Blink and you’ll miss this one-of-a-kind compound! Own a piece of history with the Girard Gardens Homestead, a stunning 1926 property that perfectly blends timeless heritage, modern luxury, and huge income potential. Tucked privately off the road on a low-maintenance 0.6-acre lot, this rare two-house estate is packed with original charm. The historic main residence features rich oak hardwood floors, a cozy gas fireplace, classic built-in storage, and a charming breakfast nook right off the kitchen. Inside, you will find three spacious bedrooms, a full bathroom, and inviting living and dining rooms, all updated with a high-efficiency furnace and upgraded electrical for complete peace of mind. Outside, a large deck overlooks the mature, beautifully landscaped grounds. Just steps away sits the ultimate modern live and work setup. This massive forty-by-sixty, two-story, two-bay shop comes fully equipped with in-floor radiant heat, a professional car lift, a private office, and a three-quarter bath. Upstairs, a sleek 1500sq ft living suite offers a primary bedroom with an en-suite bath, a second bedroom, an open loft, its own fireplace, surround sound and crisp air conditioning. The estate is rounded out by dual gated driveways, new fencing, two RV pads w/ full hookups & waste connections, twin outdoor lounge zones, and endless parking. Located just minutes from I-5, Ferndale, and Bellingham, this unique property lets you live in one, rent the others, and win at life!
Active
Listed by: Epique Realty
$1,000,000
1082 W Smith Road, Bellingham, WA 98226
4beds
1,672sqft
Single Family Residence
Built in 1926
0.6 Acres Lot
$978,400 Zestimate®
$598/sqft
$-- HOA
What's special
Open loftCozy gas fireplaceEndless parkingCrisp air conditioningRich oak hardwood floorsClassic built-in storageHigh-efficiency furnace
- 13 hours |
- 327 |
- 4 |
Zillow last checked:
Listing updated:
Listed by:
CeCelia Breivik,
Epique Realty
Source: NWMLS as distributed by MLS GRID,MLS#: 2538373
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Primary bedroom
- Level: Main
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Main
Bathroom full
- Level: Main
Bathroom three quarter
- Level: Second
Bonus room
- Level: Second
Den office
- Level: Main
Dining room
- Level: Main
Entry hall
- Level: Main
Kitchen with eating space
- Level: Main
Living room
- Level: Main
Utility room
- Level: Lower
Heating
- Fireplace, 90%+ High Efficiency, Ductless, Forced Air, Radiant, Electric, Geothermal, Natural Gas
Cooling
- Ductless
Appliances
- Included: Dishwasher, Dryer, Refrigerator, Stove(s)/Range(s), Washer, Dishwasher(s), Dryer(s), Refrigerator(s), Washer(s)
Features
- Bath Off Primary, Ceiling Fan(s), Dining Room, Loft
- Flooring: Ceramic Tile, Engineered Hardwood, Hardwood, Vinyl, Carpet
- Doors: French Doors
- Windows: Dbl Pane/Storm Window
- Basement: Unfinished
- Number of fireplaces: 2
- Fireplace features: Gas, Main Level: 1, Upper Level: 1, Fireplace
Interior area
- Total structure area: 1,672
- Total interior livable area: 1,672 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Detached Carport, Driveway, Attached Garage, Detached Garage, RV Parking
- Has attached garage: Yes
- Has carport: Yes
- Covered spaces: 2
Features
- Levels: Two
- Stories: 2
- Entry location: Main
- Patio & porch: Second Kitchen, Bath Off Primary, Ceiling Fan(s), Dbl Pane/Storm Window, Dining Room, Fireplace, French Doors, Loft, Walk-In Closet(s), Wired for Generator
- Has view: Yes
- View description: Territorial
Lot
- Size: 0.6 Acres
- Features: Paved, Cabana/Gazebo, Deck, Fenced-Fully, Gas Available, Gated Entry, High Speed Internet, Outbuildings, Outdoor Fireplace, RV Parking, Shop
- Topography: Level
- Residential vegetation: Fruit Trees, Garden Space, Wooded
Details
- Parcel number: 3902273330160000
- Special conditions: Standard
- Other equipment: Wired for Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: 2 Stories w/Bsmnt
- Property subtype: Single Family Residence
Materials
- Metal/Vinyl, Stucco
- Foundation: Poured Concrete, Slab
- Roof: Composition,Metal
Condition
- Year built: 1926
- Major remodel year: 1926
Utilities & green energy
- Electric: Company: PSE
- Sewer: Septic Tank, Company: Septic
- Water: Private, Company: Ponderosa
Community & HOA
Community
- Subdivision: Bellingham
Location
- Region: Bellingham
Financial & listing details
- Price per square foot: $598/sqft
- Tax assessed value: $604,996
- Annual tax amount: $5,499
- Date on market: 6/15/2026
- Cumulative days on market: 2 days
- Listing terms: Farm Home Loan
- Inclusions: Dishwasher(s), Dryer(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
Estimated market value
$978,400
$929,000 - $1.03M
$3,514/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/16/2026 | Listed for sale | $1,000,000+53.8%$598/sqft |
Source:  NWMLS as distributed by MLS GRID #2538373 Report a problem | ||
| 8/31/2017 | Listing removed | $649,998$389/sqft |
Source: John L Scott Real Estate #1169629 Report a problem | ||
| 8/2/2017 | Listed for sale | $649,998+145.3%$389/sqft |
Source: John L Scott Real Estate #1169629 Report a problem | ||
| 1/16/2009 | Sold | $265,000-11.6%$158/sqft |
Source: NWMLS as distributed by MLS GRID #28198436 Report a problem | ||
| 11/22/2008 | Listed for sale | $299,900$179/sqft |
Source: Postlets #28103437 Report a problem | ||
| 11/8/2008 | Listing removed | $299,900$179/sqft |
Source: Coldwell Banker** #28103437 Report a problem | ||
| 8/31/2008 | Price change | $299,900-14.1%$179/sqft |
Source: Coldwell Banker** #28103437 Report a problem | ||
| 6/20/2008 | Listed for sale | $349,000$209/sqft |
Source: Coldwell Banker** #28103437 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,726 +7.2% | $604,996 -2.3% |
| 2023 | $4,410 -7.7% | $619,162 +8.6% |
| 2022 | $4,780 +10.2% | $569,961 +21% |
| 2021 | $4,339 -0.9% | $471,041 +8% |
| 2020 | $4,380 | $436,161 +14.8% |
| 2019 | $4,380 +3.9% | $379,883 +9.4% |
| 2018 | $4,217 +25.4% | $347,315 +14.1% |
| 2017 | $3,364 -12.7% | $304,369 +14.2% |
| 2016 | $3,854 +29.5% | $266,480 +6.2% |
| 2015 | $2,977 | $250,906 +2.1% |
| 2014 | $2,977 -0.6% | $245,698 +1.4% |
| 2013 | $2,996 | $242,224 |
| 2012 | -- | $242,224 |
| 2011 | -- | $242,224 +2.8% |
| 2010 | -- | $235,684 -6.6% |
| 2009 | $2,354 +35.6% | $252,290 +7.6% |
| 2008 | $1,736 +219.8% | $234,410 |
| 2007 | $543 | $234,410 +77.9% |
| 2005 | -- | $131,740 |
| 2004 | $1,777 -3.5% | $131,740 |
| 2003 | $1,842 +4.2% | $131,740 |
| 2002 | $1,768 +9.3% | $131,740 +10.6% |
| 2001 | $1,618 | $119,065 |
| 2000 | -- | $119,065 |
| 1999 | -- | $119,065 |
Find assessor info on the county website
Monthly payment
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Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 98226
Nearby schools
GreatSchools rating
- 5/10Cascadia Elementary SchoolGrades: K-5Distance: 4.2 mi
- 6/10Vista Middle SchoolGrades: 6-8Distance: 3.4 mi
- 5/10Ferndale High SchoolGrades: 9-12Distance: 2.7 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Washington
- Whatcom County
- Bellingham
- 98226
- 1082 W Smith Road
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