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  • $174,999

    107 Factory Street, Schoharie, NY 12157

    5beds
    2,000sqft
    Loading
    Single Family Residence, Residential
    Built in 1830
    0.78 Acres Lot
    $-- Zestimate®
    $87/sqft
    $-- HOA

    What's special

    Wood shedAdditional outbuildingsUtility roomMultiple entrancesFour heating zonesStorage roomFormal dining room
    Investor Opportunity! Versatile Farmhouse Colonial with Barn & Dual Road Frontage Discover the possibilities with this charming 2,000 sq. ft. Farmhouse Colonial in the quaint community of Gallupville, offering plenty of space, character, and potential. Situated on a large, level lot with frontage on both Factory Street and School Street, this property is located within the Schoharie School District and could be an excellent opportunity for an investor, renovator, or buyer looking for a home with flexible living options. The home features 5 bedrooms and 3 full bathrooms, including a unique first-floor primary suite with its own en-suite bathroom, kitchenette, separate entrance, and private driveway. This space could work well for multigenerational living, a guest suite, home office, studio, or potentially an accessory apartment. Buyers should conduct their own due diligence regarding two-family or accessory apartment use, including any necessary approvals or variances. The first floor also offers two full bathrooms, a galley-style kitchen with pantry and dining area, a formal dining room, utility room, and additional flexible living space. The living room includes a wood stove and propane heater, adding both warmth and character. Upstairs, you'll find four additional bedrooms and a full bathroom. Additional features include a metal roof, four heating zones, an oil furnace, newer oil tank, and a water heater that is approximately three years old. Outside, the property offers two driveways, a barn, wood shed, storage room, and additional outbuildings. The barn and outbuildings will require some repairs, while the home itself could use painting and updates. For the right buyer, these improvements create an opportunity to add significant value and build equity over time. With its spacious layout, multiple entrances, two road frontages, and versatile living potential, this property offers plenty of possibilities. Sold as-is.
    1 day
    400
    19

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Saratoga Spa Realty LLC 518-727-9107,

    Christopher Y Wright 518-441-4535

    Source: Global MLS,MLS#: 202624966MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 3
      • Full bathrooms: 3
      Primary bedroom
      • Level: First
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Mud room
      • Level: First
      Office
      • Level: First
      Heating
      • Baseboard, Oil, Propane, Wood
      Cooling
      • None
      Appliances
      • Included: Built-In Gas Oven, Refrigerator, Water Softener
      • Laundry: Main Level, Washer Hookup
      Features
      • Crown Molding
      • Flooring: Vinyl, Wood, Linoleum
      • Doors: Storm Door(s)
      • Basement: Full,Interior Entry,Unfinished,Walk-Out Access
      Interior area
      • Total structure area: 2,000
      • Total interior livable area: 2,000 sqft
      • Finished area above ground: 2,000
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Driveway
      • Garage spaces: 1
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Wrap Around, Porch
      • Fencing: None
      Lot
      • Size: 0.78 Acres
      • Features: Level, Cleared
      Details
      • Additional structures: Shed(s), Barn(s)
      • Parcel number: 435000 73.444
      • Special conditions: Standard
      • Other equipment: Fuel Tank(s)

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Farmhouse
      • Property subtype: Single Family Residence, Residential
      Materials
      • Vinyl Siding
      • Foundation: Stone
      • Roof: Metal
      Condition
      • Fixer
      • New construction: No
      • Year built: 1830

      Utilities & green energy

      • Electric: 100 Amp Service, Circuit Breakers
      • Sewer: Septic Tank

      Community & HOA

      Community
      • Security: Smoke Detector(s), Carbon Monoxide Detector(s)
      HOA
      • Has HOA: No
      Location
      • Region: Schoharie

      Financial & listing details

      • Price per square foot: $87/sqft
      • Tax assessed value: $167,800
      • Annual tax amount: $4,122
      • Date on market: 8/28/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $2,306/mo

        Price history

        DateEventPrice
        8/28/2026Listed for sale$174,999+0.6%$87/sqft
        Source: Global MLS #202624966 Report a problem
        7/19/2026Listing removed$174,000$87/sqft
        Source: NYSAMLSs #R1658816 Report a problem
        6/8/2026Price change$174,000-2.8%$87/sqft
        Source: NYSAMLSs #R1658816 Report a problem
        3/5/2026Price change$179,000-5.3%$90/sqft
        Source: NYSAMLSs #R1658816 Report a problem
        1/18/2026Listed for sale$189,000+243.6%$95/sqft
        Source: Global MLS #202610779 Report a problem
        8/25/1995Sold$55,000$28/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $83,900
        2024-- $83,900
        2023-- $83,900
        2022-- $83,900
        2021-- $83,900
        2020-- $83,900
        2019-- $83,900
        2018-- $83,900
        2017$3,058 $83,900
        2016-- $83,900
        2015-- $83,900
        2014-- $83,900
        2013-- $83,900 +27.3%
        2012-- $65,900
        2011-- $65,900
        2010-- $65,900
        2009-- $65,900
        2008-- $65,900
        2007-- $65,900
        2006-- $65,900 +19.8%
        2005-- $55,000
        2004-- $55,000
        2003-- $55,000
        2002-- $55,000
        2001-- $55,000
        2000-- $55,000
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 12157

        Getting around

        5 / 100
        Car-Dependent
        4 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

        A local agent can set up tours, give advice and negotiate with sellers.

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