For sale

Price cut: $19K (7/4)

$455,000

109 Debra Lane, Kerrville, TX 78028

3beds

2,030sqft

$3,151/mo

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Single Family Residence

Built in 1996

0.45 Acres Lot

$438,600 Zestimate^®

$224/sqft

$-- HOA

What's special

Spacious lotTwo bath homeThree bedroom

Three bedroom, two bath home nestled on a spacious lot just minutes from town and the river. With no HOA and dual- use, this property offers endless possibilities for residential living, vacation home, short term rental, investment, or a live/work setup. Updated, charming, and an incredible location, this is a rare opportunity to own a versatile property in the Texas Hill Country.

105 days
68
5

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Features: Other
Area: 204
Dimensions: 17 x 12

Bedroom 2

Area: 143
Dimensions: 11 x 13

Bedroom 3

Area: 154
Dimensions: 11 x 14

Primary bathroom

Features: Tub/Shower Separate
Area: 60
Dimensions: 12 x 5

Kitchen

Area: 209
Dimensions: 11 x 19

Living room

Area: 270
Dimensions: 18 x 15

Heating

Central, Electric

Cooling

Central Air

Appliances

Included: Disposal
Laundry: Washer Hookup, Dryer Connection

Features

One Living Area
Flooring: Other
Has basement: No
Has fireplace: No
Fireplace features: Not Applicable

Interior area

Total interior livable area: 2,030 sqft

Property

Parking

Total spaces: 1
Parking features: One Car Garage
Garage spaces: 1

Features

Stories: 2
Pool features: None

Lot

Size: 0.45 Acres

Details

Parcel number: 39861

Construction

Type & style

Home type: SingleFamily
Architectural style: Traditional
Property subtype: Single Family Residence

Materials

Stucco
Foundation: Slab
Roof: Metal

Condition

Pre-Owned
New construction: No
Year built: 1996

Utilities & green energy

Sewer: Septic

Community & HOA

Community

Features: None
Subdivision: Out Of County/See Re

Location

Region: Kerrville

Financial & listing details

Price per square foot: $224/sqft
Tax assessed value: $365,851
Annual tax amount: $4,261
Price range: $455K - $455K
Date on market: 5/15/2026
Cumulative days on market: 117 days
Listing terms: Conventional,FHA,VA Loan,Cash

Estimated market value

$438,600

$417,000 - $461,000

$2,170/mo

Price history

Date	Event	Price
7/4/2026	Price change	$455,000-4%$224/sqft
Source: LERA MLS #1967279 Report a problem
6/18/2026	Price change	$474,000-5%$233/sqft
Source: LERA MLS #1967279 Report a problem
5/15/2026	Listed for sale	$499,000$246/sqft
Source: LERA MLS #1967279 Report a problem
11/17/2016	Sold	--
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	--	$365,851 +9.4%
2024	$4,009 -0.6%	$334,416
2023	$4,034 -7.1%	$334,416 +5.7%
2022	$4,344 +8.9%	$316,468 +13.9%
2021	$3,990 +58.6%	$277,803 +64.1%
2020	$2,516 +6.7%	$169,257 +14.5%
2019	$2,358	$147,873
2018	--	$147,873
2017	--	$147,873 +3.8%
2016	--	$142,405
2015	--	$142,405
2014	--	$142,405 +18.8%
2012	--	$119,897
2011	--	$119,897
2010	--	$119,897
2009	--	$119,897
2008	--	$119,897 +2.2%
2007	--	$117,306