Welcome home to Central Florida living in the heart of Summerfield! Located in the desirable 55+ community of Spruce Creek South, this “cute as a button” Pecan model offers comfort, privacy, and access to an exceptional lifestyle. This house has been well maintained and ready for new owner to enjoy: 2020 H.V.A.C. / 2020 H.W.H. / 2014 ROOF :) With no rear neighbors, the generous backyard backs up to a nature walk, bike trail, and golf-cart path—perfect for peaceful outdoor enjoyment. You can enjoy sitting in your Florida room and relaxing while enjoying the peaceful atmosphere and nature... Step inside to an inviting living/dining combination filled with natural light. The kitchen features quartz countertops, a newer tile backsplash, and a solar tube that enhances daytime brightness. Through the sliding glass doors, you’ll find a spacious Florida room/lanai with two ceiling fans and a portable A/C unit for added comfort. The open patio with roof cover includes a privacy shade and ceiling fan—ideal for relaxing outdoors. The primary bedroom offers a large walk-in closet and elegant chandelier lighting. The en-suite bath includes abundant cabinetry and a walk-in shower. For guest convenience, the second bedroom is located across the hall from the guest bath. Flooring throughout consists of laminate and ceramic tile—no carpet. Additional highlights: Covered front porch to have your morning brew or evening tea. Covered rear patio with ceiling fan and utility sink 2-car attached garage with laundry area Community Features: Spruce Creek South is a gated community with 24-hour guard service and golf-cart access across Hwy 441 to banks, doctors, shopping, restaurants, Walmart, and more. The residential gate leads to a nearby plaza with drugstores, urgent care, restaurants, spa services, and a newer Planet Fitness. Residents enjoy: 18-hole golf course and The Links Restaurant Heated pool & hot tub Separate men’s and women’s saunas with showers Fitness center Billiards room, library, and card rooms Event center with clubs, dances, live music, Zumba, and exercise classes Pickleball, tennis, and bocce ball courts Men’s and women’s softball teams with a professionally maintained field Scenic wooded areas for golf-cart rides and dog walking Just minutes from The Villages town squares, you can also enjoy nightly live entertainment (weather permitting). This is a deed-restricted community (not an HOA) with a required monthly maintenance/amenities fee. No CDD and no bond. Schedule your private showing today or request a virtual tour and start living the Florida lifestyle
For sale
Price cut: $10K (6/28)
$212,900
10689 SE 174th Loop, Summerfield, FL 34491
2beds
1,008sqft
Single Family Residence
Built in 1994
10,019 Square Feet Lot
$206,900 Zestimate®
$211/sqft
$180/mo HOA
What's special
Florida roomElegant chandelier lightingCovered front porchKitchen features quartz countertopsNewer tile backsplash
- 121 days |
- 359 |
- 19 |
Zillow last checked:
Listing updated:
Listed by:
Gerrie Cosme Matias 352-205-3262,
RE/MAX PREMIER REALTY LADY LK 352-753-2029
Source: Stellar MLS,MLS#: G5109057
Originating MLS: Lake and Sumter
Originating MLS: Lake and Sumter
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Ceiling Fan(s), En Suite Bathroom, Walk-In Closet(s)
- Level: First
- Area: 143 Square Feet
- Dimensions: 13x11
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: First
Primary bathroom
- Features: Linen Closet
- Level: First
- Area: 45 Square Feet
- Dimensions: 9x5
Bathroom 2
- Features: Ceiling Fan(s), Other
- Level: First
- Area: 45 Square Feet
- Dimensions: 9x5
Dining room
- Level: First
- Area: 90 Square Feet
- Dimensions: 10x9
Florida room
- Level: First
- Area: 288 Square Feet
- Dimensions: 24x12
Kitchen
- Level: First
- Area: 80 Square Feet
- Dimensions: 10x8
Living room
- Level: First
- Area: 238 Square Feet
- Dimensions: 17x14
Heating
- Central
Cooling
- Central Air, Other
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
- Laundry: In Garage
Features
- Ceiling Fan(s), L Dining, Living Room/Dining Room Combo, Solid Surface Counters, Thermostat, Walk-In Closet(s)
- Flooring: Laminate, Tile
- Windows: Skylight(s), Window Treatments
- Has fireplace: No
Interior area
- Total structure area: 2,198
- Total interior livable area: 1,008 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Attached garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Private Mailbox, Private Yard
Lot
- Size: 10,019 Square Feet
- Dimensions: 104 x 98
Details
- Parcel number: 6013002008
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 1994
Details
- Builder model: EXTENDED PECAN / MAPLE
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Private, Sewer Available, Sewer Connected, Water Available, Water Connected
Community & HOA
Community
- Features: Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, Pool, Racquetball, Restaurant, Tennis Court(s), Wheelchair Access
- Pet fee: $0 monthly
- Senior community: Yes
- Subdivision: SPRUCE CREEK SOUTH
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Other, Pickleball Court(s), Pool, Racquetball, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s), Wheelchair Access
- Services included: Community Pool, Manager
- HOA fee: $180 monthly
- HOA name: TRACY BROWN
- HOA phone: 352-347-3700
Location
- Region: Summerfield
Financial & listing details
- Price per square foot: $211/sqft
- Tax assessed value: $184,918
- Annual tax amount: $1,771
- Date on market: 3/3/2026
- Cumulative days on market: 122 days
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
$206,900
$197,000 - $217,000
$1,407/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/28/2026 | Price change | $212,900-4.5%$211/sqft |
Source:  Stellar MLS #G5109057 Report a problem | ||
| 3/4/2026 | Listed for sale | $222,900-2.7%$221/sqft |
Source: Stellar MLS #G5109057 Report a problem | ||
| 12/29/2025 | Listing removed | $229,000$227/sqft |
Source: Stellar MLS #OM710663 Report a problem | ||
| 10/25/2025 | Price change | $229,000-4.2%$227/sqft |
Source: Stellar MLS #OM710663 Report a problem | ||
| 10/3/2025 | Listed for sale | $239,000+4%$237/sqft |
Source: Stellar MLS #OM710663 Report a problem | ||
| 7/3/2025 | Listing removed | $229,900$228/sqft |
Source: Stellar MLS #G5095300 Report a problem | ||
| 5/4/2025 | Listed for sale | $229,900-7.7%$228/sqft |
Source: Stellar MLS #G5095300 Report a problem | ||
| 3/30/2025 | Listing removed | -- |
Source: Owner Report a problem | ||
| 3/26/2025 | Listed for sale | $249,000+116.5%$247/sqft |
Source: Owner Report a problem | ||
| 1/4/2017 | Sold | $115,000+18.6%$114/sqft |
Source: Public Record Report a problem | ||
| 1/23/2004 | Sold | $97,000$96/sqft |
Source: Stellar MLS #OM142951 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,347 +3% | $106,748 +3% |
| 2023 | $1,307 +3.7% | $103,639 +3% |
| 2022 | $1,261 +0.8% | $100,620 +3% |
| 2021 | $1,251 +1.1% | $97,689 +1.4% |
| 2020 | $1,237 +2% | $96,340 +2.3% |
| 2019 | $1,214 | $94,174 +1.9% |
| 2018 | $1,214 -30.1% | $92,418 +3% |
| 2017 | $1,736 +115.5% | $89,713 +36.1% |
| 2016 | $805 | $65,939 +0.7% |
| 2015 | $805 +5.1% | $65,481 +0.8% |
| 2014 | $767 +1.5% | $64,961 +1.5% |
| 2013 | $755 +0.7% | $64,001 +1.7% |
| 2012 | $750 -4.7% | $62,931 -6.8% |
| 2011 | $786 -8.3% | $67,517 -11.6% |
| 2010 | $857 -23.1% | $76,346 -19.1% |
| 2009 | $1,115 -20.5% | $94,406 -17.8% |
| 2008 | $1,403 -16.2% | $114,890 -5.2% |
| 2007 | $1,673 -12.9% | $121,145 +18.9% |
| 2006 | $1,921 +84.6% | $101,879 +19.1% |
| 2005 | $1,041 | $85,535 +19.1% |
| 2004 | $1,041 +9.1% | $71,845 +4.3% |
| 2002 | $954 -27.7% | $68,854 +9.2% |
| 2001 | $1,320 | $63,077 |
| 2000 | $1,320 | $63,077 |
Find assessor info on the county website
Monthly payment
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Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 34491
Nearby schools
GreatSchools rating
- 2/10Stanton-Weirsdale Elementary SchoolGrades: PK-5Distance: 2.9 mi
- 4/10Lake Weir Middle SchoolGrades: 6-8Distance: 2.2 mi
- 3/10Belleview High SchoolGrades: 9-12Distance: 10 mi
Schools provided by the listing agent
- Elementary: Belleview Elementary School
- Middle: Belleview Middle School
- High: Belleview High School
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Marion County
- Summerfield
- 34491
- 10689 SE 174th Loop
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