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    • Price cut: $12.9K (7/2)
    $437,000

    109 ANGLER Lane, St. Marys, GA 31558

    4beds
    2,345sqft
    : 
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    Single Family Residence
    Built in 2023
    0.38 Acres Lot
    $433,100 Zestimate®
    $186/sqft
    $153/mo HOA

    What's special

    Fenced backyardSerene pond viewsSpacious family roomDining areaEnhanced landscapingAll flow water softenerEat-in kitchen
    Nestled within the prestigious gated community of Osprey Cove, this ''like new'' 2023-built home offers the perfect blend of modern comfort, thoughtful upgrades, and serene pond views. From the moment you step inside, you'll appreciate the expansive open-concept layout featuring a spacious family room, dining area, and eat-in kitchen - ideal for both everyday living and entertaining. Loaded with valuable upgrades and conveniences, this home features an All Flow water softener, LG washer & dryer, LG ThinQ refrigerator, ADT My Safe Haven security system, fenced backyard, EV/generator outlet, natural gas stub for a patio grill or fire table, enhanced landscaping, and additional attic storage with drop-down ladder access. Seller is offering a $10k incentive towards buying down points or closing costs. There is also a transferable 10 year warranty on the structure. Schedule your private showing today!
    64 days
    |
    251
    |
    21
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    MARCY MARIE YESALIS 214-649-1676,

    IRON VALLEY REAL ESTATE NORTH FLORIDA 904-849-5163

    Source: realMLS,MLS#: 2145733MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Gas Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
      • Laundry: Electric Dryer Hookup
      Features
      • Breakfast Nook, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
      • Flooring: Carpet, Tile
      Interior area
      • Total interior livable area: 2,345 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Attached, Electric Vehicle Charging Station(s), Garage, Garage Door Opener
      • Attached garage spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Patio, Screened
      • Fencing: Back Yard
      • Has view: Yes
      • View description: Pond
      • Has water view: Yes
      • Water view: Pond
      • Waterfront features: Pond
      Lot
      • Size: 0.38 Acres
      • Features: Cul-De-Sac
      Details
      • Parcel number: 122G 362
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2023

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: Osprey Cove
      HOA
      • Has HOA: Yes
      • Amenities included: Gated, Jogging Path, Maintenance Grounds, RV/Boat Storage, Security
      • Services included: Maintenance Grounds, Security
      • HOA fee: $918 semi-annually
      Location
      • Region: Saint Marys

      Financial & listing details

      • Price per square foot: $186/sqft
      • Tax assessed value: $422,856
      • Annual tax amount: $5,475
      • Date on market: 5/17/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Asphalt

        Estimated market value

        $433,100

        $411,000 - $455,000

        $2,706/mo

        Price history

        DateEventPrice
        7/2/2026Price change$437,000-2.9%$186/sqft
        Source: GAMLS #10764705 Report a problem
        5/14/2026Listed for sale$449,900+13%$192/sqft
        Source: GAMLS #10764705 Report a problem
        5/31/2023Sold$398,000$170/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$5,184 +2.4%$169,142 +2.9%
        2024$5,061 +513%$164,342 +584.8%
        2023$826 -2.8%$24,000
        2022$849 +61.7%$24,000 +71.4%
        2021$525 +18%$14,000
        2020$445 -22.6%$14,000 -12.5%
        2019$575 $16,000
        2018$575 +27.8%$16,000
        2017$450 +10.5%$16,000
        2016$407 $16,000
        2015$407 -11.8%$16,000
        2014$462 $16,000
        2013$462 $16,000
        2012-- --
        2011-- --
        2010-- --
        2009-- $41,670 -7.9%
        2008-- $45,220
        2007-- $45,220
        2006-- $45,220
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 31558

        Getting around

        2 / 100
        Car-Dependent
        25 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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