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Pending
    • $309,900

    109 County Route 412, Westerlo, NY 12193

    3beds
    1,176sqft
    Loading
    Single Family Residence, Residential
    Built in 1970
    4.7 Acres Lot
    $314,300 Zestimate®
    $264/sqft
    $-- HOA

    What's special

    Welcome to this cute and cozy ranch nestled on 4.7 peaceful acres in Berne-Knox-Westerlo School District. This freshly painted 3-bedroom, 1-bath home offers the perfect blend of comfort, simplicity, and scenic outdoor living with hardwood floors throughout. The layout is both functional and welcoming, ideal for everyday living or a quiet retreat from the hustle and bustle. Outside, the expansive level lot has been thoughtfully cleared, offering privacy and plenty of usable space for recreation, gardening, or simply enjoying nature. Two small ponds add a picturesque touch, perfect for relaxing views or outdoor enjoyment. Recent updates provide peace of mind and modern convenience, including a new roof and central air system installed in 2024, a new electrical panel and whole-house generator added in 2023, and new hot water tank elements installed in December 2025. Whether you're looking for a starter home, downsizing, or seeking a serene country setting, this move-in-ready ranch delivers comfort, reliability, and natural beauty in one appealing package.
    77 days
    |
    91
    |
    3
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    HomeJoy Realty 518-928-1825,

    Roxanne Stanton 518-817-1022

    Source: Global MLS,MLS#: 202615814MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Bedroom
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Baseboard, Hot Water, Oil
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Range, Refrigerator, Washer/Dryer, Water Softener
      • Laundry: Other, Electric Dryer Hookup, In Basement, Main Level, Washer Hookup
      Features
      • High Speed Internet, Ceiling Fan(s), Eat-in Kitchen
      • Flooring: Hardwood, Linoleum
      • Doors: Storm Door(s)
      • Windows: Screens, Bay Window(s), Curtain Rods, ENERGY STAR Qualified Windows
      • Basement: Full,Heated,Interior Entry,Sump Pump,Unfinished,Walk-Out Access
      Interior area
      • Total structure area: 1,176
      • Total interior livable area: 1,176 sqft
      • Finished area above ground: 1,176
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 6
      • Parking features: Storage, Workshop in Garage, Paved, Attached, Driveway, Garage Door Opener, Heated Garage
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Patio & porch: Front Porch
      • Exterior features: Lighting
      • Fencing: None
      • Has view: Yes
      • View description: Pasture, Pond, Trees/Woods
      • Has water view: Yes
      • Water view: Pond
      • Waterfront features: Pond
      Lot
      • Size: 4.7 Acres
      • Features: Other, Level, Meadow, Private, Road Frontage, Cleared, Landscaped
      Details
      • Additional structures: Garage(s)
      • Parcel number: 013800 139.114
      • Zoning description: Single Residence
      • Special conditions: Standard
      • Other equipment: None, Fuel Tank(s)

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence, Residential
      Materials
      • Vinyl Siding
      • Foundation: Block
      • Roof: Asphalt
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1970

      Utilities & green energy

      • Electric: Circuit Breakers, Generator
      • Sewer: Septic Tank
      • Utilities for property: Cable Available

      Community & HOA

      Community
      • Security: Smoke Detector(s), Carbon Monoxide Detector(s)
      HOA
      • Has HOA: No
      Location
      • Region: Westerlo

      Financial & listing details

      • Price per square foot: $264/sqft
      • Tax assessed value: $232,759
      • Annual tax amount: $4,079
      • Date on market: 4/25/2026
      • Listing terms: Assumable

        Estimated market value

        $314,300

        $299,000 - $330,000

        $1,771/mo

        Price history

        DateEventPrice
        5/5/2026Pending sale$309,900$264/sqft
        Source: Global MLS #202615814 Report a problem
        4/25/2026Listed for sale$309,900$264/sqft
        Source: Global MLS #202615814 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $1,350
        2024-- $1,350
        2023-- $1,350
        2022-- $1,350
        2021-- $1,350
        2020-- $1,350
        2019-- $1,350
        2018-- $1,350
        2017$2,703 $1,350
        2016-- $1,350
        2015-- $1,350
        2014-- $1,350
        2013-- $1,350 -3.6%
        2012-- $1,400
        2011-- $1,400
        2010-- $1,400
        2009-- $1,400
        2008-- $1,400
        2007-- $1,400
        2006-- $1,400
        2005-- $1,400
        2004-- $1,400
        2003-- $1,400
        2002-- $1,400
        2001-- $1,400
        2000-- $1,400
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 12193

        Getting around

        3 / 100
        Car-Dependent
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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