Charming Single-Level Home in the Heart of Walkable Chestertown. Welcome to one of Chestertown's most convenient addresses — a quaint, single-level, three-bedroom home set on a large, shaded yard just a few flat blocks from Downtown Chestertown, Washington College, the weekly farmers market, the town's annual festivals, locally loved restaurants, and everyday groceries. The location is the kind that sells itself: leave the car in the driveway and run the day on foot, from morning coffee downtown to an evening stroll after the festivals. Inside, the sun-filled sunroom anchors the home with year-round natural light and a flexible layout that adapts to how you actually live. Use it as a quiet reading nook, a bright home office, an art studio, or simply a place to begin and end each day. The three-bedroom, single-level floor plan delivers true main-level living with no stairs and no wasted square footage, an increasingly rare find in historic Chestertown. The HVAC has been recently updated, providing year-round comfort, modern efficiency, and predictable utility costs for new owners. Step outside to a generous, tree-shaded yard offering a level of privacy and outdoor space uncommon to a home this close to downtown. There's room to garden, host family dinners, let pets roam, or simply enjoy a quiet afternoon in the shade. The setting feels tucked away while the rest of the town is just a short walk from your front door. For weekend owners, the home offers true lock-and-leave simplicity. For full-time residents, it offers the daily rhythm of a small college town with a real cultural calendar, a thriving farmers market, and a walkable downtown filled with independent shops and restaurants. Fiber optic internet is available at the property, supporting fast, reliable connectivity for remote work, streaming, and study without compromise. Single-level, move-in ready, and walkable to it all — a rare combination in this small, storybook college town. The home suits a wide range of buyers, from first-time homeowners and downsizers to weekend retreat owners and anyone seeking a quieter life with genuine connection to community. Schedule your private tour today!
Coming soon 07/17
$325,000
109 Cedar St, Chestertown, MD 21620
3beds
1,397sqft
Single Family Residence
Built in 1962
0.29 Acres Lot
$337,600 Zestimate®
$233/sqft
$-- HOA
What's special
- 1 day |
- 88 |
- 4 |
Zillow last checked:
Listing updated:
Listed by:
Liddy Campbell 410-708-5433,
TTR Sotheby's International Realty 4106733344
Source: Bright MLS,MLS#: MDKE2006792
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 1/2 bathrooms: 2
- Main level bathrooms: 3
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Electric Water Heater
Features
- Has basement: No
- Number of fireplaces: 1
Interior area
- Total structure area: 1,397
- Total interior livable area: 1,397 sqft
- Finished area above ground: 1,397
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Garage Faces Front, Inside Entrance, Attached, Driveway
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Size: 0.29 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1504016181
- Zoning: R-2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Brick
- Foundation: Crawl Space, Block
Condition
- New construction: No
- Year built: 1962
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: College Heights
HOA
- Has HOA: No
Location
- Region: Chestertown
- Municipality: Chestertown
Financial & listing details
- Price per square foot: $233/sqft
- Tax assessed value: $245,000
- Annual tax amount: $3,528
- Date on market: 7/17/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$337,600
$314,000 - $361,000
$2,195/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/23/2019 | Sold | $191,700-3.1%$137/sqft |
Source: Public Record Report a problem | ||
| 4/5/2019 | Pending sale | $197,900$142/sqft |
Source: Long & Foster Real Estate, Inc. #MDKE113952 Report a problem | ||
| 2/27/2019 | Listed for sale | $197,900$142/sqft |
Source: Long & Foster Real Estate, Inc. #MDKE113952 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,056 +113.7% | $225,100 +6.8% |
| 2024 | $3,302 +7.3% | $210,700 +7.3% |
| 2023 | $3,076 +8.6% | $196,300 +7.9% |
| 2022 | $2,833 +3.2% | $181,900 +3.8% |
| 2021 | $2,745 +4% | $175,167 +4% |
| 2020 | $2,640 +4.4% | $168,433 +4.2% |
| 2019 | $2,529 +0.9% | $161,700 +0.2% |
| 2018 | $2,507 +3.6% | $161,300 +0.2% |
| 2017 | $2,420 -4.7% | $160,900 +0.2% |
| 2016 | $2,540 | $160,500 |
| 2015 | $2,540 | $160,500 |
| 2014 | $2,540 | $160,500 -12.6% |
| 2013 | -- | $183,600 |
| 2012 | -- | $183,600 |
| 2011 | -- | $183,600 -18% |
| 2010 | -- | $223,820 +9.7% |
| 2009 | -- | $204,110 +10.7% |
| 2008 | -- | $184,400 +12% |
| 2007 | -- | $164,690 +10.7% |
| 2006 | -- | $148,826 +11.9% |
| 2005 | -- | $132,963 +13.5% |
| 2004 | -- | $117,100 +5.1% |
| 2003 | -- | $111,416 +5.4% |
| 2002 | -- | $105,733 +5.7% |
| 2001 | -- | $100,050 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 21620
Nearby schools
GreatSchools rating
- 7/10H. H. Garnett Elementary SchoolGrades: PK-5Distance: 0.7 mi
- 2/10Kent County Middle SchoolGrades: 6-8Distance: 0.3 mi
- 5/10Kent County High SchoolGrades: 9-12Distance: 4.6 mi
Schools provided by the listing agent
- District: Kent County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Maryland
- Kent County
- Chestertown
- 21620
- 109 Cedar St




