One of a kind Arts & Crafts home on Smith Mountain Lake, situated near the dam in a mountain setting where the water is crystal clear. The home is a work of art itself with incredible woodwork and a unique architectural story; inspired by the Gamble House in Pasadena CA. The spacious interior is warm and inviting and includes a professional kitchen and private baths. The exterior is equally as impressive with multiple decks and patios, and an automatic screened porch to enjoy the tranquility of the area. Purchased from the original owner/architect, the current owners have lovingly cared for the property with a new roof on the house and dock, new heat pumps, full standby generator, hot water tank, pressure tank, recirculating pump and water system upgrades. They have also added railing on the steps to the dock, stained the steps and dock, installed gutter guards on the copper gutters and downspouts, and seal coat painted the house. It's in excellent condition and ready to be enjoyed!
Sold for $2,560,000
$2,560,000
109 Bay Ter, Huddleston, VA 24104
5beds
5,014sqft
Single Family Residence
Built in 2005
1.46 Acres Lot
$2,588,200 Zestimate®
$511/sqft
$4,078 Estimated rent
Home value
$2,588,200
$2.20M - $3.03M
$4,078/mo
Zestimate® history
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Zillow last checked:
Listing updated:
Listed by:
DEBBIE SHELTON 540-797-3177,
BERKSHIRE HATHAWAY HOMESERVICES SMITH MOUNTAIN LAKE REAL ESTATE
Bought with:
LISA DAWN SETTLE, 0225195003
SETTLELAND & REALTY LLC
Source: RVAR,MLS#: 921944
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Primary bedroom
- Level: E
Bedroom 2
- Level: U
Bedroom 3
- Level: U
Bedroom 4
- Level: L
Bedroom 5
- Level: L
Dining room
- Level: E
Family room
- Level: L
Foyer
- Level: E
Great room
- Level: E
Kitchen
- Level: E
Laundry
- Level: E
Library
- Level: E
Office
- Level: U
Recreation room
- Level: L
Other
- Level: U
Heating
- Heat Pump Electric
Cooling
- Heat Pump Electric
Appliances
- Included: Dryer, Washer, Dishwasher, Disposal, Humidifier, Gas Range, Range Hood, Refrigerator
Features
- Indirect Lighting, Storage
- Flooring: Ceramic Tile, Wood
- Doors: French Doors, Wood
- Windows: Insulated Windows, Screens, Tilt-In
- Has basement: Yes
- Has fireplace: Yes
- Fireplace features: Family Room, Gas Log, Great Room, Masonry
Interior area
- Total structure area: 5,014
- Total interior livable area: 5,014 sqft
- Finished area above ground: 3,061
- Finished area below ground: 1,953
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Door Opener
- Has attached garage: Yes
- Covered spaces: 2
Features
- Patio & porch: Patio, Front Porch, Rear Porch
- Exterior features: Garden Space, Gas Grill
- Has water view: Yes
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront, Cove, Riprap Shoreline
- Body of water: Smith Mtn Lake
Lot
- Size: 1.46 Acres
- Features: Cul-De-Sac, Gentle Sloping
Details
- Parcel number: 258H 2 10
- Zoning: R1
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood
Condition
- Completed
- Year built: 2005
Utilities & green energy
- Electric: 0 Phase
- Water: Well
- Utilities for property: Underground Utilities
Community & HOA
Community
- Security: Security System
- Subdivision: Silver Bay
HOA
- Has HOA: Yes
- HOA fee: $350 annually
Location
- Region: Huddleston
Financial & listing details
- Price per square foot: $511/sqft
- Tax assessed value: $2,247,100
- Annual tax amount: $4,740
- Date on market: 10/16/2025
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 10/15/2025 | Sold | $2,560,000+13.8%$511/sqft |
Source:  RVAR #921944 Report a problem | ||
| 12/27/2021 | Sold | $2,250,000-13.4%$449/sqft |
Source: RVAR #880079 Report a problem | ||
| 11/22/2021 | Pending sale | $2,599,000$518/sqft |
Source: RVAR #880079 Report a problem | ||
| 5/21/2021 | Listed for sale | $2,599,000-7.1%$518/sqft |
Source: RVAR #880079 Report a problem | ||
| 5/16/2021 | Listing removed | -- |
Source: RVAR #874116 Report a problem | ||
| 10/9/2020 | Listed for sale | $2,799,000$558/sqft |
Source: BUYERS AGENCY OF SMITH MOUNTAIN LAKE LLC #874116 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $2,247,100 |
| 2024 | $9,213 | $2,247,100 |
| 2023 | -- | $2,247,100 +137.1% |
| 2022 | $4,740 | $947,900 |
| 2021 | $4,740 | $947,900 |
| 2020 | $4,740 -3.8% | $947,900 |
| 2019 | $4,929 +2.9% | $947,900 +2.9% |
| 2018 | $4,789 0% | $921,000 |
| 2017 | $4,789 | $921,000 |
| 2016 | $4,789 | $921,000 |
| 2015 | $4,789 +3% | $921,000 +3% |
| 2014 | $4,649 +4% | $894,100 |
| 2013 | $4,471 | $894,100 |
| 2012 | $4,471 | $894,100 |
| 2011 | $4,471 +3.6% | $894,100 +3.6% |
| 2010 | $4,317 | $863,300 |
| 2009 | $4,317 | $863,300 |
| 2008 | $4,317 | $863,300 |
| 2007 | $4,317 +37.1% | $863,300 +78.3% |
| 2006 | $3,147 +106% | $484,200 +106% |
| 2005 | $1,528 +104.3% | $235,000 +104.3% |
| 2004 | $748 | $115,000 |
Find assessor info on the county website
Neighborhood: 24104
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Nearby schools
GreatSchools rating
- 5/10Huddleston Elementary SchoolGrades: PK-5Distance: 7.6 mi
- 5/10Staunton River Middle SchoolGrades: 6-8Distance: 13.2 mi
- 2/10Staunton River High SchoolGrades: 9-12Distance: 13.2 mi
Schools provided by the listing agent
- Elementary: Huddleston
- Middle: Staunton River
- High: Staunton River
Source: RVAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Virginia
- Bedford County
- Huddleston
- 24104
- 109 Bay Ter
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