For sale

$565,000

109 N Lake Ave, Southwick, MA 01077

3beds

1,257sqft

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Single Family Residence

Built in 1930

7,405 Square Feet Lot

$558,900 Zestimate^®

$449/sqft

$-- HOA

What's special

Brand new laundryPrivate dockSpacious decksStunning lake viewsMeticulously appointed kitchen

Picture perfect and immaculately updated WATERFRONT living on Lake Congamond! This completely turn key property boasts stunning lake views, private dock and multi tiered deck for a lakeside lifestyle that can't be beat. 3 bedrooms and 1.5 baths offer space and style for all. The meticulously appointed kitchen is sure to please. Brand new laundry and high efficiency mini split systems provide optimal year round comfort. The entire home was transformed in 2025 including wiring, plumbing, flooring, insulation, appliances and baths. The home beams with light both inside or out on one of the spacious decks. Invite your family and friends to the ultimate summer BBQ with parking for 10 cars and store the boat year round in the ideal fenced in parking area. Book your showing now and be on the lake in no time!

14 days

957

41

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Primary bedroom

Features: Deck - Exterior, Slider
Level: First

Bedroom 2

Level: First

Bedroom 3

Features: Deck - Exterior, Slider
Level: Second

Bedroom 4

Features: Laundry Chute

Bathroom 1

Features: Bathroom - Full, Bathroom - Tiled With Tub
Level: First

Bathroom 2

Features: Bathroom - Half
Level: First

Kitchen

Features: Deck - Exterior
Level: First

Living room

Features: Ceiling Fan(s)
Level: First

Heating

Electric, Ductless

Cooling

Ductless

Appliances

Included: Electric Water Heater, Range, Dishwasher, Microwave, Refrigerator, Washer, Dryer
Laundry: First Floor

Features

Flooring: Wood
Windows: Insulated Windows
Basement: Full,Crawl Space,Unfinished
Has fireplace: No

Interior area

Total structure area: 1,257
Total interior livable area: 1,257 sqft
Finished area above ground: 1,257

Property

Parking

Total spaces: 10
Parking features: Off Street
Uncovered spaces: 10

Features

Patio & porch: Deck, Covered
Exterior features: Deck, Covered Patio/Deck, Rain Gutters, Fenced Yard
Fencing: Fenced
Has view: Yes
View description: Scenic View(s), Water, Lake
Has water view: Yes
Water view: Lake,Water
Waterfront features: Waterfront, Lake, Dock/Mooring, Access, Direct Access, Lake/Pond, 1/10 to 3/10 To Beach

Lot

Size: 7,405 Square Feet

Details

Parcel number: M:114 B:000 L:025,3592486
Zoning: R-20

Construction

Type & style

Home type: SingleFamily
Architectural style: Bungalow
Property subtype: Single Family Residence

Materials

Frame
Foundation: Block
Roof: Shingle

Condition

Year built: 1930

Utilities & green energy

Electric: 200+ Amp Service
Sewer: Private Sewer
Water: Public

Community & HOA

Community

Features: Park, Walk/Jog Trails, Golf, Bike Path, Conservation Area

HOA

Has HOA: No

Location

Region: Southwick

Financial & listing details

Price per square foot: $449/sqft
Tax assessed value: $182,500
Annual tax amount: $2,842
Date on market: 7/7/2026

Estimated market value

$558,900

$531,000 - $587,000

$2,429/mo

Price history

Date	Event	Price
7/8/2026	Listed for sale	$565,000+6.6%$449/sqft
Source: MLS PIN #73546139 Report a problem
1/22/2026	Sold	$530,000+1%$422/sqft
Source: MLS PIN #73462599 Report a problem
12/29/2025	Contingent	$525,000$418/sqft
Source: MLS PIN #73462599 Report a problem
12/17/2025	Listed for sale	$525,000+75%$418/sqft
Source: MLS PIN #73462599 Report a problem
11/15/2024	Sold	$300,000+58.7%$239/sqft
Source: MLS PIN #73283877 Report a problem
9/9/2024	Contingent	$189,000$150/sqft
Source: MLS PIN #73283877 Report a problem
9/3/2024	Listed for sale	$189,000+139.5%$150/sqft
Source: MLS PIN #73283877 Report a problem
5/17/2001	Sold	$78,900+23.8%$63/sqft
Source: Public Record Report a problem
2/29/2000	Sold	$63,750-11.9%$51/sqft
Source: Public Record Report a problem
2/11/1988	Sold	$72,400$58/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$2,842 +5.7%	$182,500 +4.9%
2024	$2,690 +6.4%	$173,900 +10.8%
2023	$2,529 +4.2%	$157,000 +9.8%
2022	$2,428 +3.3%	$143,000 +7%
2021	$2,350 -0.7%	$133,600 +0.6%
2020	$2,368 +5.5%	$132,800 +3.3%
2019	$2,245 -0.2%	$128,500
2018	$2,249 +3.8%	$128,500 +5.2%
2017	$2,167 +3.7%	$122,200
2016	$2,090 +7.4%	$122,200 +6.4%
2015	$1,946 -0.7%	$114,900
2014	$1,960 +10.6%	$114,900 +0.3%
2013	$1,772 -0.3%	$114,500 -8.3%
2012	$1,777 +5.8%	$124,900
2011	$1,679 -0.8%	$124,900 -0.9%
2010	$1,693 +8.6%	$126,000 -1.4%
2008	$1,559 +3.5%	$127,800 +0.5%
2007	$1,506 +10.9%	$127,200 +19.2%
2006	$1,358 -1.7%	$106,700 +13.6%
2005	$1,381	$93,900
2004	$1,381 -10.8%	$93,900
2003	$1,548 +39.8%	$93,900 +31.9%
2001	$1,107	$71,200

Find assessor info on the county website

Monthly payment

Est. payment

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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