A large, spacious, bright & sunny MINT condition 1 bedroom 2nd floor co-op. Features include vinyl replacement windows; 2 A/C units; large eat-in kitchen with updated cabinets, soft-close drawers, granite counters and back splash, low maintenance laminate flooring, stainless stove, refrigerator, dish washer and built-in microwave oven, recessed lights, and more! Its OK to install a washer/dryer or use the laundry rooms in the basements. Also offers updated full ceramic tiled bath, raised panel interior doors, hardwood floors, and custom crown mouldings. A bonus is the nice, quiet location, far from Sunrise Highway or Route 109. A private Trex/PVC balcony/terrace off kitchen for electric barbecuing; oak floors under bedroom carpet ; lots of windows & closet space. Monthly maintenance of $ 919.23 per month (before the STAR tax reduction) includes everything but electric, phone & cable, such as heat, water, real estate taxes & co-op mortgage interest, and is approximately 45% tax deductible. After the basic STAR, maintenance is baout $ 814/mo. A small insurance policy is required. There's also a $ 42.02 pending special assessment. One indoor cat is allowed-no dogs. Garages rent for $40/mo when available and basement storage rooms are available as well. This is a gated complex and is close to all. The place is available immediately upon Co-Op Board Approval. Call my cell at (516) 449-2222 or call the office at 631-729-2937 if you're interested in seeing it. Pictures and a floor plan are available on my website at www.LarryBarasch.com at the following link: https://www.larrybarasch.com/-/listing/301176328/109-Farber-Drive-West-Babylon-NY-11704?content_index=300034741&from=results Remember, 5% down payment is minimum required to buy this co-op, and this board's rules are that your fixed living expenses cannot exceed 1/3 of your gross monthly income, and your BEACON credit score must be AT LEAST 700. If PMI insurance is difficult to get for your mortgage with 5% down, you may have to put down more. Co-Op Purchase application fees total $ 390.00 for a single buyer. Approximate total monthly payment including mortgage and maintenance would be $1710/mo with 10% down, at 3.5% interest for 30 years (Not including PMI and liability insurance). Beats the heck out of renting, and you get a tax write-off too!! Approximate room dimensions: Living Room/dining room 24x13; Bedroom 15x12; Kitchen 15x9; The development is at the intersection of Route 109 and Sunrise Highway in West Babylon. Best way to get in is to take Sunrise Hwy to Little East Neck Rd North, make your 2nd left onto Forest Avenue (Gallett Air Conditioning on corner) and go all the way to the end to Country Club Gardens. Security gate access code is required. Appointments are on a first-come, first-served basis and I'll be eagerly awaiting your call.
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