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For sale
    • Price cut: $27K (5/20)
    $1,198,000

    109 E 12th Ave, Windermere, FL 34786

    4beds
    2,791sqft
    : 
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    Single Family Residence
    Built in 1989
    0.29 Acres Lot
    $1,148,600 Zestimate®
    $429/sqft
    $-- HOA

    What's special

    Modern styleQuartz countertopsElegant finishesBeautifully landscaped corner lotWarm inviting fireplaceFreestanding soaking tubMosaic glass backsplash
    Modern style blends with Windermere charm. This totally renovated home is located just steps from Lake Bessie in the Town of Windermere. Set on a beautifully landscaped corner lot with no HOA, this home combines luxury and comfort in one of Central Florida’s most desirable communities. Every detail has been thoughtfully updated to include roof (2022), a/c (2016), plumbing, flooring, drain field and water filtration system. Inside, sun drenched living and dining spaces flow seamlessly, anchored by a warm inviting fireplace setting the tone for relaxed living and effortless entertaining. The kitchen serves as the heart of the home, featuring soft gray shaker cabinetry, quartz countertops, a generous island with induction cooktop, hood, double wall ovens, mosaic glass backsplash and all new stainless appliances. Sliding doors open to a sparkling pool with sun deck and pergola, surrounded by lush landscaping in a private, fenced courtyard. Whether hosting gatherings or enjoying quiet evenings at home, this outdoor space delivers the true Florida lifestyle. Upstairs, the primary suite features a spa inspired bath with a freestanding soaking tub, rainfall shower, dual sinks, and elegant finishes. Additional bedrooms include an oversized fourth bedroom with its own fireplace and built-ins which easily can be used as a media room, office, or home gym. Located just a short walk or golf cart ride to Windermere shops, restaurants, lakefront parks, weekly farmers markets, library and more, this home places you at the center of it all. Surrounded by the Butler Chain of Lakes and close to renowned golf, fine dining and premium shopping. Windermere offers small town charm yet convenient to major roadways, area attractions and the International Airport. The location is as exceptional as the home itself. This is more than a residence; it is a refined Windermere lifestyle defined by comfort connection and enduring style.
    86 days
    |
    1,727
    |
    67
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Judy Black 407-810-1803,

    UPSIDE REAL ESTATE INC 407-308-5750,

    Amanda Black PA 407-616-0140,

    UPSIDE REAL ESTATE INC

    Source: Stellar MLS,MLS#: O6394569MLS LogoOriginating MLS: Orlando Regional

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: En Suite Bathroom, Walk-In Closet(s)
      • Level: Second
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: Second
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: Second
      Bedroom 4
      • Features: Built-in Closet
      • Level: Second
      Primary bathroom
      • Features: Tub with Separate Shower Stall
      • Level: Second
      Bathroom 3
      • Level: First
      Dinette
      • Level: First
      Dining room
      • Level: First
      Family room
      • Level: First
      Florida room
      • Level: First
      Foyer
      • Level: First
      Kitchen
      • Features: Kitchen Island
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Heating
      • Central
      Cooling
      • Central Air, Zoned
      Appliances
      • Included: Oven, Cooktop, Dishwasher, Disposal, Microwave, Refrigerator, Water Filtration System, Water Softener
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), Chair Rail, Crown Molding, Eating Space In Kitchen, PrimaryBedroom Upstairs, Solid Surface Counters, Thermostat, Walk-In Closet(s)
      • Flooring: Engineered Hardwood, Porcelain Tile
      • Doors: Sliding Doors
      • Windows: Skylight(s), Window Treatments
      • Has fireplace: Yes
      • Fireplace features: Living Room, Other Room
      Interior area
      • Total structure area: 3,309
      • Total interior livable area: 2,791 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions: 23x22
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Patio
      • Exterior features: Irrigation System, Lighting, Private Mailbox, Private Yard
      • Has private pool: Yes
      • Pool features: Deck, Gunite, In Ground
      • Has spa: Yes
      • Fencing: Fenced
      • Has view: Yes
      • View description: Lake
      • Has water view: Yes
      • Water view: Lake
      • Waterfront features: Lake, Waterfront
      • Body of water: LAKE BESSIE
      Lot
      • Size: 0.29 Acres
      • Dimensions: 80 x 160
      • Features: Corner Lot, Landscaped
      • Residential vegetation: Oak Trees
      Details
      • Additional structures: Other
      • Parcel number: 172328933600400
      • Zoning: SFR
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Stucco, Wood Frame
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 1989

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Well
      • Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Sprinkler Well, Street Lights

      Community & HOA

      Community
      • Features: Community Boat Ramp, Dock, Fishing, Lake, Waterfront, Golf Carts OK, Park, Playground, Tennis Court(s)
      • Pet fee: $0 monthly
      • Subdivision: WINDERMERE TOWN
      HOA
      • Has HOA: No
      Location
      • Region: Windermere

      Financial & listing details

      • Price per square foot: $429/sqft
      • Tax assessed value: $1,205,966
      • Annual tax amount: $18,865
      • Date on market: 4/15/2026
      • Cumulative days on market: 341 days
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Dirt

        Estimated market value

        $1,148,600

        $1.09M - $1.21M

        $5,314/mo

        Price history

        DateEventPrice
        5/20/2026Price change$1,198,000-2.2%$429/sqft
        Source: Stellar MLS #O6394569 Report a problem
        4/15/2026Listed for sale$1,225,000+4.7%$439/sqft
        Source: Stellar MLS #O6394569 Report a problem
        3/27/2026Listing removed$1,170,000$419/sqft
        Source: Stellar MLS #O6368253 Report a problem
        3/4/2026Price change$1,170,000-4%$419/sqft
        Source: Stellar MLS #O6368253 Report a problem
        2/6/2026Price change$1,219,000-0.4%$437/sqft
        Source: Stellar MLS #O6368253 Report a problem
        12/18/2025Listed for sale$1,224,000$439/sqft
        Source: Stellar MLS #O6368253 Report a problem
        12/14/2025Listing removed$1,224,000$439/sqft
        Source: Stellar MLS #O6326261 Report a problem
        12/4/2025Price change$1,224,000-1.1%$439/sqft
        Source: Stellar MLS #O6326261 Report a problem
        11/20/2025Price change$1,237,000-0.6%$443/sqft
        Source: Stellar MLS #O6326261 Report a problem
        11/6/2025Price change$1,244,000-1.6%$446/sqft
        Source: Stellar MLS #O6326261 Report a problem
        10/25/2025Price change$1,264,000-2.3%$453/sqft
        Source: Stellar MLS #O6326261 Report a problem
        9/24/2025Price change$1,294,000-0.5%$464/sqft
        Source: Stellar MLS #O6326261 Report a problem
        7/11/2025Listed for sale$1,300,000-3.3%$466/sqft
        Source: Stellar MLS #O6326261 Report a problem
        5/5/2025Listing removed$1,344,000$482/sqft
        Source: Stellar MLS #O6264634 Report a problem
        5/5/2025Price change$1,344,000+3.4%$482/sqft
        Source: Stellar MLS #O6264634 Report a problem
        4/9/2025Price change$1,300,000-5.4%$466/sqft
        Source: Stellar MLS #O6264634 Report a problem
        3/20/2025Price change$1,374,000-1.4%$492/sqft
        Source: Stellar MLS #O6264634 Report a problem
        2/19/2025Price change$1,394,000-0.1%$499/sqft
        Source: Stellar MLS #O6264634 Report a problem
        1/17/2025Price change$1,395,000-3.1%$500/sqft
        Source: Stellar MLS #O6264634 Report a problem
        12/14/2024Listed for sale$1,439,000+10.8%$516/sqft
        Source: Stellar MLS #O6264634 Report a problem
        12/13/2022Sold$1,299,000$465/sqft
        Source: Public Record Report a problem
        11/3/2022Pending sale$1,299,000$465/sqft
        Source: Stellar MLS #O6068946 Report a problem
        11/1/2022Listed for sale$1,299,000+70.9%$465/sqft
        Source: Stellar MLS #O6068946 Report a problem
        5/4/2022Sold$760,000-1.2%$272/sqft
        Source: Public Record Report a problem
        4/30/2022Pending sale$769,000+56.9%$276/sqft
        Source: Weichert Pro #O6013364 Report a problem
        4/30/2022Listing removed--
        Source: Weichert Pro Report a problem
        6/10/2013Sold$490,000+106.6%$176/sqft
        Source: Public Record Report a problem
        6/9/2011Sold$237,199+18%$85/sqft
        Source: Public Record Report a problem
        11/17/1995Sold$201,000$72/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$19,665 +4.2%$1,205,966 +5.4%
        2023$18,865 +77.2%$1,144,097 +80.9%
        2022$10,644 +66.6%$632,474 +60.9%
        2021$6,391 +0.3%$393,084 +1.4%
        2020$6,370 +0.8%$387,657 +2.3%
        2019$6,316 +1.2%$378,941 +1.9%
        2018$6,243 $371,875 -23%
        2017$6,243 +4.1%$483,125 +5%
        2016$5,997 +0.3%$460,222 +10%
        2015$5,980 -1.6%$418,560 +19.1%
        2014$6,077 +27.2%$351,443 +40.8%
        2013$4,777 +5.3%$249,660 +6.6%
        2012$4,538 -5.9%$234,164 -5.7%
        2011$4,822 +54.2%$248,195 -9.5%
        2010$3,128 $274,379 -18.7%
        2009-- $337,372 -14.2%
        2008$2,513 -4.5%$393,239 -9.3%
        2007$2,631 -7.2%$433,476 +22.8%
        2006$2,834 +0.1%$353,060 +20.9%
        2005$2,830 +11.2%$292,018 +4%
        2004$2,545 +0.2%$280,727 +26.9%
        2003$2,541 +7%$221,169 +6%
        2002$2,374 -1.4%$208,734 +4.7%
        2001$2,407 +2.8%$199,426 +10.3%
        2000$2,341 $180,783
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 34786

        Getting around

        23 / 100
        Car-Dependent
        33 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Windermere Elem
        • Middle: Gotha Middle
        • High: Olympia High

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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