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Contingent
    • $284,900

    107 Clay St, Mount Sterling, KY 40353

    4beds
    1,894sqft
    : 
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    Single Family Residence
    Built in 1964
    8,276 Square Feet Lot
    $275,100 Zestimate®
    $150/sqft
    $-- HOA

    What's special

    Spacious family roomCeramic tileBack deckCozy covered front porchHardwood flooringOpen dining room
    Home sweet home! This gem is an exceptional find! Home has been thoughtfully updated to preserve its original character. Situated in Mount Sterling's Historic District on one of our city's most charming streets. Featuring 4 bedrooms and 2.5 baths, this gorgeous 1894 SF one-level ranch has plenty of room for the whole family. Spacious family room, modern kitchen equipped with stainless steel appliances, open dining room and laundry area with washer and dryer. Other amenities include hardwood flooring, ceramic tile and crown molding throughout, CH/A, cozy covered front porch, back deck, detached 1-car garage - this house has it all! Perfect for guests, multigenerational living or just to relax! Conveniently located to downtown shopping, as well as I-64. Call and set your appointment up TODAY!
    228 days
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    24
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    0
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    Zillow last checked:

    Listing updated:

    Listed by:

    David B Rhodes 859-585-3314,

    Sandy Stuart Realty,

    Kellee R Campbell 859-585-8795,

    Sandy Stuart Realty

    Source: Imagine MLS,MLS#: 25507042MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: First
      Bedroom 4
      • Level: First
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: First
      Bathroom 3
      • Level: First
      Dining room
      • Level: First
      Family room
      • Level: First
      Kitchen
      • Level: First
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Air
      Appliances
      • Included: Dryer, Disposal, Dishwasher, Microwave, Refrigerator, Washer, Cooktop, Self Cleaning Oven
      • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup, Common Area
      Features
      • Breakfast Bar, Ceiling Fan(s)
      • Flooring: Ceramic Tile, Hardwood, Laminate
      • Doors: Storm Door(s)
      • Windows: Insulated Windows, Blinds
      • Has basement: No
      • Number of fireplaces: 2
      • Fireplace features: Family Room, Master Bedroom
      Interior area
      • Total structure area: 1,894
      • Total interior livable area: 1,894 sqft
      • Finished area above ground: 1,894
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 1
      • Parking features: Detached Garage
      • Garage spaces: 1
      Features
      • Levels: One
      Lot
      • Size: 8,276 Square Feet
      • Features: Landscaped
      Details
      • Parcel number: 23M5004034.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Block
      • Roof: Dimensional Style
      Condition
      • Year built: 1964

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected

      Community & HOA

      Community
      • Features: Park, Tennis Court(s), Pool
      • Subdivision: Downtown
      HOA
      • Has HOA: No
      Location
      • Region: Mount Sterling

      Financial & listing details

      • Price per square foot: $150/sqft
      • Tax assessed value: $130,000
      • Annual tax amount: $1,291
      • Date on market: 11/29/2025

        Estimated market value

        $275,100

        $261,000 - $289,000

        $2,053/mo

        Price history

        DateEventPrice
        4/17/2026Contingent$284,900$150/sqft
        Source: Imagine MLS #25507042 Report a problem
        4/3/2026Price change$284,900-1.7%$150/sqft
        Source: Imagine MLS #25507042 Report a problem
        11/29/2025Listed for sale$289,900+141.6%$153/sqft
        Source: Imagine MLS #25507042 Report a problem
        8/15/2011Sold$120,000$63/sqft
        Source: Imagine MLS #1101651 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,291 +1.3%$130,000
        2023$1,274 -0.1%$130,000
        2022$1,275 -0.7%$130,000
        2021$1,284 -0.2%$130,000
        2020$1,287 -0.4%$130,000
        2019$1,292 $130,000
        2018-- $130,000 +8.3%
        2017-- $120,000
        2016-- $120,000
        2015-- $120,000
        2014-- $120,000
        2012-- $120,000 -7.3%
        2010-- $129,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 40353

        Getting around

        63 / 100
        Somewhat Walkable
        35 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Mt Sterling
        • Middle: McNabb
        • High: Montgomery Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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