Charming 3-Bedroom Ranch with Modern Updates – check-off all your wish-list items! ---
Welcome to your dream home! This delightful 3-bedroom ranch offers the perfect blend of classic charm and contemporary comfort. ---
This meticulously-maintained property exemplifies “Move-in Ready”, combining the comfort of updated systems with the appeal of a spacious, nature-filled setting. The added convenience of backup power generator and alternative heating options provide exceptional value and self-sufficiency. New floors and fresh paint throughout the entire main level, updated electric & upgraded insulation. ---
Mature landscaping full of colorful blooms line the lovely entry. The large living room with cozy fireplace is filled with light from the large picture window. Formal dining room opens onto the smartly designed kitchen with ample counter space and cabinets. The main level includes all 3 bedrooms and a completely remodeled crisp elegant white bath. Additional closets and storage space round out the main level. ---
The semi-finished lower-level doubles the living space. Huge rooms include family / rec room, craft room with tons of storage, den with cool bar adding character, second bath – plus a workshop with wood furnace. ---
Energy-efficient home: Recently upgraded to new batting insulation, new spray-foam around all the sills. Primary electric heat, plus wood furnace with duct work plumbed throughout and the functional wood-burning fireplace make this home protected from spikes in fuel prices. ---
The real jewel of this property is the almost 2 acre yard. Large concrete patio opens to the expansive grounds with flowing fruit trees, nicely manicured lawn with trees for privacy. Perfect for quiet evenings or large gatherings – imagine the possibilities! Plus in a prime location just minutes to Afton Golf Course, ideal for golf enthusiasts. ---
Whether you're looking for a peaceful retreat just minutes to golfing, a growing family home, or an investment opportunity, this ranch delivers everything on your wish list.
Under contract
$279,900
109 Afton Lake Rd, Afton, NY 13730
3beds
2,176sqft
Single Family Residence
Built in 1972
1.85 Acres Lot
$-- Zestimate®
$129/sqft
$-- HOA
What's special
Updated electricSecond bathWorkshop with wood furnaceBackup power generatorUpgraded insulationFunctional wood-burning fireplaceFormal dining room
- 47 days |
- 137 |
- 1 |
Zillow last checked:
Listing updated:
Listed by:
Chenango County Realty 607-334-2100,
Tere Stronach-Bullen 607-316-0527
Source: NYSAMLSs,MLS#: R1679673
Originating MLS: Otsego-Delaware
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Heating
- Electric, Baseboard, Wood
Appliances
- Included: Dryer, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
- Laundry: In Basement
Features
- Dry Bar, Den, Separate/Formal Dining Room, Separate/Formal Living Room, Country Kitchen, Other, Pantry, See Remarks, Storage, Bar, Bedroom on Main Level, Workshop
- Flooring: Laminate, Varies
- Basement: Full,Finished
- Has fireplace: No
Interior area
- Total structure area: 2,176
- Total interior livable area: 2,176 sqft
- Finished area below ground: 1,000
Property
Parking
- Total spaces: 1
- Parking features: Attached, Garage, Storage, Workshop in Garage, Garage Door Opener
- Attached garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Exterior features: Concrete Driveway, Patio, Private Yard, See Remarks
Lot
- Size: 1.85 Acres
- Dimensions: 215 x 393
- Features: Corner Lot, Rectangular, Rectangular Lot, Residential Lot
Details
- Additional parcels included: 284.214.1
- Parcel number: 082089 284.214.2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Frame, Shake Siding, Spray Foam Insulation, Vinyl Siding
- Foundation: Block
- Roof: Shingle
Condition
- Resale
- Year built: 1972
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Electricity Connected, High Speed Internet Available
Community & HOA
Location
- Region: Afton
Financial & listing details
- Price per square foot: $129/sqft
- Tax assessed value: $105,500
- Annual tax amount: $5,363
- Date on market: 5/7/2026
- Cumulative days on market: 65 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 5/28/2026 | Contingent | $279,900$129/sqft |
Source: | ||
| 5/7/2026 | Listed for sale | $279,900+0.3%$129/sqft |
Source: | ||
| 5/2/2026 | Listing removed | $279,000$128/sqft |
Source: NY State MLS #11683197 Report a problem | ||
| 4/24/2026 | Listed for sale | $279,000$128/sqft |
Source: | ||
| 4/9/2026 | Contingent | $279,000$128/sqft |
Source: NY State MLS #11683197 Report a problem | ||
| 4/9/2026 | Pending sale | $279,000$128/sqft |
Source: | ||
| 3/30/2026 | Listed for sale | $279,000$128/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $81,000 |
| 2024 | -- | $81,000 |
| 2023 | -- | $81,000 |
| 2022 | -- | $81,000 |
| 2021 | -- | $81,000 |
| 2020 | -- | $81,000 |
| 2019 | -- | $81,000 |
| 2018 | -- | $81,000 |
| 2017 | $1,221 | $81,000 |
| 2016 | -- | $81,000 |
| 2015 | -- | $81,000 |
| 2014 | -- | $81,000 |
| 2013 | -- | $81,000 |
| 2012 | -- | $81,000 |
| 2011 | -- | $81,000 |
| 2010 | -- | $81,000 |
| 2009 | -- | $81,000 |
| 2008 | -- | $81,000 |
| 2007 | -- | $81,000 |
| 2006 | -- | $81,000 |
| 2005 | -- | $81,000 |
| 2004 | -- | $81,000 |
| 2003 | -- | $81,000 |
| 2002 | -- | $81,000 |
| 2001 | -- | $81,000 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment$1,822
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13730
Nearby schools
GreatSchools rating
- 3/10Afton Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 6/10Afton Junior Senior High SchoolGrades: 6-12Distance: 0.9 mi
Schools provided by the listing agent
- District: Afton
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Chenango County
- Afton
- 13730
- 109 Afton Lake Rd




