Cute ranch home new to the market and ready to welcome its next owners! This 3-bedroom, 2-bath home offers a spacious living room with vaulted ceilings, a bright kitchen complete with appliances, and a comfortable dining area perfect for everyday living or entertaining. The primary suite features elegant tray ceilings, a walk-in closet, and a relaxing ensuite with a large soaking tub and separate shower. Step outside to enjoy the large rear deck overlooking a fully fenced yard, ideal for outdoor gatherings, or unwind on the inviting covered front porch. With major updates already completed—including a newer HVAC system just 6 months old, a 1-year-old water heater, and a shingled roof within the last 8 years—this home truly checks all the boxes.
Sold for $190,000
$190,000
108 Derby Dr, Mount Sterling, KY 40353
3beds
1,131sqft
Single Family Residence
Built in 1999
8,712 Square Feet Lot
$195,200 Zestimate®
$168/sqft
$1,146 Estimated rent
Home value
$195,200
Estimated sales range
Not available
$1,146/mo
Zestimate® history
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$1,248/mo
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Est. payment
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List your homeWhat's special
Inviting covered front porchWalk-in closet
Zillow last checked:
Listing updated:
Listed by:
Jonathan Wood 859-585-0565,
HomeLand Real Estate Inc - Mt Sterling
Bought with:
Brian England, 217233
Keller Williams Bluegrass Realty
Source: Imagine MLS,MLS#: 26000582
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
Bedroom 2
- Level: First
Bedroom 3
- Level: First
Primary bathroom
- Level: First
Bathroom 2
- Level: First
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Electric
Appliances
- Included: Dishwasher, Refrigerator, Range
Features
- Eat-in Kitchen, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
- Flooring: Laminate, Tile
- Doors: Storm Door(s)
- Windows: Blinds
- Basement: Crawl Space
- Has fireplace: No
Interior area
- Total structure area: 1,131
- Total interior livable area: 1,131 sqft
- Finished area above ground: 1,131
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Fencing: Privacy,Wood
- Has view: Yes
- View description: Neighborhood
Lot
- Size: 8,712 Square Feet
- Features: Few Trees
Details
- Additional structures: Shed(s)
- Parcel number: 0317001004.00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Brick Veneer, Vinyl Siding
- Foundation: Block
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1999
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Arlington
HOA
- Has HOA: No
Location
- Region: Mount Sterling
Financial & listing details
- Price per square foot: $168/sqft
- Tax assessed value: $80,000
- Annual tax amount: $874
- Date on market: 1/9/2026
Price history
| Date | Event | Price |
|---|---|---|
| 2/6/2026 | Sold | $190,000-9.5%$168/sqft |
Source:  Imagine MLS #26000582 Report a problem | ||
| 1/23/2026 | Contingent | $209,900$186/sqft |
Source: Imagine MLS #26000582 Report a problem | ||
| 1/9/2026 | Listed for sale | $209,900+227.2%$186/sqft |
Source: Imagine MLS #26000582 Report a problem | ||
| 3/8/2012 | Sold | $64,151-30.1%$57/sqft |
Source: Imagine MLS #1200160 Report a problem | ||
| 8/18/2008 | Sold | $91,750+38%$81/sqft |
Source:  Imagine MLS #807630 Report a problem | ||
| 1/29/2008 | Sold | $66,500-30.7%$59/sqft |
Source: Imagine MLS #732546 Report a problem | ||
| 7/10/2003 | Sold | $96,000$85/sqft |
Source: Imagine MLS #304543 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $874 +16.1% | $80,000 +14.3% |
| 2023 | $753 +0.1% | $70,000 |
| 2022 | $753 -0.6% | $70,000 |
| 2021 | $757 -0.4% | $70,000 |
| 2020 | $760 -0.6% | $70,000 |
| 2019 | $765 | $70,000 |
| 2018 | -- | $70,000 |
| 2017 | -- | $70,000 |
| 2016 | -- | $70,000 |
| 2015 | -- | $70,000 |
| 2014 | -- | $70,000 +9.4% |
| 2012 | -- | $64,000 -30.1% |
| 2010 | -- | $91,500 |
Find assessor info on the county website
Neighborhood: 40353
Nearby homes
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- $147,4003 bd2 ba1.5k sqft109 Derby Dr, Mount Sterling, KY 40353Sold
- $272,1004 bd3 ba1.8k sqft123 Tammy Branch Dr, Mount Sterling, KY 40353Off Market
Nearby schools
GreatSchools rating
- 6/10Mount Sterling Elementary SchoolGrades: PK-5Distance: 1.2 mi
- 7/10McNabb Middle SchoolGrades: 6-8Distance: 3.1 mi
- 7/10Montgomery County High SchoolGrades: 9-12Distance: 3.1 mi
Schools provided by the listing agent
- Elementary: Mt Sterling
- Middle: McNabb
- High: Montgomery Co
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Kentucky
- Montgomery County
- Mount Sterling
- 40353
- 108 Derby Dr
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