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For sale by owner
    • Price cut: $45K (5/30)
    $420,000

    10697 Blue Spruce Ln, Independence, KY 41051

    4beds
    1,945sqft
    : 
    $2,797/mo
    Get pre-qualified
    SingleFamily
    Built in 2001
    0.47 Acres Lot
    $368,600 Zestimate®
    $216/sqft
    $-- HOA

    What's special

    Mother in law suiteKitchenette sink and cabinetsFinished walkout basementBathroom with shower
    Being sold as is; Finished walkout basement with mother in law suite and bathroom with shower, kitchenette sink and cabinets.
    What the owner loves about this home
    Location, wooded view with creek access and firepit
    87 days
    |
    663
    |
    26
    |
    Listed by:

    Property Owner (859) 652-1154

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 2
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Heating
      • Forced air, Gas
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Tile, Carpet, Hardwood
      • Basement: Finished
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 1,945 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage - Attached, Off-street
      Features
      • Exterior features: Vinyl, Brick
      • Has view: Yes
      • View description: Territorial
      Lot
      • Size: 0.47 Acres
      Details
      • Parcel number: 033000219000

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • brick
      • Foundation: Concrete
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 2001

      Community & HOA

      Location
      • Region: Independence

      Financial & listing details

      • Price per square foot: $216/sqft
      • Tax assessed value: $241,100
      • Annual tax amount: $2,953
      • Date on market: 4/28/2026

        Estimated market value

        $368,600

        $350,000 - $387,000

        $2,807/mo

        Price history

        DateEventPrice
        5/30/2026Price change$375,000-10.7%$193/sqft
        Source: NKMLS #643108 Report a problem
        4/28/2026Listed for sale$420,000+82.6%$216/sqft
        Source: Owner Report a problem
        6/6/2016Sold$230,000+20%$118/sqft
        Source: Public Record Report a problem
        11/2/2001Sold$191,626$99/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,953 -2.9%$241,100
        2023$3,043 -1.4%$241,100
        2022$3,086 -1.5%$241,100
        2021$3,133 -20.5%$241,100 +4.8%
        2020$3,941 $230,000
        2019$3,941 +0.1%$230,000
        2018$3,939 $230,000
        2017$3,939 +46.8%$230,000 +9.2%
        2015$2,684 $210,700
        2014$2,684 +1.4%$210,700
        2013$2,646 $210,700
        2012-- $210,700
        2011-- $210,700
        2010-- $210,700
        2009-- $210,700
        2008-- $210,700
        2007-- $210,700
        2006-- $210,700
        2005-- $210,700
        2004-- $210,700 +10%
        2003-- $191,600
        2002-- $191,600 +666.4%
        2001-- $25,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 41051

        Getting around

        21 / 100
        Car-Dependent
        9 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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