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  • $319,000

    107 Watson St, Belmont, NC 28012

    2beds
    1,062sqft
    Single Family Residence
    Built in 1997
    0.15 Acres Lot
    $319,000 Zestimate®
    $300/sqft
    $1,601 Estimated rent

    Home value

    $319,000

    $303,000 - $335,000

    $1,601/mo

    Zestimate® history
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    What's special

    Welcoming covered front porchAmple pantry spaceKitchen features granite countertopsTile backsplash
    Welcome home to this beautifully updated 2-bedroom, 2-bath ranch nestled in the desirable Adams Bluff community! Offering over 1,000 square feet of thoughtfully designed living space, this move-in ready home combines comfort, style, and exceptional value just minutes from charming downtown Belmont. Step inside to durable laminate flooring throughout the whole home and a ton of natural light that creates a bright, inviting atmosphere. The kitchen features granite countertops, a tile backsplash, ample pantry space, and all appliances convey—including the refrigerator, washer, and dryer! One of this home's standout features is the fully paid-off solar panel system, providing outstanding energy efficiency. Even better, the system consistently generates more electricity than the home uses, resulting in a monthly credit from Duke Energy, helping reduce your utility costs while offering long-term savings. Enjoy your morning coffee on the welcoming covered front porch or unwind on the private rear deck overlooking the level backyard. Additional highlights include a concrete driveway with parking for two vehicles and a 30-year architectural shingle roof that was installed in 2019. Located just minutes from downtown Belmont's restaurants, breweries, parks, shopping, and easy access to I-85 and Charlotte, this home offers the perfect blend of small-town charm and everyday convenience. Move-in ready, energy-efficient, and full of value—don't miss your opportunity to own this Belmont gem with built-in monthly energy savings!

    Zillow last checked:

    Listing updated:

    Listed by:

    Nick Owens nicksellsclt@gmail.com,

    Coldwell Banker Realty

    Bought with:

    Nicole Anderson

    Fathom Realty NC LLC

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4392337MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bedrooms: 2
    Primary bedroom
    • Level: Main
    Bedroom s
    • Level: Main
    Bathroom full
    • Level: Main
    Bathroom full
    • Level: Main
    Dining room
    • Level: Main
    Kitchen
    • Level: Main
    Living room
    • Level: Main
    Heating
    • Forced Air, Natural Gas
    Cooling
    • Ceiling Fan(s), Central Air
    Appliances
    • Included: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer
    • Laundry: In Unit
    Features
    • Flooring: Laminate
    • Doors: Storm Door(s)
    • Has basement: No
    Interior area
    • Total structure area: 1,062
    • Total interior livable area: 1,062 sqft
    • Finished area above ground: 1,062
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 4
    • Parking features: Driveway
    • Carport spaces: 2
    • Uncovered spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck, Front Porch
    Lot
    • Size: 0.15 Acres
    Details
    • Parcel number: 126202
    • Zoning: R1
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Traditional
    • Property subtype: Single Family Residence
    Materials
    • Vinyl
    • Foundation: Crawl Space
    Condition
    • New construction: No
    • Year built: 1997

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: City
    Green energy
    • Energy generation: Solar

    Community & HOA

    Community
    • Subdivision: Adams Bluff
    HOA
    • Has HOA: Yes
    • HOA fee: $190 annually
    Location
    • Region: Belmont

    Financial & listing details

    • Price per square foot: $300/sqft
    • Tax assessed value: $282,800
    • Annual tax amount: $2,981
    • Date on market: 6/26/2026
    • Cumulative days on market: 2 days
    • Listing terms: Cash,Conventional,FHA
    • Road surface type: Concrete, Paved

    Price history

    DateEventPrice
    7/22/2026Sold$319,000+1.3%$300/sqft
    Source: Canopy MLS as distributed by MLS GRID #4392337 Report a problem
    6/28/2026Pending sale$315,000$297/sqft
    Source: Canopy MLS as distributed by MLS GRID #4392337 Report a problem
    6/26/2026Listed for sale$315,000+26%$297/sqft
    Source: Canopy MLS as distributed by MLS GRID #4392337 Report a problem
    1/4/2022Sold$250,000+8.7%$235/sqft
    Source: Canopy MLS as distributed by MLS GRID #3808364 Report a problem
    11/24/2021Contingent$230,000$217/sqft
    Source: Canopy MLS as distributed by MLS GRID #3808364 Report a problem
    11/23/2021Listed for sale$230,000+117%$217/sqft
    Source: Canopy MLS as distributed by MLS GRID #3808364 Report a problem
    7/1/2005Sold$106,000+2.9%$100/sqft
    Source: Public Record Report a problem
    6/24/2004Sold$103,000+22.6%$97/sqft
    Source: Public Record Report a problem
    6/30/1998Sold$84,000$79/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$2,981 $282,800
    2024$2,981 -1%$282,800
    2023$3,012 +44.9%$282,800 +77.6%
    2022$2,078 -3%$159,230
    2021$2,142 $159,230
    2020$2,142 -0.7%$159,230
    2019$2,158 +35%$159,230 +38%
    2018$1,598 +3%$115,378
    2017$1,552 $115,378
    2016$1,552 $115,378 +3.1%
    2014$1,552 $111,871
    2012-- $111,871
    2011-- $111,871
    2010-- $111,871
    2009-- $111,871
    2008-- $111,871 +13.7%
    2007-- $98,420
    2006-- $98,420
    2005-- $98,420
    2004-- $98,420
    2003-- $98,420
    2002-- $98,420 +27%
    2001-- $77,520 +0%
    2000-- $77,500
    Find assessor info on the county website

    Neighborhood: 28012

    Nearby schools

    GreatSchools rating
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    Estimated market value
    $319,000
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    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $319,000