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Coming soon 07/17
  • $325,000

    109 Cedar St, Chestertown, MD 21620

    3beds
    1,397sqft
    : 
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    Single Family Residence
    Built in 1962
    0.29 Acres Lot
    $337,600 Zestimate®
    $233/sqft
    $-- HOA

    What's special

    Charming Single-Level Home in the Heart of Walkable Chestertown. Welcome to one of Chestertown's most convenient addresses — a quaint, single-level, three-bedroom home set on a large, shaded yard just a few flat blocks from Downtown Chestertown, Washington College, the weekly farmers market, the town's annual festivals, locally loved restaurants, and everyday groceries. The location is the kind that sells itself: leave the car in the driveway and run the day on foot, from morning coffee downtown to an evening stroll after the festivals. Inside, the sun-filled sunroom anchors the home with year-round natural light and a flexible layout that adapts to how you actually live. Use it as a quiet reading nook, a bright home office, an art studio, or simply a place to begin and end each day. The three-bedroom, single-level floor plan delivers true main-level living with no stairs and no wasted square footage, an increasingly rare find in historic Chestertown. The HVAC has been recently updated, providing year-round comfort, modern efficiency, and predictable utility costs for new owners. Step outside to a generous, tree-shaded yard offering a level of privacy and outdoor space uncommon to a home this close to downtown. There's room to garden, host family dinners, let pets roam, or simply enjoy a quiet afternoon in the shade. The setting feels tucked away while the rest of the town is just a short walk from your front door. For weekend owners, the home offers true lock-and-leave simplicity. For full-time residents, it offers the daily rhythm of a small college town with a real cultural calendar, a thriving farmers market, and a walkable downtown filled with independent shops and restaurants. Fiber optic internet is available at the property, supporting fast, reliable connectivity for remote work, streaming, and study without compromise. Single-level, move-in ready, and walkable to it all — a rare combination in this small, storybook college town. The home suits a wide range of buyers, from first-time homeowners and downsizers to weekend retreat owners and anyone seeking a quieter life with genuine connection to community. Schedule your private tour today!
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    Zillow last checked:

    Listing updated:

    Listed by:

    Liddy Campbell 410-708-5433,

    TTR Sotheby's International Realty 4106733344

    Source: Bright MLS,MLS#: MDKE2006792MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 1
      • 1/2 bathrooms: 2
      • Main level bathrooms: 3
      • Main level bedrooms: 3
      Basement
      • Area: 0
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Electric Water Heater
      Features
      • Has basement: No
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 1,397
      • Total interior livable area: 1,397 sqft
      • Finished area above ground: 1,397
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage Faces Front, Inside Entrance, Attached, Driveway
      • Attached garage spaces: 1
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Pool features: None
      Lot
      • Size: 0.29 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1504016181
      • Zoning: R-2
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Crawl Space, Block
      Condition
      • New construction: No
      • Year built: 1962

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: College Heights
      HOA
      • Has HOA: No
      Location
      • Region: Chestertown
      • Municipality: Chestertown

      Financial & listing details

      • Price per square foot: $233/sqft
      • Tax assessed value: $245,000
      • Annual tax amount: $3,528
      • Date on market: 7/17/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple

        Estimated market value

        $337,600

        $314,000 - $361,000

        $2,195/mo

        Price history

        DateEventPrice
        5/23/2019Sold$191,700-3.1%$137/sqft
        Source: Public Record Report a problem
        4/5/2019Pending sale$197,900$142/sqft
        Source: Long & Foster Real Estate, Inc. #MDKE113952 Report a problem
        2/27/2019Listed for sale$197,900$142/sqft
        Source: Long & Foster Real Estate, Inc. #MDKE113952 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$7,056 +113.7%$225,100 +6.8%
        2024$3,302 +7.3%$210,700 +7.3%
        2023$3,076 +8.6%$196,300 +7.9%
        2022$2,833 +3.2%$181,900 +3.8%
        2021$2,745 +4%$175,167 +4%
        2020$2,640 +4.4%$168,433 +4.2%
        2019$2,529 +0.9%$161,700 +0.2%
        2018$2,507 +3.6%$161,300 +0.2%
        2017$2,420 -4.7%$160,900 +0.2%
        2016$2,540 $160,500
        2015$2,540 $160,500
        2014$2,540 $160,500 -12.6%
        2013-- $183,600
        2012-- $183,600
        2011-- $183,600 -18%
        2010-- $223,820 +9.7%
        2009-- $204,110 +10.7%
        2008-- $184,400 +12%
        2007-- $164,690 +10.7%
        2006-- $148,826 +11.9%
        2005-- $132,963 +13.5%
        2004-- $117,100 +5.1%
        2003-- $111,416 +5.4%
        2002-- $105,733 +5.7%
        2001-- $100,050

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 21620

        Getting around

        63 / 100
        Somewhat Walkable
        52 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Kent County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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