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For sale
    • Price cut: $19K (7/4)
    $455,000

    109 Debra Lane, Kerrville, TX 78028

    3beds
    2,030sqft
    : 
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    Single Family Residence
    Built in 1996
    0.45 Acres Lot
    $441,300 Zestimate®
    $224/sqft
    $-- HOA

    What's special

    Spacious lotTwo bath homeThree bedroom
    Three bedroom, two bath home nestled on a spacious lot just minutes from town and the river. With no HOA and dual- use, this property offers endless possibilities for residential living, vacation home, short term rental, investment, or a live/work setup. Updated, charming, and an incredible location, this is a rare opportunity to own a versatile property in the Texas Hill Country.
    59 days
    |
    163
    |
    3
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Somer Tinsley TREC #619132 (830) 928-7193,

    eXp Realty

    Source: LERA MLS,MLS#: 1967279MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Features: Other
      • Area: 204
      • Dimensions: 17 x 12
      Bedroom 2
      • Area: 143
      • Dimensions: 11 x 13
      Bedroom 3
      • Area: 154
      • Dimensions: 11 x 14
      Primary bathroom
      • Features: Tub/Shower Separate
      • Area: 60
      • Dimensions: 12 x 5
      Kitchen
      • Area: 209
      • Dimensions: 11 x 19
      Living room
      • Area: 270
      • Dimensions: 18 x 15
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Disposal
      • Laundry: Washer Hookup, Dryer Connection
      Features
      • One Living Area
      • Flooring: Other
      • Has basement: No
      • Has fireplace: No
      • Fireplace features: Not Applicable
      Interior area
      • Total interior livable area: 2,030 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: One Car Garage
      • Garage spaces: 1
      Features
      • Stories: 2
      • Pool features: None
      Lot
      • Size: 0.45 Acres
      Details
      • Parcel number: 39861

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Foundation: Slab
      • Roof: Metal
      Condition
      • Pre-Owned
      • New construction: No
      • Year built: 1996

      Utilities & green energy

      • Sewer: Septic

      Community & HOA

      Community
      • Features: None
      • Subdivision: Out Of County/See Re
      Location
      • Region: Kerrville

      Financial & listing details

      • Price per square foot: $224/sqft
      • Tax assessed value: $365,851
      • Annual tax amount: $4,261
      • Price range: $455K - $455K
      • Date on market: 5/15/2026
      • Cumulative days on market: 71 days
      • Listing terms: Conventional,FHA,VA Loan,Cash

        Estimated market value

        $441,300

        $419,000 - $463,000

        $2,812/mo

        Price history

        DateEventPrice
        7/4/2026Price change$455,000-4%$224/sqft
        Source: LERA MLS #1967279 Report a problem
        6/18/2026Price change$474,000-5%$233/sqft
        Source: LERA MLS #1967279 Report a problem
        5/15/2026Listed for sale$499,000$246/sqft
        Source: LERA MLS #1967279 Report a problem
        11/17/2016Sold--
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025-- $365,851 +9.4%
        2024$4,009 -0.6%$334,416
        2023$4,034 -7.1%$334,416 +5.7%
        2022$4,344 +8.9%$316,468 +13.9%
        2021$3,990 +58.6%$277,803 +64.1%
        2020$2,516 +6.7%$169,257 +14.5%
        2019$2,358 $147,873
        2018-- $147,873
        2017-- $147,873 +3.8%
        2016-- $142,405
        2015-- $142,405
        2014-- $142,405 +18.8%
        2012-- $119,897
        2011-- $119,897
        2010-- $119,897
        2009-- $119,897
        2008-- $119,897 +2.2%
        2007-- $117,306
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 78024

        Getting around

        22 / 100
        Car-Dependent
        4 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Kerrville.

        Source: LERA MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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