Welcoming covered front porchAmple pantry spaceKitchen features granite countertopsTile backsplash
Welcome home to this beautifully updated 2-bedroom, 2-bath ranch nestled in the desirable Adams Bluff community! Offering over 1,000 square feet of thoughtfully designed living space, this move-in ready home combines comfort, style, and exceptional value just minutes from charming downtown Belmont.
Step inside to durable laminate flooring throughout the whole home and a ton of natural light that creates a bright, inviting atmosphere. The kitchen features granite countertops, a tile backsplash, ample pantry space, and all appliances convey—including the refrigerator, washer, and dryer!
One of this home's standout features is the fully paid-off solar panel system, providing outstanding energy efficiency. Even better, the system consistently generates more electricity than the home uses, resulting in a monthly credit from Duke Energy, helping reduce your utility costs while offering long-term savings.
Enjoy your morning coffee on the welcoming covered front porch or unwind on the private rear deck overlooking the level backyard. Additional highlights include a concrete driveway with parking for two vehicles and a 30-year architectural shingle roof that was installed in 2019.
Located just minutes from downtown Belmont's restaurants, breweries, parks, shopping, and easy access to I-85 and Charlotte, this home offers the perfect blend of small-town charm and everyday convenience.
Move-in ready, energy-efficient, and full of value—don't miss your opportunity to own this Belmont gem with built-in monthly energy savings!
20 days
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330
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21
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Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Nick Owensnicksellsclt@gmail.com,
Coldwell Banker Realty
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4392337
Facts & features
Interior
Bedrooms & bathrooms
Bedrooms: 2
Bathrooms: 2
Full bathrooms: 2
Main level bedrooms: 2
Primary bedroom
Level: Main
Bedroom s
Level: Main
Bathroom full
Level: Main
Bathroom full
Level: Main
Dining room
Level: Main
Kitchen
Level: Main
Living room
Level: Main
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Appliances
Included: Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer
Laundry: In Unit
Features
Flooring: Laminate
Doors: Storm Door(s)
Has basement: No
Interior area
Total structure area: 1,062
Total interior livable area: 1,062 sqft
Finished area above ground: 1,062
Finished area below ground: 0
Property
Parking
Total spaces: 4
Parking features: Driveway
Carport spaces: 2
Uncovered spaces: 2
Features
Levels: One
Stories: 1
Patio & porch: Deck, Front Porch
Lot
Size: 0.15 Acres
Details
Parcel number: 126202
Zoning: R1
Special conditions: Standard
Construction
Type & style
Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence
Materials
Vinyl
Foundation: Crawl Space
Condition
New construction: No
Year built: 1997
Utilities & green energy
Sewer: Public Sewer
Water: City
Green energy
Energy generation: Solar
Community & HOA
Community
Subdivision: Adams Bluff
HOA
Has HOA: Yes
HOA fee: $190 annually
Location
Region: Belmont
Financial & listing details
Price per square foot: $297/sqft
Tax assessed value: $282,800
Annual tax amount: $2,981
Date on market: 6/26/2026
Cumulative days on market: 21 days
Listing terms: Cash,Conventional,FHA
Road surface type: Concrete, Paved
Estimated market value
Zestimate®
$316,000
Estimated sales range
$300,000 - $332,000
Rent Zestimate®
$1,600/mo
Price history
Date
Event
Price
6/28/2026
Pending sale
$315,000$297/sqft
Source: Canopy MLS as distributed by MLS GRID #4392337Report a problem
6/26/2026
Listed for sale
$315,000+26%$297/sqft
Source: Canopy MLS as distributed by MLS GRID #4392337Report a problem
1/4/2022
Sold
$250,000+8.7%$235/sqft
Source: Canopy MLS as distributed by MLS GRID #3808364Report a problem
11/24/2021
Contingent
$230,000$217/sqft
Source: Canopy MLS as distributed by MLS GRID #3808364Report a problem
11/23/2021
Listed for sale
$230,000+117%$217/sqft
Source: Canopy MLS as distributed by MLS GRID #3808364Report a problem
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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