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  • Price cut: $5K (6/8)
    $174,000

    107 Factory St, Schoharie, NY 12157

    5beds
    2,000sqft
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    Farm, Single Family Residence
    Built in 1830
    0.78 Acres Lot
    $-- Zestimate®
    $87/sqft
    $-- HOA

    What's special

    Flexible living spacesWood shedAdditional outbuildingsUtility roomWraparound porchStorage roomDining room
    This home is a great value for one lucky buyer. It has potential to be a two family at this price! Seller motivated and wants this Farmhouse Colonial sold. It has wrap around Porch, Barn & dual road frontage. This charming 2,000 sq ft farmhouse colonial offers space, flexibility, and opportunity on a large, level lot with road frontage on both Factory Street and School Street, located in Schoharie School District in the quaint area known as Gallupville. It is just 45 minutes commute to the Capital District. Live in the country with farmhouse that has welcoming wraparound porch, and is ideal for buyers looking to restore and customize a classic home with multiple use possibilities. The home offers 5 bedrooms and 3 full bathrooms. A standout feature is the first floor primary bedroom with en-suite bath, complete with a kitchenette, separate entrance, and its own driveway, making it ideal for multi generational living, a home office, guest suite, or potential studio setup. Buyers must perform their own due diligence regarding two-family or accessory apartment use, including any required variances. The first floor includes two full bathrooms, a galley kitchen with pantry and eating area, dining room, utility room, and flexible living spaces. The living room features a wood stove and propane heater, providing supplemental heat and charm. Upstairs offers 4 bedrooms and a full bath, metal roof, 4 heating zones, Oil furnace with newer oil tank, Water heater 3 years old, two driveways, barn, wood shed, storage room, and additional outbuildings (in need of repair). Home requires some painting and updates, and the barn and outbuildings will need work, presenting a strong opportunity to build big equity to this versatile property. Sold as-is. Ideal for investors, renovators, or buyers seeking space, character, and flexible use potential. Great Value!
    174 days
    |
    1,232
    |
    98
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Keller Williams Realty Hudson Valley North 845-481-2700,

    Pearl Torres "Ruby" 845-461-5132

    Source: NYSAMLSs,MLS#: R1658816MLS LogoOriginating MLS: Otsego-Delaware

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Bedroom 1
      • Level: First
      Bedroom 2
      • Level: Second
      Bedroom 3
      • Level: Second
      Bedroom 4
      • Level: Second
      Bedroom 5
      • Level: Second
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Storage room
      • Level: First
      Heating
      • Propane, Oil, Wood, Baseboard, Stove
      Appliances
      • Included: Free-Standing Range, Gas Oven, Gas Range, Oven, Oil Water Heater, Refrigerator, Water Softener Owned
      • Laundry: Main Level
      Features
      • Separate/Formal Living Room, Galley Kitchen, Pantry, Second Kitchen, Storage, Bath in Primary Bedroom, Main Level Primary, Primary Suite
      • Flooring: Hardwood, Varies, Vinyl
      • Basement: Partial,Walk-Out Access
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 2,000
      • Total interior livable area: 2,000 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Detached, Garage
      • Garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Porch
      • Exterior features: Gravel Driveway
      Lot
      • Size: 0.78 Acres
      • Dimensions: 150 x 235
      • Features: Rectangular, Rectangular Lot, Residential Lot
      Details
      • Additional structures: Barn(s), Outbuilding, Other, Shed(s), Storage
      • Parcel number: 43500007300400040040000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Farmhouse,Two Story
      • Property subtype: Farm, Single Family Residence
      Materials
      • Frame, Vinyl Siding
      • Foundation: Stone
      • Roof: Metal
      Condition
      • Resale
      • Year built: 1830
      Details
      • Builder model: Farmhouse

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Electricity Connected, High Speed Internet Available

      Community & HOA

      Location
      • Region: Schoharie

      Financial & listing details

      • Price per square foot: $87/sqft
      • Tax assessed value: $83,900
      • Annual tax amount: $3,658
      • Date on market: 1/18/2026
      • Cumulative days on market: 19 days
      • Listing terms: Cash,Conventional

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/8/2026Price change$174,000-2.8%$87/sqft
        Source: NYSAMLSs #R1658816 Report a problem
        3/5/2026Price change$179,000-5.3%$90/sqft
        Source: NYSAMLSs #R1658816 Report a problem
        1/18/2026Listed for sale$189,000+243.6%$95/sqft
        Source: Global MLS #202610779 Report a problem
        8/25/1995Sold$55,000$28/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $83,900
        2024-- $83,900
        2023-- $83,900
        2022-- $83,900
        2021-- $83,900
        2020-- $83,900
        2019-- $83,900
        2018-- $83,900
        2017$3,058 $83,900
        2016-- $83,900
        2015-- $83,900
        2014-- $83,900
        2013-- $83,900 +27.3%
        2012-- $65,900
        2011-- $65,900
        2010-- $65,900
        2009-- $65,900
        2008-- $65,900
        2007-- $65,900
        2006-- $65,900 +19.8%
        2005-- $55,000
        2004-- $55,000
        2003-- $55,000
        2002-- $55,000
        2001-- $55,000
        2000-- $55,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 12157

        Getting around

        5 / 100
        Car-Dependent
        4 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Schoharie

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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