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Sold for $329,900
    • $329,900

    109 N Palo Alto Ave, Panama City, FL 32401

    3beds
    1,512sqft
    Single Family Residence
    Built in 1958
    0.25 Acres Lot
    $326,500 Zestimate®
    $218/sqft
    $2,890 Estimated rent

    Home value

    $326,500

    $297,000 - $359,000

    $2,890/mo

    Zestimate® history
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    What's special

    Deck in backThree bedroomsGranite countertopsInterior paintSunken family roomSpacious quarter acre lotUpgraded kitchen
    Live in the highly coveted Cove neighborhood! This 3/1.5 Florida Cottage has evolved since it was originally built in 1958 to the extent that the Bay County Property Assessor's Office reports the effective year built is 2018!! Enter into the open concept living area where Living Room, sunken Family Room and upgraded Kitchen are all connected for outstanding entertaining opportunities where people can easily interact. Three bedrooms are conveniently located, and this floor plan just makes good practical sense. The interior paint is crisp, warm and in great taste. Too many updates, upgrades and enhancements to list but here are just a few: New Roof in 2019. All new Interior Paint in 2023 along with a New Deck. Dishwasher and Interior Lights replaced in 2024. In 2025: New LVP Flooring throughout; Baseboards, Kitchen upgrade with Granite Countertops, Backsplash, Cabinets, Paint; Half-bath update and New Sewer Line connected to the City sewer line. The back yard is nicely fenced -in and there is an 8'x16' storage building with plenty of room. This is a spacious quarter acre lot (145'x75') and the deck in back is awesome for enjoying a morning cup of coffee with privacy. Convenient to virtually everything in downtown Panama City and only minutes to one of the world's top ten beaches on the Gulf of America! Reach out to your favorite Realtor and set up a showing today!

    Zillow last checked:

    Listing updated:

    Listed by:

    Daniel Hagen 402-504-0401,

    LPT Realty LLC

    Bought with:

    Andrea D Owens

    Dalton Wade Inc

    Source: CPAR,MLS#: 777943MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 1
    • 1/2 bathrooms: 1
    Rooms
    • Room types: Bedroom, Dining Room, Family Room, Full Bath, Foyer, Half Bath, Kitchen, Laundry, Living Room, Patio, Storage Room
    Bedroom
    • Level: First
    • Dimensions: 11.5 x 8.5
    Bedroom
    • Level: First
    • Dimensions: 11.5 x 11.5
    Bedroom
    • Level: First
    • Dimensions: 11 x 11.5
    Dining room
    • Level: First
    • Dimensions: 14 x 9.5
    Family room
    • Level: First
    • Dimensions: 19 x 11
    Foyer
    • Level: First
    • Dimensions: 9.5 x 5.5
    Other
    • Level: First
    • Dimensions: 8.5 x 5
    Half bath
    • Level: First
    • Dimensions: 6 x 3
    Kitchen
    • Level: First
    • Dimensions: 15 x 11
    Laundry
    • Level: First
    • Dimensions: 12 x 7.5
    Living room
    • Level: First
    • Dimensions: 21.5 x 12
    Patio
    • Level: First
    • Dimensions: 18.5 x 14
    Storage room
    • Level: First
    • Dimensions: 16 x 8
    Heating
    • Electric, Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Electric Cooktop, Electric Water Heater
    Features
    • Entrance Foyer, Storage
    • Flooring: Luxury Vinyl Plank
    Interior area
    • Total structure area: 1,512
    • Total interior livable area: 1,512 sqft

    Property

    Features
    • Fencing: Fenced
    Lot
    • Size: 0.25 Acres
    • Dimensions: 145' x 75'
    Details
    • Parcel number: 22016000000
    • Zoning description: City, Resid Single Family
    • Special conditions: Listed As-Is

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Florida
    • Property subtype: Single Family Residence
    Condition
    • New construction: No
    • Year built: 1958

    Utilities & green energy

    • Sewer: Public Sewer
    • Utilities for property: Electricity Available

    Community & HOA

    Community
    • Features: Short Term Rental Allowed
    • Subdivision: Cove Terrace 3rd Add
    HOA
    • Has HOA: No
    Location
    • Region: Panama City

    Financial & listing details

    • Price per square foot: $218/sqft
    • Tax assessed value: $220,496
    • Annual tax amount: $2,971
    • Date on market: 8/21/2025
    • Cumulative days on market: 112 days
    • Electric utility on property: Yes

    Price history

    DateEventPrice
    2/2/2026Sold$329,900$218/sqft
    Source: CPAR #777943 Report a problem
    12/10/2025Pending sale$329,900$218/sqft
    Source: CPAR #777943 Report a problem
    9/4/2025Price change$329,900-3%$218/sqft
    Source: CPAR #777943 Report a problem
    8/21/2025Listed for sale$340,000+26.8%$225/sqft
    Source: CPAR #777943 Report a problem
    3/24/2023Sold$268,100-0.7%$177/sqft
    Source: CPAR #734284 Report a problem
    2/11/2023Contingent$270,000$179/sqft
    Source: CPAR #734284 Report a problem
    2/9/2023Listed for sale$270,000$179/sqft
    Source: CPAR #734284 Report a problem
    1/17/2023Contingent$270,000$179/sqft
    Source: CPAR #734284 Report a problem
    1/14/2023Price change$270,000-3.6%$179/sqft
    Source: CPAR #734284 Report a problem
    12/7/2022Price change$280,000-5.1%$185/sqft
    Source: CPAR #734284 Report a problem
    11/4/2022Listed for sale$295,000+64.8%$195/sqft
    Source: CPAR #734284 Report a problem
    4/22/2021Listing removed--
    Source: Zillow Rental Manager Report a problem
    4/6/2021Listed for rent$1,550$1/sqft
    Source: Zillow Rental Manager Report a problem
    3/24/2021Listing removed--
    Source: Owner Report a problem
    2/29/2020Listing removed$1,550$1/sqft
    Source: Owner Report a problem
    2/20/2020Listed for rent$1,550$1/sqft
    Source: Owner Report a problem
    2/7/2020Sold$179,000-2.2%$118/sqft
    Source: CPAR #690191 Report a problem
    1/18/2020Price change$183,000-2.7%$121/sqft
    Source: Beachy Beach Real Estate #690191 Report a problem
    11/20/2019Price change$188,000-0.7%$124/sqft
    Source: Beachy Beach Real Estate #690191 Report a problem
    11/10/2019Price change$189,400-0.3%$125/sqft
    Source: Beachy Beach Real Estate #690191 Report a problem
    10/28/2019Listed for sale$189,900+93.8%$126/sqft
    Source: Beachy Beach Real Estate #690191 Report a problem
    8/19/2019Sold$98,000-18.3%$65/sqft
    Source: Public Record Report a problem
    6/29/2019Pending sale$119,999$79/sqft
    Source: Owner Report a problem
    6/17/2019Price change$119,999-4%$79/sqft
    Source: Owner Report a problem
    6/4/2019Listed for sale$125,000-8.4%$83/sqft
    Source: Owner Report a problem
    12/31/2008Sold$136,500-2.4%$90/sqft
    Source: Public Record Report a problem
    11/10/2008Listed for sale$139,900+47.3%$93/sqft
    Source: Homes & Land #380607 Report a problem
    12/18/2006Sold$95,000$63/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$2,971 -5.8%$220,496 +27.3%
    2023$3,155 +14.4%$173,258 +10%
    2022$2,758 $157,507
    2021-- --
    2020$1,138 +156%$57,855 +1.9%
    2019$444 $56,791 -31.6%
    2018$444 -32%$83,065 +0.6%
    2017$654 +1.1%$82,586 +2.1%
    2016$647 -0.6%$80,887 +0.7%
    2015$651 $80,325 +0.5%
    2014$651 $79,956 +1.5%
    2013-- $78,774 -1.9%
    2012-- $80,274 -5.4%
    2011-- $84,888 -14.1%
    2010-- $98,876 -0.5%
    2009-- $99,374 -11.5%
    2008-- $112,246 -17.2%
    2007-- $135,617 +187.6%
    2006-- $47,151 +6.1%
    2005-- $44,436 +3%
    2004-- $43,142 +1.9%
    2003-- $42,338 +2.4%
    2002-- $41,346 +1.6%
    2001-- $40,695 +0.9%
    2000-- $40,316
    Find assessor info on the county website

    Neighborhood: 32401

    Nearby homes

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Cherry Street
    • Middle: Jinks
    • High: Bay

    Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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