Skip main navigation
Sold for $438,000
  • $438,000

    109 Hamilton Ave, Panama City, FL 32401

    3beds
    2,076sqft
    Single Family Residence
    Built in 1927
    0.34 Acres Lot
    $436,400 Zestimate®
    $211/sqft
    $2,203 Estimated rent

    Home value

    $436,400

    $393,000 - $484,000

    $2,203/mo

    Zestimate® history
    Loading
    Loading...

    Owner options

    List your home for rent

    $2,203/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $2,203/mo

    Rent Zestimate®

    Refinance and save

    $2,831/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $2,831/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    A rare offering in Panama City's treasured Cove neighborhood, this historically recognized three-bedroom, three-bath residence has been exquisitely reimagined with luxurious finishes and enduring character. Ideally situated on a spacious double lot totaling 0.34 acres, this home offers convenient alley access and ample room for expansion, all without the limitations of an HOA. Originally built in 1927 and recently repainted in its original hue, the home's thoughtful renovation preserves its heritage while offering the comforts of modern living. Inside, you'll find a beautifully reinstalled wood-paneled ceiling, refinished mahogany built-ins and all-new infrastructure—electrical, plumbing, insulation and HVAC—paired with high-end touches like Brizo fixtures, honed quartz countertops, and cherry cabinetry. The chef's kitchen is a standout, boasting a Dacor Pro 30-in. gas range, Blanco sink, quiet Samsung appliances and a walk-in butler's pantry with a second full-sized refrigerator and dual ice makers. The three full baths are each individually styled: the rear primary suite features Portuguese tile, a zero-entry shower and furniture-style vanity; the middle bath offers a deep soaking tub; and the front primary showcases antimicrobial tile for a mold-free environment. An interior laundry room with LG appliances adds convenience, and solar panels provide energy efficiency. Positioned less than a block from Holy Nativity Episcopal School and just a short stroll to the downtown waterfront district, residents can easily access dining, boutiques and the St. Andrews Bay Yacht Club. With sidewalks, alleyways, golf-cart accessibility and ancient oaks lining the streets, The Cove is cherished for its coastal charm and community spirit—making this home a one-of-a-kind legacy property in the heart of Panama City. Buyer to verify all data and approximate dimensions if important.

    Zillow last checked:

    Listing updated:

    Listed by:

    Dana Ford 850-774-3443,

    Scenic Sotheby's International Realty

    Bought with:

    Dana Ford, 3116951

    Scenic Sotheby's International Realty

    Source: CPAR,MLS#: 773737MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 3
    Rooms
    • Room types: Family Room, Primary Bedroom, Screened Porch
    Primary bedroom
    • Description: Front Master Bedroom
    • Level: First
    • Dimensions: 16 x 15
    Family room
    • Level: First
    • Dimensions: 18 x 14
    Screened porch
    • Description: Enclosed Porch
    • Level: First
    • Dimensions: 21 x 14
    Cooling
    • Central Air
    Appliances
    • Included: Gas Range, Gas Water Heater, Tankless Water Heater
    Features
    • Coffered Ceiling(s)
    • Has fireplace: Yes
    Interior area
    • Total structure area: 2,076
    • Total interior livable area: 2,076 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Additional Parking, Alley Access, Drive Through
    • Attached garage spaces: 1
    • Covered spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Porch, Screened
    • Exterior features: Porch
    • Fencing: Fenced,Partial,Privacy
    Lot
    • Size: 0.34 Acres
    • Dimensions: 106 x 140
    • Features: Paved
    Details
    • Additional structures: Garage(s), Outbuilding
    • Parcel number: 20821000000
    • Zoning description: Resid Single Family
    • Special conditions: Listed As-Is

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Other, See Remarks, Wood Siding
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 1927

    Utilities & green energy

    • Sewer: Public Sewer
    • Utilities for property: Cable Connected

    Community & HOA

    Community
    • Features: Short Term Rental Allowed
    • Subdivision: Cove
    HOA
    • Has HOA: No
    Location
    • Region: Panama City

    Financial & listing details

    • Price per square foot: $211/sqft
    • Tax assessed value: $221,437
    • Annual tax amount: $2,188
    • Date on market: 5/20/2025
    • Cumulative days on market: 66 days

    Price history

    DateEventPrice
    9/8/2025Sold$438,000$211/sqft
    Source: CPAR #773737 Report a problem
    8/29/2025Pending sale$438,000$211/sqft
    Source: CPAR #773737 Report a problem
    7/26/2025Contingent$438,000$211/sqft
    Source: CPAR #773737 Report a problem
    7/14/2025Price change$438,000-0.5%$211/sqft
    Source: CPAR #773737 Report a problem
    5/20/2025Listed for sale$440,000+131.6%$212/sqft
    Source: CPAR #773737 Report a problem
    3/31/2017Listed for rent$1,550$1/sqft
    Source: Carroll Realty Property Management, Inc. Report a problem
    2/28/2017Sold$190,000-9.5%$92/sqft
    Source: CPAR #652839 Report a problem
    12/16/2016Price change$209,900-3%$101/sqft
    Source: Counts Real Estate Group #652839 Report a problem
    11/24/2016Listed for sale$216,500+99.7%$104/sqft
    Source: Counts Real Estate Group #652839 Report a problem
    2/28/2014Sold$108,422-5.7%$52/sqft
    Source: CPAR #616115 Report a problem
    1/14/2014Listed for sale$115,000-10.9%$55/sqft
    Source: ERA Neubauer Real Estate, Inc. #616115 Report a problem
    3/29/2012Listing removed$129,000$62/sqft
    Source: ERA Neubauer Real Estate, Inc. #500678 Report a problem
    3/10/2012Price change$129,000-4.4%$62/sqft
    Source: ERA Neubauer Real Estate, Inc. #500678 Report a problem
    12/8/2011Price change$135,000-6.9%$65/sqft
    Source: ERA Neubauer Real Estate, Inc. #500678 Report a problem
    10/7/2011Listed for sale$145,000-17.1%$70/sqft
    Source: ERA Neubauer Real Estate, Inc. #500678 Report a problem
    2/8/2011Listing removed$175,000$84/sqft
    Source: ERA Neubauer Real Estate Inc. #408273 Report a problem
    2/2/2011Listed for sale$175,000$84/sqft
    Source: ERA Neubauer Real Estate Inc. #408273 Report a problem
    12/15/2010Listing removed$175,000$84/sqft
    Source: ERA Neubauer Real Estate, Inc. #408273 Report a problem
    12/4/2010Price change$175,000-2.2%$84/sqft
    Source: ERA Neubauer Real Estate, Inc. #408273 Report a problem
    10/8/2010Price change$179,000-3.2%$86/sqft
    Source: ERA Neubauer Real Estate, Inc. #408273 Report a problem
    7/17/2010Listed for sale$185,000$89/sqft
    Source: ERA Neubauer Real Estate Inc. #408273 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$2,188 -4.4%$170,799 +3%
    2023$2,288 +4.2%$165,824 +3%
    2022$2,195 $160,994
    2021-- --
    2020$2,145 +17.9%$154,147 +0.5%
    2019$1,819 $153,357 -0.2%
    2018$1,819 -21.8%$153,609 +62.7%
    2017$2,326 +182.1%$94,434 -0.1%
    2016$824 -4.6%$94,492 +0.7%
    2015$864 $93,835 +0.1%
    2014$864 $93,779 -10.6%
    2013-- $104,904 -9.1%
    2012-- $115,399 -5.5%
    2011-- $122,173 -6.9%
    2010-- $131,294 -0.9%
    2009-- $132,444 -12%
    2008-- $150,424 -28.7%
    2007-- $210,882 +30.7%
    2006-- $161,300 +75.4%
    2005-- $91,936 +18.4%
    2004-- $77,634 +9.1%
    2003-- $71,140 +5.3%
    2002-- $67,541 +1.5%
    2001-- $66,515 +14.9%
    2000-- $57,909
    Find assessor info on the county website

    Neighborhood: 32401

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Cherry Street
    • Middle: Jinks
    • High: Bay

    Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Get pre-qualified for a loan
    At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.

    An equal housing lender. NMLS #10287.

    Sell for more on Zillow
    Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
    $436,400
    2% more
    +$8,728
    With Zillow Showcase(estimated)
    $445,128