Contingent

$230,000

108 Spruce Ct, Winchester, KY 40391

4beds

2,106sqft

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Single Family Residence

Built in 1970

10,454 Square Feet Lot

$225,200 Zestimate^®

$109/sqft

$-- HOA

What's special

Spacious yardFunctional layoutQuiet cul-de-sac

Charming home located on a quiet cul-de-sac in Winchester. This 4-bedroom, 2-bath home offers great potential for homeowners and investors alike. Featuring a functional layout and spacious yard, this property is ready for your personal touch. The kitchen includes a stainless steel refrigerator, with an additional refrigerator located in the basement. Enjoy a bar area in the basement, perfect for entertaining or extra living space. A covered patio provides a great outdoor area for relaxing or hosting. The home also features a full 2-car garage with attic storage and a fenced backyard for added privacy. Washer and dryer are included. The roof was replaced in 2024, offering added value and peace of mind. Conveniently located near local shopping, dining, and schools. Home is being sold as-is; inspections are welcome for buyer knowledge only. Seller is offering a 1 year home warranty!

74 days

122

4

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: First

Bedroom 1

Level: First

Bedroom 2

Level: First

Bedroom 3

Level: Lower

Bathroom 1

Level: First

Bathroom 2

Level: First

Kitchen

Level: First

Heating

Electric

Cooling

Central Air, Ceiling Fan(s), Electric, Exhaust Fan

Appliances

Included: Dryer, Disposal, Gas Range, Other, Refrigerator, Washer, Range, Self Cleaning Oven, Vented Exhaust Fan

Features

Eat-in Kitchen, Wet Bar, Ceiling Fan(s), Soaking Tub
Flooring: Carpet, Concrete, Laminate
Doors: Storm Door(s)
Windows: Insulated Windows, Storm Window(s), Window Treatments, Blinds
Basement: Concrete,Finished,Sump Pump,Walk-Out Access
Has fireplace: No

Interior area

Total structure area: 2,106
Total interior livable area: 2,106 sqft
Finished area above ground: 1,053
Finished area below ground: 1,053

Property

Parking

Total spaces: 576
Parking features: Basement, Detached Garage, Driveway
Garage spaces: 576
Has uncovered spaces: Yes

Features

Levels: Two
Fencing: Chain Link,Other,Privacy

Lot

Size: 10,454 Square Feet
Features: Landscaped, Few Trees

Details

Parcel number: 053200700500

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch,Split Level
Property subtype: Single Family Residence

Materials

Brick Veneer, Other
Foundation: Concrete Perimeter
Roof: Shingle

Condition

Year built: 1970

Utilities & green energy

Sewer: Public Sewer, Septic Tank
Water: Public
Utilities for property: Cable Available, Electricity Connected, Natural Gas Available, Phone Available, Water Available

Community & HOA

Community

Security: Security System Leased
Subdivision: Forest Park

HOA

Has HOA: No

Location

Region: Winchester

Financial & listing details

Price per square foot: $109/sqft
Tax assessed value: $98,200
Annual tax amount: $982
Date on market: 5/4/2026

Estimated market value

$225,200

$214,000 - $236,000

$1,898/mo

Price history

Date	Event	Price
5/24/2026	Contingent	$230,000$109/sqft
Source: Imagine MLS #26009399 Report a problem
5/4/2026	Listed for sale	$230,000$109/sqft
Source: Imagine MLS #26009399 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$982 +72.8%	$98,200
2023	$568	$98,200
2022	$568 +0.3%	$98,200
2021	$567 -2.2%	$98,200
2020	$580 +588.1%	$98,200 +1.2%
2019	$84	$97,000 +9.7%
2018	$84 +13.6%	$88,400
2017	$74 -1.4%	$88,400
2016	$75	$88,400
2015	$75 -1.7%	$88,400 +68.7%
2013	$77	$52,400 -40.7%
2011	--	$88,400
2010	--	$88,400

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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