Virtually Staged. Welcome to this beautifully maintained, turn-key 3-bedroom, 2-bath home located in the highly sought-after Palm Cay subdivision, one of Ocala’s premier gated 55+ communities. Situated on a spacious corner lot, this well-appointed home features beautiful luxury vinyl wood flooring throughout, granite countertops, abundant natural light, and a functional split floor plan designed for comfortable living. Recent updates include fresh interior paint in a neutral color palette, new custom blinds, a new water heater, complete home re-piping, and all new faucets throughout the home. Additional features include a quiet and energy-efficient Bosch dishwasher, synced smoke detectors, touchless sensor kitchen sink faucet, and yard irrigation system. Enjoy relaxing mornings or evenings from the charming front porch with pull-down screen enclosure or unwind in the enclosed rear lanai offering added privacy and tranquility along the tree-lined rear entrance of the community. The spacious 2-car garage also includes a bonus workshop area ideal for hobbies, projects, or additional storage. Conveniently located near the community entrance with easy access to Hwy 200, shopping, dining, medical facilities, pharmacies, and hospitals. Palm Cay offers affordable HOA fees and an impressive list of amenities including a gated entrance with 24-hour security, large community pool, tennis courts, clubhouse with activities calendar, library, billiard room, card room, arts and crafts room, bocce ball, shuffleboard, and RV parking. Located in Ocala/Marion County, consistently ranked among the top places to live in the county.
For sale
$225,000
10668 SW 85th Ter, Ocala, FL 34481
3beds
1,404sqft
Single Family Residence
Built in 1992
0.3 Acres Lot
$216,200 Zestimate®
$160/sqft
$123/mo HOA
What's special
Granite countertopsAbundant natural lightSpacious corner lotFunctional split floor planYard irrigation system
- 53 days |
- 652 |
- 35 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Donato Scarcello 352-644-8518,
GAILEY ENTERPRISES REAL ESTATE 770-733-2596,
Richard Gailey 678-923-0007,
GAILEY ENTERPRISES REAL ESTATE
Source: Stellar MLS,MLS#: OM724491
Originating MLS: Ocala - Marion

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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
Great room
- Level: First
Kitchen
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Laundry: Laundry Room
Features
- Other
- Flooring: Tile, Hardwood
- Has fireplace: No
Interior area
- Total structure area: 2,200
- Total interior livable area: 1,404 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Other
Lot
- Size: 0.3 Acres
- Dimensions: 105 x 125
Details
- Parcel number: 3577300601
- Zoning: B4
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Metal Siding
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Available, Electricity Connected, Water Available, Water Connected
Community & HOA
Community
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: PALM CAY
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities, Security, Spa/Hot Tub, Tennis Court(s)
- Services included: 24-Hour Guard
- HOA fee: $123 monthly
- HOA name: Palm Cay Operations
- HOA phone: 352-232-2202
Location
- Region: Ocala
Financial & listing details
- Price per square foot: $160/sqft
- Tax assessed value: $186,146
- Annual tax amount: $2,696
- Date on market: 5/12/2026
- Cumulative days on market: 54 days
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$216,200
$205,000 - $227,000
$1,607/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/12/2026 | Listed for sale | $225,000-4.2%$160/sqft |
Source: | ||
| 7/23/2025 | Listing removed | $234,900$167/sqft |
Source: | ||
| 6/25/2025 | Price change | $234,900-2.1%$167/sqft |
Source: | ||
| 5/23/2025 | Price change | $239,900-4%$171/sqft |
Source: | ||
| 5/7/2025 | Listed for sale | $249,900+4.1%$178/sqft |
Source: | ||
| 3/22/2022 | Sold | $240,000$171/sqft |
Source: Public Record Report a problem | ||
| 2/28/2022 | Pending sale | $240,000-4%$171/sqft |
Source: | ||
| 2/15/2022 | Listed for sale | $250,000+157.7%$178/sqft |
Source: | ||
| 8/10/2016 | Sold | $97,000-2%$69/sqft |
Source: Public Record Report a problem | ||
| 6/30/2016 | Pending sale | $99,000$71/sqft |
Source: FOXFIRE REALTY - HWY 200/103 ST #501824 Report a problem | ||
| 6/30/2016 | Listed for sale | $99,000$71/sqft |
Source: FOXFIRE REALTY - HWY 200/103 ST #501824 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,477 -0.6% | $183,987 +3% |
| 2023 | $2,490 +192% | $178,628 +139.8% |
| 2022 | $853 -1% | $74,485 +3% |
| 2021 | $862 +0.1% | $72,316 +1.4% |
| 2020 | $860 +0.4% | $71,318 +2.3% |
| 2019 | $857 | $69,715 +1.9% |
| 2018 | $857 +4% | $68,415 +2.1% |
| 2017 | $824 +19% | $67,008 +29.3% |
| 2016 | $692 | $51,828 +0.7% |
| 2015 | $692 +3.9% | $51,468 +0.8% |
| 2014 | $666 +0.5% | $51,060 -0.4% |
| 2013 | $663 -4.4% | $51,256 -7.5% |
| 2012 | $694 -7.9% | $55,430 -12% |
| 2011 | $753 -3.3% | $63,021 -5.4% |
| 2010 | $779 +2.2% | $66,646 +1% |
| 2009 | $762 +1% | $66,013 +0.1% |
| 2008 | $755 -9.8% | $65,948 +3% |
| 2007 | $837 -3.9% | $64,028 +2.5% |
| 2006 | $871 +6.8% | $62,467 +3% |
| 2005 | $815 | $60,648 +3% |
| 2004 | $815 +9.1% | $58,882 +4.3% |
| 2002 | $747 +11.1% | $56,431 +4.6% |
| 2001 | $673 | $53,926 |
| 2000 | $673 | $53,926 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 34481
Nearby schools
GreatSchools rating
- 4/10Marion Oaks Elementary SchoolGrades: PK-5Distance: 4.7 mi
- 3/10Horizon Academy At Marion OaksGrades: 6-8Distance: 6.2 mi
- 4/10West Port High SchoolGrades: 9-12Distance: 6 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Florida
- Marion County
- Ocala
- 34481
- 10668 SW 85th Ter







