listing updated:
Listed by:
Christine Simper Cell:574-876-5106,
McKinnies Realty, LLC,
Mia Simper,
McKinnies Realty, LLC
Source: IRMLS,MLS#: 202624501
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Dining room
- Level: Lower
- Area: 104
- Dimensions: 13 x 8
Family room
- Level: Main
- Area: 234
- Dimensions: 13 x 18
Kitchen
- Level: Lower
- Area: 168
- Dimensions: 12 x 14
Living room
- Level: Lower
- Area: 725
- Dimensions: 25 x 29
Heating
- Natural Gas, Baseboard, Forced Air
Cooling
- Central Air, Window Unit(s)
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Washer, Dryer-Electric, Electric Oven
Features
- 1st Bdrm En Suite, Tub/Shower Combination, Main Level Bedroom Suite
- Basement: Walk-Out Access,Finished
- Number of fireplaces: 1
- Fireplace features: Living Room
Interior area
- Total structure area: 1,870
- Total interior livable area: 1,583 sqft
- Finished area above ground: 809
- Finished area below ground: 774
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Attached
- Attached garage spaces: 1
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Covered
- Exterior features: Boat Lift-Temporary
- Has view: Yes
- On waterfront: Yes
- Waterfront features: Waterfront, Pier/Dock, River Front, River
- Body of water: Saint Joseph River
- Frontage length: Water Frontage(61)
Lot
- Size: 3,484 Square Feet
- Dimensions: 60X60
- Features: Sloped, City/Town/Suburb
Details
- Parcel number: 711009127012.000031
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Walkout Ranch
- Property subtype: Single Family Residence
Materials
- Wood Siding
Condition
- New construction: No
- Year built: 1902
Utilities & green energy
- Gas: NIPSCO
- Sewer: Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: None
Location
- Region: Osceola
Financial & listing details
- Tax assessed value: $337,000
- Annual tax amount: $2,656
- Date on market: 6/21/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$388,200
$369,000 - $408,000
$1,874/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/21/2026 | Listed for sale | $399,900+95.1% |
Source:  IRMLS #202624501 Report a problem | ||
| 8/18/2023 | Sold | $205,000-13.5% |
Source: IRMLS #202317508 Report a problem | ||
| 7/13/2023 | Pending sale | $236,900 |
Source: IRMLS #202317508 Report a problem | ||
| 6/29/2023 | Listed for sale | $236,900 |
Source: IRMLS #202317508 Report a problem | ||
| 6/12/2023 | Pending sale | $236,900 |
Source: IRMLS #202317508 Report a problem | ||
| 6/2/2023 | Listed for sale | $236,900 |
Source: IRMLS #202317508 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,900 +39.9% | $337,000 +49.4% |
| 2024 | $1,358 -11% | $225,600 +9% |
| 2023 | $1,526 +30.3% | $207,000 |
| 2022 | $1,171 -1.7% | $207,000 +23.5% |
| 2021 | $1,191 +29.7% | $167,600 -2.4% |
| 2020 | $919 +14.8% | $171,800 +18% |
| 2019 | $800 -1.5% | $145,600 +4.7% |
| 2018 | $813 -34.6% | $139,000 +3.3% |
| 2017 | $1,242 +3% | $134,600 -19.4% |
| 2016 | $1,206 -5.1% | $166,900 +1.3% |
| 2014 | $1,271 -8.5% | $164,800 |
| 2013 | $1,389 +7% | $164,800 -0.8% |
| 2012 | $1,298 +24.3% | $166,100 +6.3% |
| 2011 | $1,045 -13.1% | $156,300 |
| 2010 | $1,203 +1.4% | $156,300 |
| 2009 | $1,186 | $156,300 -1% |
| 2007 | -- | $157,900 +4.8% |
| 2006 | $746 +10.8% | $150,600 |
| 2004 | $674 +0.2% | $150,600 -14% |
| 2003 | $672 | $175,200 +2036.6% |
| 2001 | -- | $8,200 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 46561
Nearby schools
GreatSchools rating
- 9/10Moran Elementary SchoolGrades: K-5Distance: 0.9 mi
- 8/10Schmucker Middle SchoolGrades: 6-8Distance: 1.9 mi
- 10/10Penn High SchoolGrades: 9-12Distance: 1.7 mi
Schools provided by the listing agent
- Elementary: Moran
- Middle: Schmucker
- High: Penn
- District: Penn-Harris-Madison School Corp.
Source: IRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Indiana
- Saint Joseph County
- Osceola
- 46561
- 10624 Jefferson Rd
Nearby cities
Nearby zip codes
Other Osceola Topics
