Pending

$120,000

10804 Mill St, Utica, KY 42376

2beds

1,120sqft

$868/mo

Get pre-qualified

Single Family Residence, Residential

Built in 1962

0.52 Acres Lot

$-- Zestimate^®

$107/sqft

$-- HOA

What's special

Welcome to this charming 2-bedroom, 1-bathroom property conveniently located in Utica, just minutes from Owensboro! This home offers a comfortable layout with plenty of potential and features a detached office?perfect for working from home, a hobby space, or additional flex space. Outside, you?ll find a detached 2-car garage providing excellent storage, parking, and workspace options. Enjoy the convenience of small-town living while being just a short drive from all that Owensboro has to offer. Whether you're a first-time buyer, looking to downsize, or searching for an investment opportunity, this property is worth a look!

7 days
5
1

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 1
Full bathrooms: 1

Dining room

Features: Dining Area

Heating

Forced Air, Natural Gas

Cooling

Ceiling Fan(s)

Appliances

Included: Range, Refrigerator, Gas Water Heater
Laundry: W/D Hookup

Features

Flooring: Tile, Laminate
Basement: None
Attic: Access Only
Has fireplace: Yes
Fireplace features: Den

Interior area

Total structure area: 1,120
Total interior livable area: 1,120 sqft
Finished area above ground: 1,120
Finished area below ground: 0

Property

Parking

Total spaces: 2
Parking features: Detached
Garage spaces: 2

Features

Levels: One
Stories: 1
Patio & porch: Patio

Lot

Size: 0.52 Acres
Dimensions: .523 acres
Features: Other

Details

Additional structures: Storage
Parcel number: 059A00004500000

Construction

Type & style

Home type: SingleFamily
Architectural style: Ranch
Property subtype: Single Family Residence, Residential

Materials

Vinyl Siding
Foundation: Crawl Space
Roof: Metal

Condition

New construction: No
Year built: 1962

Utilities & green energy

Sewer: Septic Tank
Water: Public

Community & HOA

Community

Subdivision: Utica

HOA

Has HOA: No

Location

Region: Utica

Financial & listing details

Price per square foot: $107/sqft
Tax assessed value: $54,800
Annual tax amount: $565
Date on market: 10/5/2026

Estimated market value

Not available

Estimated sales range

Not available

Price history

Date	Event	Price
10/5/2026	Pending sale	$120,000+158.1%$107/sqft
Source: Greater Owensboro Realtor Association #95952 Report a problem
10/29/2007	Sold	$46,500+132.5%$42/sqft
Source: Public Record Report a problem
2/1/2005	Sold	$20,000$18/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$565 -2.2%	$54,800
2024	$578	$54,800
2023	--	$54,800
2022	--	$54,800
2021	--	$54,800
2020	--	$54,800
2019	--	$54,800 +17.8%
2018	--	$46,500
2017	$530	$46,500
2016	$530 +5.7%	$46,500 +1760%
2015	$501	$2,500 -94.6%
2014	--	$46,500
2010	--	$46,500

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

See how much you could borrow to make a competitive offer.

Get pre-qualified

Climate risks

Neighborhood: 42376

Getting around

6 / 100

Car-Dependent

28 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

8/10
Southern Oaks Elementary School
Grades: PK-5Distance: 4.6 mi
4/10
College View Middle School
Grades: 6-8Distance: 8 mi
7/10
Apollo High School
Grades: 9-12Distance: 8.8 mi

Schools provided by the listing agent

Elementary: Southern Oaks Elementary School
Middle: College View Middle School
High: APOLLO HIGH SCHOOL

Source: Greater Owensboro Realtor Association. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.