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Contingent
  • $309,000

    107 Elm St, Mount Sterling, KY 40353

    4beds
    2,200sqft
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    Single Family Residence
    Built in 1948
    10,323 Square Feet Lot
    $308,600 Zestimate®
    $140/sqft
    $-- HOA

    What's special

    Reclaimed historic touchesFire pitStunning floor-to-ceiling stone fireplaceCalming hot tub areaPrivacy fenceCareful updates throughoutLarge gate
    Some homes are renovated. This one was loved back to life. 107 Elm Street is not a quick flip or a basic update with pretty finishes thrown in. This home was thoughtfully designed by its owner to be a forever home, with every room, every detail, and every reclaimed piece chosen with care. Circumstances changed, and now someone new gets the chance to enjoy all the beauty, comfort, and character that was poured into it. Inside, you'll find 4 bedrooms, 2 full baths, hardwood flooring throughout, tall ceilings, beautiful natural light, and multiple spaces to gather, work, rest, or simply slow down. The great room is warm and inviting, anchored by a stunning floor-to-ceiling stone fireplace that instantly makes the space feel cozy without losing its sense of grandeur. The kitchen blends function and charm with granite countertops, a gas range, an eat-in layout, and a truly special breakfast bar with Morgan County roots. Just off the grand room, 8-foot custom doors open into an enchanting breakfast nook full of character. Another set leads to a private office tucked off the primary bedroom, giving you a quiet space that feels separate without being disconnected. The primary suite is on the first floor and includes a soaking tub and walk-in closet, while the additional bedrooms and sitting areas give everyone room to spread out. The oversized laundry room is another everyday luxury, offering the kind of space you don't always find in older homes. Outside, the charm continues. The fully fenced front and back yards offer privacy, peace of mind for pets or kids, and a storybook feel from the moment you arrive. Mature trees help tuck the home away, even while you're right in city limits. The front yard has been beautifully landscaped, complete with a producing apple tree, a covered front sitting area, and two lion statues standing guard at the entrance. The backyard is made for relaxing and entertaining, with a privacy fence, large gate, plenty of parking, a recently sealed driveway, a large deck with a built-in prep station, fire pit, and a calming hot tub area. There is also a covered outdoor room that works beautifully for potting, tools, storage, or whatever fits your lifestyle. Cedar siding, intricate details, reclaimed historic touches, and careful updates throughout give this home a rare balance: new from the ground up, but still full of soul. It feels cozy, comfortable, and quietly impressive all at once. If you've been looking for a home with space, warmth, history, and heart, this is one you'll want to experience in person. It's ready for its next chapter, and there is plenty of room for you to make it your own.
    15 days
    |
    1,031
    |
    39
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Rebakah R Goodpaster 859-585-8970,

    Keller Williams Legacy Group

    Source: Imagine MLS,MLS#: 26015819MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: First
      Bedroom 4
      • Level: First
      Bathroom 2
      • Level: First
      Dining room
      • Level: First
      Dining room
      • Level: First
      Foyer
      • Level: First
      Great room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Office
      • Level: First
      Utility room
      • Level: First
      Heating
      • Electric, Natural Gas, Ductless
      Cooling
      • Ceiling Fan(s), Ductless
      Appliances
      • Included: Dishwasher, Gas Range, Microwave, Refrigerator
      • Laundry: Electric Dryer Hookup, Washer Hookup
      Features
      • Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
      • Flooring: Hardwood
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Gas Log, Great Room
      Interior area
      • Total structure area: 2,200
      • Total interior livable area: 2,200 sqft
      • Finished area above ground: 2,200
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: Accessible Approach with Ramp
      Features
      • Levels: One
      • Exterior features: Fire Pit
      • Fencing: Privacy,Wood
      • Has view: Yes
      • View description: Neighborhood
      Lot
      • Size: 10,323 Square Feet
      • Features: Landscaped, Secluded, Few Trees
      Details
      • Additional structures: Workshop
      • Parcel number: 23M5005023.00

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Wood Siding
      • Foundation: Block, Stone
      • Roof: Metal
      Condition
      • Year built: 1948

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Available, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Downtown
      HOA
      • Has HOA: No
      Location
      • Region: Mount Sterling

      Financial & listing details

      • Price per square foot: $140/sqft
      • Tax assessed value: $21,000
      • Annual tax amount: $209
      • Date on market: 7/2/2026

        Estimated market value

        $308,600

        $293,000 - $324,000

        $1,588/mo

        Price history

        DateEventPrice
        7/6/2026Contingent$309,000$140/sqft
        Source: Imagine MLS #26015819 Report a problem
        7/2/2026Listed for sale$309,000+1371.4%$140/sqft
        Source: Imagine MLS #26015819 Report a problem
        3/7/2011Sold$21,000$10/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$209 +1.3%$21,000
        2023$206 -0.1%$21,000
        2022$206 -0.7%$21,000
        2021$207 -0.2%$21,000
        2020$208 -0.4%$21,000
        2019$209 $21,000
        2018-- $21,000
        2017-- $21,000
        2016-- $21,000
        2015-- $21,000
        2014-- $21,000 -46.2%
        2012-- $39,000 -48.7%
        2010-- $76,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 40353

        Getting around

        58 / 100
        Somewhat Walkable
        32 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Northview
        • Middle: McNabb
        • High: Montgomery Co

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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