109 Mill St. is a prime location in the heart of West End Historic District, which is deep in the heart of Cambridge, one of the city's most coveted streets, having homes owned by MD governors, mansions of business tycoons who founded Phillips Packing Co. (1902), and Academy School(1903), registered as MD/Natl'l Historic Properties. 109 Mill is a hop, skip and jump to the Choptank River, considered a premier tributary of the Chesapeake Bay with its wide expanse, bountiful seafood, water sports and sightseeing. Make note that the dwelling is in Flood Zone X and flood ins. not required. On the shoreline are the city and yacht club marinas to lodge your boat and the Choptank River Lighthouse at Long Warf. This 1919 home rests on a deep .28 acre lot with the rear yard having a deck, detached garage, shed and year old above ground pool (depth 54"). The exterior has vinyl siding, architectural shingle roof and several replacement windows. From a covered brick entry, the Colonial style home opens to a large living room next to the family room with wood stove, which flows into the formal dining room, which is next to a bedroom/office, all of which have craftsman made hardwood floors. There is also an all glassed heated sunroom. The kitchen is at the house rear equipped by SS appliances paired with a laundry room having washer/dryer, tankless hot water and storage area. There are three second floor bedrooms. You have an easy stroll to the versatile downtown for business and pleasure, with professional and other service offices, bank, post office, public library, retail and last but not not least, fine restaurants/taverns. Cambridge is in the midst of rebounding to the days of old when it was leader of the Shore, but all the while maintaining friendliness and slower pace of life, why it's known as the land of pleasant living. MAjOR PRICE IMPROVEMENT 12/26/25
For sale
Price cut: $10K (5/12)
$335,000
109 Mill St, Cambridge, MD 21613
4beds
2,520sqft
Single Family Residence
Built in 1918
0.28 Acres Lot
$332,600 Zestimate®
$133/sqft
$-- HOA
What's special
Tankless hot waterDetached garageCraftsman made hardwood floorsStorage areaAll glassed heated sunroomFormal dining roomSeveral replacement windows
- 237 days |
- 446 |
- 24 |
Zillow last checked:
Listing updated:
Listed by:
Dickie Harrington 443-205-3038,
Sharon Real Estate P.C. 410-228-2525
Source: Bright MLS,MLS#: MDDO2010810
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Bedroom 1, Sun/Florida Room, Laundry, Bathroom 1, Half Bath, Additional Bedroom
Primary bedroom
- Features: Ceiling Fan(s), Flooring - Carpet
- Level: Upper
- Area: 210 Square Feet
- Dimensions: 15 X 14
Other
- Features: Flooring - HardWood, Ceiling Fan(s)
- Level: Main
- Area: 208 Square Feet
- Dimensions: 13 X 16
Bedroom 1
- Features: Flooring - Carpet
- Level: Upper
- Area: 143 Square Feet
- Dimensions: 13 X 11
Bedroom 2
- Features: Flooring - Carpet
- Level: Upper
- Area: 72 Square Feet
- Dimensions: 6 X 12
Bedroom 3
- Features: Flooring - Carpet
- Level: Upper
- Area: 132 Square Feet
- Dimensions: 11 X 12
Bathroom 1
- Level: Upper
- Area: 72 Square Feet
- Dimensions: 6 X 12
Dining room
- Features: Flooring - HardWood
- Level: Main
- Area: 252 Square Feet
- Dimensions: 14 X 18
Family room
- Features: Fireplace - Wood Burning, Flooring - HardWood
- Level: Main
- Area: 195 Square Feet
- Dimensions: 13 X 15
Half bath
- Level: Main
- Area: 25 Square Feet
- Dimensions: 5 X 5
Kitchen
- Features: Flooring - Vinyl
- Level: Main
- Area: 117 Square Feet
- Dimensions: 9 X 13
Laundry
- Level: Main
Living room
- Features: Flooring - HardWood
- Level: Main
- Area: 285 Square Feet
- Dimensions: 15 X 19
Other
- Level: Main
- Area: 135 Square Feet
- Dimensions: 9 X 15
Heating
- Central, Radiator, Oil
Cooling
- Window Unit(s), Electric
Appliances
- Included: Dryer, Washer, Freezer, Instant Hot Water, Refrigerator, Cooktop, Dishwasher, Tankless Water Heater
- Laundry: Laundry Room
Features
- Attic, Crown Molding, Entry Level Bedroom, Floor Plan - Traditional, Formal/Separate Dining Room, Plaster Walls
- Flooring: Hardwood, Carpet, Wood
- Windows: Replacement
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Wood Burning Stove
Interior area
- Total structure area: 2,520
- Total interior livable area: 2,520 sqft
- Finished area above ground: 2,520
- Finished area below ground: 0
Property
Parking
- Total spaces: 5
- Parking features: Garage Faces Front, Driveway, Private, Concrete, Detached, Off Street, On Street
- Garage spaces: 1
- Uncovered spaces: 4
- Details: Garage Sqft: 325
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Has private pool: Yes
- Pool features: Above Ground, Domestic Water, Private
- Fencing: Back Yard
Lot
- Size: 0.28 Acres
- Features: Interior Lot, Landscaped, Level, Private, Rear Yard
Details
- Additional structures: Above Grade, Below Grade, Outbuilding
- Parcel number: 1007170300
- Zoning: R-3
- Zoning description: Residential
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space, Brick/Mortar
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1918
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Connected, Natural Gas Available
Community & HOA
Community
- Subdivision: Historic District - West End
HOA
- Has HOA: No
Location
- Region: Cambridge
- Municipality: Cambridge
Financial & listing details
- Price per square foot: $133/sqft
- Tax assessed value: $224,500
- Annual tax amount: $3,878
- Date on market: 11/7/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan
- Inclusions: See Documents - Inclusions / Exclusions
- Ownership: Fee Simple
Estimated market value
$332,600
$316,000 - $349,000
$2,475/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/12/2026 | Price change | $335,000-2.9%$133/sqft |
Source:  Bright MLS #MDDO2010810 Report a problem | ||
| 12/26/2025 | Price change | $345,000-10.4%$137/sqft |
Source: Bright MLS #MDDO2010810 Report a problem | ||
| 11/7/2025 | Listed for sale | $385,000+6.9%$153/sqft |
Source: Bright MLS #MDDO2010810 Report a problem | ||
| 10/4/2025 | Listing removed | $360,000$143/sqft |
Source: Bright MLS #MDDO2008992 Report a problem | ||
| 9/12/2025 | Price change | $360,000-2.7%$143/sqft |
Source: Bright MLS #MDDO2008992 Report a problem | ||
| 7/28/2025 | Price change | $370,000-4.4%$147/sqft |
Source: Bright MLS #MDDO2008992 Report a problem | ||
| 7/7/2025 | Price change | $387,000-3%$154/sqft |
Source: Bright MLS #MDDO2008992 Report a problem | ||
| 6/27/2025 | Listed for sale | $399,000$158/sqft |
Source: Bright MLS #MDDO2008992 Report a problem | ||
| 4/30/2025 | Pending sale | $399,000$158/sqft |
Source: Bright MLS #MDDO2008992 Report a problem | ||
| 4/11/2025 | Price change | $399,000-3.9%$158/sqft |
Source: Bright MLS #MDDO2008992 Report a problem | ||
| 3/10/2025 | Price change | $415,000-2.4%$165/sqft |
Source: Bright MLS #MDDO2008992 Report a problem | ||
| 2/19/2025 | Listed for sale | $425,000$169/sqft |
Source: Bright MLS #MDDO2008992 Report a problem | ||
| 2/18/2025 | Listing removed | $425,000$169/sqft |
Source: Bright MLS #MDDO2006574 Report a problem | ||
| 2/18/2025 | Listed for sale | $425,000$169/sqft |
Source: Bright MLS #MDDO2006574 Report a problem | ||
| 11/17/2024 | Contingent | $425,000$169/sqft |
Source: Bright MLS #MDDO2006574 Report a problem | ||
| 3/19/2024 | Price change | $425,000-5.6%$169/sqft |
Source: Bright MLS #MDDO2006574 Report a problem | ||
| 2/3/2024 | Listed for sale | $450,000+50.1%$179/sqft |
Source: Bright MLS #MDDO2006574 Report a problem | ||
| 9/6/2019 | Listing removed | $299,900$119/sqft |
Source: Charles C. Powell, Inc. Realtors #MDDO123712 Report a problem | ||
| 6/7/2019 | Listed for sale | $299,900$119/sqft |
Source: Charles C. Powell, Inc. Realtors #MDDO123712 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,235 -16.6% | $224,500 +7% |
| 2024 | $3,878 +7.5% | $209,833 +7.5% |
| 2023 | $3,607 +8.1% | $195,167 +8.1% |
| 2022 | $3,336 +9.9% | $180,500 +11.2% |
| 2021 | $3,034 +11.5% | $162,367 +12.6% |
| 2020 | $2,720 +13.1% | $144,233 +14.4% |
| 2019 | $2,404 +83.6% | $126,100 |
| 2018 | $1,310 +10% | $126,100 |
| 2017 | $1,191 | $126,100 -3.1% |
| 2016 | -- | $130,100 |
| 2015 | -- | $130,100 |
| 2014 | -- | $130,100 -10.1% |
| 2013 | -- | $144,700 |
| 2012 | -- | $144,700 |
| 2011 | -- | $144,700 -32.1% |
| 2010 | -- | $213,120 +10.9% |
| 2009 | -- | $192,102 +12.3% |
| 2008 | -- | $171,086 +14% |
| 2007 | -- | $150,070 +11.6% |
| 2006 | -- | $134,510 +13.1% |
| 2005 | -- | $118,950 +15% |
| 2004 | -- | $103,390 +4.4% |
| 2003 | -- | $99,030 +4.6% |
| 2002 | -- | $94,670 +4.8% |
| 2001 | -- | $90,310 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21613
Nearby schools
GreatSchools rating
- 1/10Choptank Elementary SchoolGrades: PK-5Distance: 1.6 mi
- 2/10Mace's Lane Middle SchoolGrades: 6-8Distance: 1.5 mi
- 2/10Cambridge-South Dorchester High SchoolGrades: 9-12Distance: 2.3 mi
Schools provided by the listing agent
- District: Dorchester County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Maryland
- Dorchester County
- Cambridge
- 21613
- 109 Mill St
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