'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS
TURN-KEY COVE HOME IS WAITING FOR YOU!! Lovingly cared for and clean as a whistle, this 1951 Florida cottage has been expanded to include a spacious living room, large master bedroom and master bathroom with dbl vanity and walk-in closet. The original bathroom has been updated. The original, gorgeous hardwood floors are still there. The new areas have engineered hardwood floors. Kit has lots of countertop space for food prep and lots of cabinets for storage. There is a gas stove top and 2 ovens for the chef of the house. All appliances convey which includes the refrigerator/freezer, washer and dryer, PLUS a stand alone freezer! A fabulous 30x16 screened porch where you can enjoy the outdoors, without the pests, was added to the home! Huge, beautifully treed backyard has plenty of room to enjoy the out of doors. Updates include all new PEX and PVC plumbing, updated Elec, dbl pane E-gas windows and new fans on the screened porch. Great value for a fabulous home. Age, lot size, room sizes, sq footage are estimates. Please measure if concerned.
Sold for $340,000
$340,000
109 N Cove Ln, Panama City, FL 32401
3beds
1,452sqft
Single Family Residence
Built in 1950
10,454 Square Feet Lot
$337,300 Zestimate®
$234/sqft
$1,953 Estimated rent
Home value
$337,300
$307,000 - $371,000
$1,953/mo
Zestimate® history
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$2,208/mo
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List your homeWhat's special
Gas stove topBeautifully treed backyardEngineered hardwood floorsGorgeous hardwood floorsLots of countertop spaceLarge master bedroomWalk-in closet
Zillow last checked:
Listing updated:
Listed by:
Maura M Schroeder 850-832-4224,
CENTURY 21 Commander Realty
Bought with:
Christine Lance, 3278226
Keller Williams Success Realty
Source: CPAR,MLS#: 780281
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Full Bath, Foyer, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Screened Porch, Utility Room
Primary bedroom
- Level: First
- Dimensions: 14 x 13
Bedroom
- Level: First
- Dimensions: 11 x 10
Bedroom
- Level: First
- Dimensions: 13 x 11
Bedroom
- Level: First
- Dimensions: 11 x 9
Primary bathroom
- Level: First
- Dimensions: 9 x 8
Dining room
- Level: First
- Dimensions: 15 x 12
Foyer
- Level: First
- Dimensions: 11 x 4
Other
- Level: First
- Dimensions: 7 x 5
Kitchen
- Level: First
- Dimensions: 13 x 9
Living room
- Level: First
- Dimensions: 21 x 17
Screened porch
- Level: First
- Dimensions: 30 x 16
Utility room
- Level: First
- Dimensions: 9 x 9
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Oven, Electric Water Heater, Gas Cooktop
Features
- Entrance Foyer, Utility Room
- Windows: Double Pane Windows
Interior area
- Total structure area: 1,452
- Total interior livable area: 1,452 sqft
Property
Parking
- Parking features: Circular Driveway, Gravel, No Garage
- Has uncovered spaces: Yes
Features
- Patio & porch: Porch, Screened
- Exterior features: Porch
- Fencing: Chain Link,Fenced,Privacy
Lot
- Size: 10,454 Square Feet
- Dimensions: 75 x 140
- Features: Paved
Details
- Parcel number: 21930000000
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Single Family Residence
Materials
- Brick
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1950
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Security: Smoke Detector(s)
- Subdivision: Cove Terrace 2nd Add
HOA
- Has HOA: No
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $234/sqft
- Tax assessed value: $155,926
- Annual tax amount: $778
- Date on market: 10/11/2025
- Cumulative days on market: 110 days
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 2/23/2026 | Sold | $340,000-2.3%$234/sqft |
Source:  CPAR #780281 Report a problem | ||
| 1/28/2026 | Pending sale | $347,900$240/sqft |
Source: CPAR #780281 Report a problem | ||
| 10/27/2025 | Price change | $347,900-0.2%$240/sqft |
Source: CPAR #780281 Report a problem | ||
| 10/11/2025 | Listed for sale | $348,500$240/sqft |
Source: CPAR #780281 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $737 -9.1% | $78,773 +3% |
| 2023 | $811 -4.5% | $76,479 +3% |
| 2022 | $849 | $74,251 |
| 2021 | -- | -- |
| 2020 | $741 +52.2% | $61,877 -3.3% |
| 2019 | $487 | $63,973 +1.9% |
| 2018 | $487 +6.7% | $62,780 +2.1% |
| 2017 | $457 +2.1% | $61,489 +2.1% |
| 2016 | $448 -3.1% | $60,223 +0.7% |
| 2015 | $462 | $59,804 +0.8% |
| 2014 | $462 | $59,329 +1.5% |
| 2013 | -- | $58,452 -1.3% |
| 2012 | -- | $59,199 +6.1% |
| 2011 | -- | $55,801 +27.4% |
| 2010 | -- | $43,798 +2.7% |
| 2009 | -- | $42,647 +0.1% |
| 2008 | -- | $42,604 +3% |
| 2007 | -- | $41,361 +2.5% |
| 2006 | -- | $40,352 +3% |
| 2005 | -- | $39,177 +3% |
| 2004 | -- | $38,036 +1.9% |
| 2003 | -- | $37,327 +2.4% |
| 2002 | -- | $36,452 +1.6% |
| 2001 | -- | $35,878 -2.8% |
| 2000 | -- | $36,920 |
Find assessor info on the county website
Neighborhood: 32401
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Nearby schools
GreatSchools rating
- 5/10Merriam Cherry Street Elementary SchoolGrades: PK-5Distance: 0.4 mi
- 2/10Jinks Middle SchoolGrades: 6-8Distance: 2.4 mi
- 4/10Bay High SchoolGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- Elementary: Cherry Street
- Middle: Jinks
- High: Bay
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Florida
- Bay County
- Panama City
- 32401
- 109 N Cove Ln
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