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For sale
  • $999,999

    10801 SW 185th Ter, Dunnellon, FL 34432

    1beds
    520sqft
    : 
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    Single Family Residence
    Built in 2008
    0.32 Acres Lot
    $942,000 Zestimate®
    $1,923/sqft
    $-- HOA

    What's special

    Private dockVersatile loftPrivate river frontageGleaming granite countertopsOversized granite-topped vanitySpa-inspired master bathProfessional-grade viking stove
    Escape to your own slice of paradise with this exquisite luxury cottage, nestled along the crystal-clear waters of the Rainbow River in the serene Rio Vista subdivision. Built in 2008, this charming retreat is perfect as a romantic hideaway, a lucrative short-term rental, or the foundation for your dream home on a spacious .32-acre lot with nearly 80 feet of private river frontage. Step inside to discover a gourmet kitchen that’s a chef’s delight, featuring a professional-grade Viking stove and range, premium appliances, elegant shaker cabinetry, gleaming granite countertops, and a custom brick backsplash. The open-concept living and dining area exudes warmth with soaring vaulted wood ceilings, plush seagrass carpeting, and rich brick flooring, creating an inviting ambiance for relaxation or entertaining. The airy Main Suite area, seamlessly connected to the living space, offers serene comfort with luxurious seagrass carpet, while the spa-inspired Master Bath boasts an oversized granite-topped vanity, a tiled shower, brick floors, and a convenient stackable washer/dryer. Need extra space? A versatile loft with pull-down stairs provides additional sleeping quarters or ample storage. The cottage is crafted with durability and style in mind, featuring Hardie board siding, energy-efficient Anderson windows and doors, a sleek galvanized metal roof, and a tankless water heater for modern convenience. Outside, the expansive screened porch with brick flooring offers breathtaking river views, perfect for morning coffee or evening sunsets. The meticulously landscaped yard, complete with a matching storage shed, leads to your private dock and swimming area, inviting you to dive into the pristine waters of the Rainbow River. Currently a sought-after VRBO/Airbnb rental generating $350 a night, this cottage is both a tranquil retreat and a proven investment opportunity. As part of the exclusive Rio Vista community, you’ll enjoy access to a private 4-acre park with a boat ramp, picnic pavilions, and restrooms. Located in the vibrant small town of Dunnellon, you’re just minutes from charming shops, the World Equestrian Center, Historic Downtown Ocala Square, and the natural wonders of Florida’s Nature Coast. Don’t miss this rare opportunity to own a piece of Rainbow River paradise—schedule your private tour today!
    323 days
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    986
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    43
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    Zillow last checked:

    Listing updated:

    Listed by:

    Kathy Schulz 727-698-7663,

    EQUITY REALTY SUNCOAST 727-343-8100

    Source: Stellar MLS,MLS#: TB8418268MLS LogoOriginating MLS: Suncoast Tampa

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 1
      • Bathrooms: 1
      • Full bathrooms: 1
      Primary bedroom
      • Features: Storage Closet
      • Level: First
      Bathroom 1
      • Level: First
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Ice Maker, Indoor Grill, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
      • Laundry: Inside, Laundry Room
      Features
      • Cathedral Ceiling(s), Living Room/Dining Room Combo, Open Floorplan, Solid Surface Counters, Thermostat
      • Flooring: Brick/Stone, Carpet
      • Doors: French Doors, Outdoor Shower
      • Windows: Window Treatments
      • Has fireplace: No
      Interior area
      • Total structure area: 760
      • Total interior livable area: 520 sqft
      Video & virtual tour

      Property

      Features
      • Levels: One
      • Stories: 1
      • Exterior features: Outdoor Shower
      • Has view: Yes
      • View description: River
      • Has water view: Yes
      • Water view: River
      • Waterfront features: River Front, River Access, Fishing Pier, Minimum Wake Zone, No Wake Zone
      • Body of water: RAINBOW RIVER
      Lot
      • Size: 0.32 Acres
      Details
      • Parcel number: 3483001010
      • Zoning: R1
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Wood Frame
      • Foundation: Slab
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 2008

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Public

      Community & HOA

      Community
      • Pet fee: $0 monthly
      • Subdivision: RIO VISTA
      HOA
      • Has HOA: Yes
      • HOA name: Bill Schulz
      • HOA phone: 727-421-7337
      Location
      • Region: Dunnellon

      Financial & listing details

      • Price per square foot: $1,923/sqft
      • Tax assessed value: $395,429
      • Annual tax amount: $4,593
      • Date on market: 8/17/2025
      • Cumulative days on market: 688 days
      • Listing terms: Cash,Conventional
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Road surface type: Asphalt

        Estimated market value

        $942,000

        $895,000 - $989,000

        $1,085/mo

        Price history

        DateEventPrice
        2/18/2026Price change$999,999-16.7%$1,923/sqft
        Source: Stellar MLS #TB8418268 Report a problem
        8/17/2025Listed for sale$1,199,999$2,308/sqft
        Source: Stellar MLS #TB8418268 Report a problem
        8/14/2025Listing removed$1,199,999$2,308/sqft
        Source: Stellar MLS #U8253382 Report a problem
        8/12/2024Listed for sale$1,199,999$2,308/sqft
        Source: Stellar MLS #U8253382 Report a problem
        2/9/2024Listing removed--
        Source: Stellar MLS #U8209797 Report a problem
        8/10/2023Listed for sale$1,199,999-14.2%$2,308/sqft
        Source: Stellar MLS #U8209797 Report a problem
        7/13/2023Listing removed$1,399,000$2,690/sqft
        Source: Realtors Association of Citrus County #821057 Report a problem
        3/19/2023Listing removed--
        Source: Realtors Association of Citrus County #821057 Report a problem
        2/3/2023Listed for sale$1,399,000+210.9%$2,690/sqft
        Source: Realtors Association of Citrus County #821057 Report a problem
        10/11/2007Sold$450,000$865/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$5,425 +18.1%$281,743 +10%
        2023$4,593 +9.2%$256,130 +10%
        2022$4,206 +9.9%$232,845 +10%
        2021$3,826 +9.8%$211,677 +10%
        2020$3,484 -0.5%$192,434 +0.5%
        2019$3,501 $191,396 +3.8%
        2018$3,501 +9.2%$184,378 +2.2%
        2017$3,206 +1.5%$180,376 -5.5%
        2016$3,159 $190,858 +10%
        2015$3,159 +5.1%$173,507 +0.1%
        2014$3,007 +1.5%$173,285 +0.3%
        2013$2,962 +4.4%$172,711 +4.4%
        2012$2,839 +6.5%$165,506 +7.5%
        2011$2,665 +0%$153,950 +0.4%
        2010$2,664 -20.5%$153,337 -24.6%
        2009$3,352 -7.3%$203,495 -9.6%
        2008$3,615 +1.7%$225,162 +2.2%
        2007$3,555 -7.1%$220,246 +2.6%
        2006$3,826 +60.5%$214,655 +74.6%
        2005$2,384 $122,955 +2.6%
        2004$2,384 +59.4%$119,852 +76.7%
        2002$1,496 +2.5%$67,834 +2.1%
        2001$1,460 $66,449
        2000$1,460 $66,449

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34432

        Getting around

        0 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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