Pre-foreclosure

Est. $319,200

109 Andreas St, Winter Haven, FL 33881

4beds

2,340sqft

Single Family Residence

Built in 2021

5,501 Square Feet Lot

$319,200 Zestimate^®

$136/sqft

$12/mo HOA

Overview

Under Construction. "Under Construction" Brand NEW energy-efficient home ready May 2021! Entertain with ease in your Marigold's spacious, new kitchen with adjoining dining and great room. Escape to the private primary suite to relax and unwind after a long day. Upstairs loft can be used to best fit your family's needs. Lucerne Park Reserve is located in historic Winter Haven only one mile from US-27 providing easy access to major employment centers. This charming community is close to town centers with plenty of restaurant and retail options. Known for their energy-efficient features, our homes help you live a healthier and quieter lifestyle while saving thousands of dollars on utility bills.

197 days

9

1

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Appliances

Laundry: Inside

Features

Open Floorplan, Split Bedroom, Stone Counters, Walk-In Closet(s), Thermostat, Kitchen/Family Room Combo
Flooring: Carpet, Linoleum / Vinyl
Windows: ENERGY STAR Qualified Windows
Has fireplace: No

Interior area

Structure area source: Builder
Total interior livable area: 2,340 sqft

Property

Parking

Total spaces: 2
Parking features: Garage - Attached

Features

Levels: Two
Patio & porch: Patio
Exterior features: Stucco

Lot

Size: 5,501 Square Feet
Dimensions: 50x110

Details

Parcel number: 262802522103001360
Zoning: RES

Construction

Type & style

Home type: SingleFamily
Architectural style: Florida
Property subtype: Single Family Residence

Materials

Wood
Foundation: Retaining Wall
Roof: Shake / Shingle

Condition

Under Construction
Year built: 2021

Details

Builder model: Marigold
Builder name: Meritage Homes

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Electricity Connected, Phone Available, Sewer Connected, Cable Available, Public, Water Connected

Green energy

Energy efficient items: Thermostat, Insulation, Appliances, Windows, HVAC, Lighting
Indoor air quality: Air Filters MERV 10+, No/Low VOC Flooring, No/Low VOC Cabinets/Counters, No/Low VOC Paint/Finish
Water conservation: Low-Flow Fixtures

Community & HOA

Community

Security: Smoke Detector(s)
Subdivision: LUCERNE PARK RESERVE

HOA

Has HOA: Yes
Services included: Common Area Taxes
HOA fee: $12 monthly

Location

Region: Winter Haven

Financial & listing details

Price per square foot: $136/sqft
Tax assessed value: $265,977
Annual tax amount: $4,973
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple

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Foreclosure details

Estimated market value

$319,200

$303,000 - $335,000

$2,375/mo

Price history

Date	Event	Price
6/16/2025	Listing removed	$290,000$124/sqft
Source: MIAMI #A11736476 Report a problem
3/30/2025	Price change	$290,000-10.8%$124/sqft
Source: MIAMI #A11736476 Report a problem
2/6/2025	Listed for sale	$325,000+14.2%$139/sqft
Source: MIAMI #A11736476 Report a problem
7/12/2024	Listing removed	$284,5650%$122/sqft
Source: Stellar MLS #O5920891 Report a problem
6/1/2021	Sold	$284,700+0%$122/sqft
Source: Public Record Report a problem
2/26/2021	Pending sale	$284,565$122/sqft
Source: Stellar MLS #O5920891 Report a problem
2/24/2021	Price change	$284,5650%$122/sqft
Source: Stellar MLS #O5920891 Report a problem
2/22/2021	Price change	$284,685+1.1%$122/sqft
Source: Stellar MLS #O5920891 Report a problem
2/2/2021	Listed for sale	$281,685$120/sqft
Source: Stellar MLS #O5920891 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$4,973 -4.9%	$265,977 -4.8%
2024	$5,227 +5.5%	$279,361 +9.9%
2023	$4,953 +12.7%	$254,114 +10%
2022	$4,395 +517.5%	$231,013 +541.7%
2021	$712 +584.8%	$36,000 +588.9%
2020	$104	$5,226

Find assessor info on the county website

Monthly payment

Estimated monthly payment$1,822

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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