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For saleErrorPrice cut: $26K (7/23)
$370,000
3beds
2,680sqft

10720 S Moonlight Bay Rd, Cheboygan, MI 49721

3beds
2,680sqft
Single family residence
Built in 1994
0.59 Acres
Garage
$138 price/sqft

What's special

Spacious recreation roomLow-maintenance exterior and yardMini-split air conditioning systemAbundant closets and storageBright efficient kitchen

What if you could have the quiet of country living, views of the Cheboygan River, and still be just minutes from town? At 10720 Moonlight Bay Road, mornings begin with sunlight filling the kitchen and breakfast nook, and wide-open views that change with the seasons. Wildlife wanders through the surrounding landscape, and with no homes directly behind you, the backyard feels open and private. Inside, the layout was thoughtfully designed for the way people actually live. The bright, efficient kitchen keeps everything within easy reach and opens to generous dining and living spaces made for everyday life and gathering. Three bedrooms and three baths provide room to spread out, while abundant closets and storage help keep everything organized. The lower level adds flexibility that is increasingly hard to find. A spacious recreation room, full bath and kitchenette expand the possibilities for guests, hobbies, entertaining or additional living space. The oversized laundry and utility area is remarkably functional, with plenty of room for storage and direct access to outdoor clotheslines. Step outside to a low-maintenance exterior and yard that won't take over your weekends. The Trex deck becomes a shaded retreat in the afternoon--an easy place for dinner, reading, or simply watching the day wind down. Across the road, views toward the Cheboygan River add another connection to the landscape. The heated garage includes workshop and storage space, while a mini-split air conditioning system and hard-wired whole-house generator add comfort and peace of mind. Impeccably cared for and solidly constructed, this is a home that feels practical without feeling ordinary. It's spacious where you want space, efficient where it matters, and surrounded by the kind of quiet that makes coming home feel good. The current owners have thoroughly enjoyed the neighborhood, the views, relaxing with a camera in hand and the proximity to everything you need. They are eager to pass this property on to new owners who will care for this as much as they have.

48 days
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909
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36
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Source: WWMLS,MLS#: 201841322MLS Logo
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Jack E Douglas 231-627-7186,

Berkshire Hathaway HomeServices-Cheboygan 231-627-7186,

Kimberly Didrichsons 231-268-2934

Source: WWMLS,MLS#: 201841322MLS Logo

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
Heating
  • Mini Split Heat/Cool, Baseboard, Hot Water, Natural Gas
Cooling
  • Mini Split Heat/Cool, Central Air
Appliances
  • Included: Water Softener, Washer, Range/Oven, Refrigerator, Disposal, Freezer, Dryer
  • Laundry: Lower Level
Features
  • Ceiling Fan(s)
  • Flooring: Tile
  • Doors: Doorwall
  • Windows: Egress Windows
  • Basement: Partially Finished,Walk-Out Access
Interior area
  • Total structure area: 2,680
  • Total interior livable area: 2,680 sqft
  • Finished area above ground: 1,800
Video & virtual tour

Property

Parking
  • Parking features: Driveway, Garage Door Opener
  • Has garage: Yes
  • Has uncovered spaces: Yes
Features
  • Levels: Bi-Level
  • Patio & porch: Deck
  • Frontage type: None
Lot
  • Size: 0.59 Acres
  • Dimensions: 183 x 182 x 139 x 134
  • Features: Landscaped
Details
  • Parcel number: 10400810001002

Construction

Type & style
  • Home type: SingleFamily
  • Property subtype: Single Family Residence
Materials
  • Foundation: Basement
Condition
  • Year built: 1994

Utilities & green energy

  • Sewer: Septic Tank
  • Utilities for property: Cable Connected

Community & HOA

Community
  • Security: Smoke Detector(s)
  • Subdivision: T37N R1W
Location
  • Region: Cheboygan

Financial & listing details

  • Price per square foot: $138/sqft
  • Tax assessed value: $286,800
  • Annual tax amount: $1,905
  • Date on market: 7/7/2026
  • Listing terms: Cash,Conventional Mortgage,FHA,VA Loan
  • Ownership: Owner
  • Road surface type: Paved, Maintained

Price history

DateEventPrice
7/23/2026Price change$370,000-6.6%$138/sqft
Source: WWMLS #201841322 Report a problem
7/7/2026Listed for sale$396,000$148/sqft
Source: WWMLS #201841322 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$1,905 +5%$143,400 +6.2%
2024$1,814 +2.4%$135,000 +10.7%
2023$1,772 +2.7%$122,000 +17.9%
2022$1,726 $103,500 +3.9%
2021-- $99,600 +4.1%
2020-- $95,700 +5.9%
2019-- $90,400 +13.1%
2018-- $79,900 +1.4%
2017-- $78,800 -0.9%
2016-- $79,500 -1.5%
2015-- $80,700 +7%
2014-- $75,400 +8.2%
2012-- $69,700 -4%
2011-- $72,600 -5.8%
2010-- $77,100

Find assessor info on the county website

Monthly payment

Est. payment
$2,175/mo
Principal & interest
$1888
Property taxes
$287
More affordability toolsChevron Right

Estimated market value

Not available

Estimated sales range

Not available

$3,244/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 49721

Nearby schools

East Elementary School
Grades K-31.7 miles
N/A
GreatSchools® Rating
Cheboygan Area High School
Grades 8-121.8 miles
6/10
GreatSchools® Rating
College Readiness Rating
7/10
Student Progress Rating
5/10
Cheboygan Middle School
Grades 4-121.8 miles
N/A
GreatSchools® Rating