Thoughtfully designed by acclaimed Amelia Island architect John Cotner and built by Ed Freeman of Great Cape Builders, this custom Lowcountry home pairs timeless coastal style with rare efficiency and storm-ready peace of mind. Highlights: Front porch gallery + large screened back porch with grilling area; 1,183 sq ft conditioned walk-up attic; whole-home generator with 500-gallon propane tank; geothermal HVAC; Andersen windows; storm shutter systems (hard and soft). Enjoy Cumberland Harbour living near the Intracoastal Waterway on the Georgia-Florida line, with a desirable split-bedroom plan and a great room featuring an ISOKERN fireplace, custom built-ins, hardwoods, and craft-level millwork.
Closed
$850,000
107 Wards Ln, Saint Marys, GA 31558
3beds
3,426sqft
Single Family Residence
Built in 2010
0.38 Acres Lot
$849,900 Zestimate®
$248/sqft
$3,507 Estimated rent
Home value
$849,900
$807,000 - $892,000
$3,507/mo
Zestimate® history
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List your homeWhat's special
Custom built-insDesirable split-bedroom planFront porch galleryGeothermal hvacAndersen windowsCraft-level millwork
Zillow last checked:
Listing updated:
Listed by:
Cheryl Smith 845-520-1447,
St. Marys Realty Inc
Bought with:
Tammy Walker, 443884
Atlantic Salt Realty
Source: GAMLS,MLS#: 10674202
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Bonus Room, Great Room, Laundry, Library, Office
Dining room
- Features: Seats 12+, Separate Room
Kitchen
- Features: Breakfast Area, Breakfast Bar, Kitchen Island, Pantry, Solid Surface Counters, Walk-in Pantry
Heating
- Central, Electric, Forced Air, Heat Pump
Cooling
- Ceiling Fan(s), Central Air, Dual, Electric, Heat Pump, Other, Zoned
Appliances
- Included: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Other, Oven/Range (Combo), Refrigerator, Tankless Water Heater, Washer, Water Softener
- Laundry: Mud Room, Other
Features
- Bookcases, Double Vanity, High Ceilings, Master On Main Level, Rear Stairs, Split Bedroom Plan, Tile Bath, Walk-In Closet(s)
- Flooring: Hardwood, Tile
- Windows: Double Pane Windows, Window Treatments
- Basement: None
- Number of fireplaces: 1
- Fireplace features: Factory Built, Family Room, Living Room, Masonry, Other
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,426
- Total interior livable area: 3,426 sqft
- Finished area above ground: 3,426
- Finished area below ground: 0
Property
Parking
- Total spaces: 5
- Parking features: Garage, Garage Door Opener, Guest, Kitchen Level, Side/Rear Entrance
- Has garage: Yes
Accessibility
- Accessibility features: Accessible Doors, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen, Shower Access Wheelchair
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Porch, Screened
- Exterior features: Gas Grill, Sprinkler System, Veranda
Lot
- Size: 0.38 Acres
- Features: Level, Private
- Residential vegetation: Partially Wooded
Details
- Parcel number: 160C 442
- Special conditions: Covenants/Restrictions
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Country/Rustic,Traditional
- Property subtype: Single Family Residence
Materials
- Other
- Foundation: Slab
- Roof: Composition
Condition
- Resale
- New construction: No
- Year built: 2010
Utilities & green energy
- Electric: 220 Volts, Generator
- Sewer: Public Sewer
- Water: Private, Public
- Utilities for property: Cable Available, Electricity Available, High Speed Internet, Other, Phone Available, Propane, Sewer Connected, Underground Utilities, Water Available
Green energy
- Energy efficient items: Appliances, Exposure/Shade, Insulation, Thermostat, Water Heater, Windows
- Energy generation: Geothermal
Community & HOA
Community
- Features: Boat/Camper/Van Prkg, Clubhouse, Fitness Center, Gated, Lake, Park, Playground, Pool, Shared Dock, Sidewalks, Street Lights, Tennis Court(s)
- Security: Gated Community, Smoke Detector(s)
- Subdivision: Cumberland Harbour
HOA
- Has HOA: Yes
- Services included: Facilities Fee, Management Fee, Security, Swimming, Tennis
- HOA fee: $2,275 annually
Location
- Region: Saint Marys
Financial & listing details
- Price per square foot: $248/sqft
- Tax assessed value: $760,873
- Annual tax amount: $9,469
- Date on market: 1/15/2026
- Cumulative days on market: 116 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 7/8/2026 | Sold | $850,000-9.4%$248/sqft |
Source:  GAMLS #10674202 Report a problem | ||
| 5/11/2026 | Pending sale | $938,500$274/sqft |
Source: GAMLS #10674202 Report a problem | ||
| 1/15/2026 | Listed for sale | $938,500+266.6%$274/sqft |
Source: Scout MLS #1659024 Report a problem | ||
| 10/7/2005 | Sold | $256,000$75/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,904 -0.4% | $304,349 +4.6% |
| 2024 | $4,926 -4.7% | $291,033 +4.6% |
| 2023 | $5,167 +4.9% | $278,268 +29% |
| 2022 | $4,924 -0.1% | $215,718 +20.1% |
| 2021 | $4,927 | $179,677 +6.9% |
| 2020 | -- | $168,071 |
| 2019 | $4,852 | $168,071 |
| 2018 | $4,852 +28.5% | $168,071 +3.9% |
| 2017 | $3,775 | $161,702 |
Find assessor info on the county website
Neighborhood: 31558
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Nearby schools
GreatSchools rating
- 9/10St. Marys Elementary SchoolGrades: PK-5Distance: 1.9 mi
- 7/10Saint Marys Middle SchoolGrades: 6-8Distance: 3.6 mi
- 8/10Camden County High SchoolGrades: 9-12Distance: 9.5 mi
Schools provided by the listing agent
- Elementary: Saint Marys
- Middle: Saint Marys
- High: Camden
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Georgia
- Camden County
- Saint Marys
- 31558
- 107 Wards Ln
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