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  • $315,000

    107 Watson St, Belmont, NC 28012

    2beds
    1,062sqft
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    Single Family Residence
    Built in 1997
    0.15 Acres Lot
    $316,000 Zestimate®
    $297/sqft
    $16/mo HOA

    What's special

    Welcoming covered front porchAmple pantry spaceKitchen features granite countertopsTile backsplash
    Welcome home to this beautifully updated 2-bedroom, 2-bath ranch nestled in the desirable Adams Bluff community! Offering over 1,000 square feet of thoughtfully designed living space, this move-in ready home combines comfort, style, and exceptional value just minutes from charming downtown Belmont. Step inside to durable laminate flooring throughout the whole home and a ton of natural light that creates a bright, inviting atmosphere. The kitchen features granite countertops, a tile backsplash, ample pantry space, and all appliances convey—including the refrigerator, washer, and dryer! One of this home's standout features is the fully paid-off solar panel system, providing outstanding energy efficiency. Even better, the system consistently generates more electricity than the home uses, resulting in a monthly credit from Duke Energy, helping reduce your utility costs while offering long-term savings. Enjoy your morning coffee on the welcoming covered front porch or unwind on the private rear deck overlooking the level backyard. Additional highlights include a concrete driveway with parking for two vehicles and a 30-year architectural shingle roof that was installed in 2019. Located just minutes from downtown Belmont's restaurants, breweries, parks, shopping, and easy access to I-85 and Charlotte, this home offers the perfect blend of small-town charm and everyday convenience. Move-in ready, energy-efficient, and full of value—don't miss your opportunity to own this Belmont gem with built-in monthly energy savings!
    20 days
    |
    330
    |
    21
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Nick Owens nicksellsclt@gmail.com,

    Coldwell Banker Realty

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4392337MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Main
      Dining room
      • Level: Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer
      • Laundry: In Unit
      Features
      • Flooring: Laminate
      • Doors: Storm Door(s)
      • Has basement: No
      Interior area
      • Total structure area: 1,062
      • Total interior livable area: 1,062 sqft
      • Finished area above ground: 1,062
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway
      • Carport spaces: 2
      • Uncovered spaces: 2
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Front Porch
      Lot
      • Size: 0.15 Acres
      Details
      • Parcel number: 126202
      • Zoning: R1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 1997

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: City
      Green energy
      • Energy generation: Solar

      Community & HOA

      Community
      • Subdivision: Adams Bluff
      HOA
      • Has HOA: Yes
      • HOA fee: $190 annually
      Location
      • Region: Belmont

      Financial & listing details

      • Price per square foot: $297/sqft
      • Tax assessed value: $282,800
      • Annual tax amount: $2,981
      • Date on market: 6/26/2026
      • Cumulative days on market: 21 days
      • Listing terms: Cash,Conventional,FHA
      • Road surface type: Concrete, Paved

        Estimated market value

        $316,000

        $300,000 - $332,000

        $1,600/mo

        Price history

        DateEventPrice
        6/28/2026Pending sale$315,000$297/sqft
        Source: Canopy MLS as distributed by MLS GRID #4392337 Report a problem
        6/26/2026Listed for sale$315,000+26%$297/sqft
        Source: Canopy MLS as distributed by MLS GRID #4392337 Report a problem
        1/4/2022Sold$250,000+8.7%$235/sqft
        Source: Canopy MLS as distributed by MLS GRID #3808364 Report a problem
        11/24/2021Contingent$230,000$217/sqft
        Source: Canopy MLS as distributed by MLS GRID #3808364 Report a problem
        11/23/2021Listed for sale$230,000+117%$217/sqft
        Source: Canopy MLS as distributed by MLS GRID #3808364 Report a problem
        7/1/2005Sold$106,000+2.9%$100/sqft
        Source: Public Record Report a problem
        6/24/2004Sold$103,000+22.6%$97/sqft
        Source: Public Record Report a problem
        6/30/1998Sold$84,000$79/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,981 $282,800
        2024$2,981 -1%$282,800
        2023$3,012 +44.9%$282,800 +77.6%
        2022$2,078 -3%$159,230
        2021$2,142 $159,230
        2020$2,142 -0.7%$159,230
        2019$2,158 +35%$159,230 +38%
        2018$1,598 +3%$115,378
        2017$1,552 $115,378
        2016$1,552 $115,378 +3.1%
        2014$1,552 $111,871
        2012-- $111,871
        2011-- $111,871
        2010-- $111,871
        2009-- $111,871
        2008-- $111,871 +13.7%
        2007-- $98,420
        2006-- $98,420
        2005-- $98,420
        2004-- $98,420
        2003-- $98,420
        2002-- $98,420 +27%
        2001-- $77,520 +0%
        2000-- $77,500
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 28012

        Getting around

        33 / 100
        Car-Dependent
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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